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Insurance agencies in Sheboygan County, WI

The insurance agencies in Sheboygan County, WI, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 29 out of 100: Lower middle

Ranked #1,827 of 2,272 scored counties
#51 of 65 scored counties in Wisconsin

Listings
68
9 chain locations (13%)
Official establishments
54
−16.9% since 2019
Household spending a year
$79.8M
On vehicle insurance · $1,605 a household
Spending per listing
$1.2M
7% below the U.S.
Listings per 10k households
13.7
12% below the U.S.
Population, 2025
118,047
0.0% since 2020

See the insurance agencies around any address in Sheboygan County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Sheboygan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in Sheboygan County is 29 (lower middle), #1,827 of 2,272 scored counties and #51 of 65 scored counties in Wisconsin. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 68 insurance agencies in Sheboygan County. Chain locations make up 13% of them, against 21% across the U.S. That comes to 13.7 for every 10,000 households, 12% below the U.S. rate of 15.6.

At $1,605 per household (18% below the U.S. average), households in Sheboygan County spend about $79.8M a year on vehicle insurance. That works out to $1.2M per agency, 7% below the U.S. figure of $1.3M.

Official counts show 54 businesses with payroll classed as insurance agencies and brokerages in Sheboygan County in 2023, down 16.9% from 2019. That is one for every 921 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $790K have gone to businesses classed as insurance agencies and brokerages in Sheboygan County. Population estimates put the population change in Sheboygan County from 2020 to 2025 at 0.0%, against +3.1% for the U.S.

How Sheboygan County compares

The same measures for Wisconsin and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Sheboygan County, WI compared with Wisconsin and the U.S.
MeasureSheboygan CountyWisconsinU.S.
Listings per 10k households13.713.715.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment921958966
Official establishment growth, 2019–2023−16.9%−3.5%−1.0%
Population growth, 2020–20250.0%+1.3%+3.1%
Spending per household on vehicle insurance$1,605$1,617$1,957
Median household income$73,094$77,485$80,734
Groundwork market score2933

Official counts and lending

Businesses

Official establishments, 2019 to 2023
65 → 54−16.9% over the period
Employees, 2023
200
Annual payroll, 2023
$12.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
689 chain locations
Listings at the U.S. rate for this spending
64The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$790K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Sheboygan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Sheboygan County

Population, 2025 estimate
118,0470.0% since 2020
Households
49,725
Median age
42.3
Homes lived in by their owners
71%
Vehicles per household
1.8
Land area
512 sq. mi.
People per square mile
231
Median household income
$73,094+20.4% vs. 2015–2019, before inflation
Average household income
$93,780
Median home value
$232,700
Jobs located here
58,857
Daytime population
120,358Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Sheboygan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Sheboygan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Wisconsin

Every Wisconsin market ranked →

The highest-scoring counties in Wisconsin for insurance agencies, numbered among those based in Wisconsin, with Sheboygan County marked.

Top counties in Wisconsin

Counties in Wisconsin ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waushara County, WI651110.4$1.8M+2.8%#626 of 2,272
2Clark County, WI64107.8$2.3M+1.2%#644 of 2,272
3Adams County, WI6399.5$1.9M+5.2%#693 of 2,272
4Oconto County, WI622112.5$1.6M+2.9%#732 of 2,272
5Vilas County, WI5954.5$3.7M+2.9%#791 of 2,272
6Polk County, WI59199.7$2M+1.7%#799 of 2,272
7Kenosha County, WI57568.1$2M−0.4%#865 of 2,272
8Trempealeau County, WI56118.8$2.1M+1.1%#895 of 2,272
9Dodge County, WI54318.6$2M−0.3%#975 of 2,272
10Pierce County, WI512012.6$1.6M+3.1%#1,075 of 2,272
51Sheboygan County, WI296813.7$1.2M0.0%#1,827 of 2,272

Other business types in Sheboygan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Sheboygan County, WI?

Sheboygan County has 68 insurance agencies on map listings as of September 2026. 9 of them (13%) are chain locations. The listings count insurance agencies. Official counts show 54 businesses with payroll classed as insurance agencies and brokerages in 2023, down 16.9% from 2019.

How much do households in Sheboygan County, WI spend on vehicle insurance?

About $79.8M a year, or $1,605 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). Spread across the 68 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 49,725 households in Sheboygan County and national spending patterns by income.

How does Sheboygan County, WI compare with the U.S. for insurance agencies?

Sheboygan County has 13.7 insurance agencies per 10,000 households, 12% below the U.S. rate of 15.6. Spending per agency is $1.2M, 7% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Sheboygan County would have about 64, against 68 on map listings. There is one business with payroll in the industry for every 921 households, against one for every 966 across the U.S. The official count fell 16.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Sheboygan County, WI growing?

Population estimates put Sheboygan County at 118,047 people in 2025, unchanged since 2020, against +3.1% for the U.S. It has 49,725 households. The median household income in Sheboygan County is $73,094 a year, 9% below the U.S. median of $80,734. That rose 20.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Sheboygan County scores 29 for insurance agencies (lower middle), #1,827 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Sheboygan County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Sheboygan County

Screening a site or an acquisition in Sheboygan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Sheboygan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.