Auto · County · West Virginia
Insurance agencies in Harrison County, WV
The insurance agencies in Harrison County, WV, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 36 out of 100: Lower middle
Ranked #1,608 of 2,272 scored counties
#35 of 42 scored counties in West Virginia
- Listings
- 49
- 9 chain locations (18%)
- Official establishments
- 26
- −13.3% since 2019
- Household spending a year
- $58.4M
- On vehicle insurance · $2,215 a household
- Spending per listing
- $1.2M
- 5% below the U.S.
- Listings per 10k households
- 18.6
- 19% above the U.S.
- Population, 2025
- 64,221
- −2.5% since 2020
See the insurance agencies around any address in Harrison County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harrison County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 49 insurance agencies in Harrison County. Of those, 9 are chain locations, or 18%, against 21% across the U.S. That comes to 18.6 for every 10,000 households, 19% above the U.S. rate of 15.6.
Household spending on vehicle insurance in Harrison County comes to about $58.4M a year: $2,215 per household, 13% above the U.S. average. That is about $1.2M of household spending for each agency on map listings, 5% below the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Harrison County was 26 in 2023, down 13.3% from 2019. That is one for every 1,014 households, against one for every 966 across the U.S.
Population estimates put the population change in Harrison County from 2020 to 2025 at −2.5%, against +3.1% for the U.S. For insurance agencies, Harrison County has a Groundwork market score of 36 (lower middle): #1,608 of 2,272 scored counties and #35 of 42 scored counties in West Virginia.
How Harrison County compares
The same measures for West Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Harrison County | West Virginia | U.S. |
|---|---|---|---|
| Listings per 10k households | 18.6 | 14.2 | 15.6 |
| Spending per listing | $1.2M | $1.6M | $1.3M |
| Households per official establishment | 1,014 | 1,144 | 966 |
| Official establishment growth, 2019–2023 | −13.3% | −0.9% | −1.0% |
| Population growth, 2020–2025 | −2.5% | −1.4% | +3.1% |
| Spending per household on vehicle insurance | $2,215 | $2,331 | $1,957 |
| Median household income | $60,377 | $59,608 | $80,734 |
| Groundwork market score | 36 | 61 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 30 → 26−13.3% over the period
- Employees, 2023
- 163
- Annual payroll, 2023
- $10.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 499 chain locations
- Listings at the U.S. rate for this spending
- 47The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Harrison County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Harrison County
- Population, 2025 estimate
- 64,221−2.5% since 2020
- Households
- 26,353
- Median age
- 42.8
- Homes lived in by their owners
- 74%
- Vehicles per household
- 1.7
- Land area
- 416 sq. mi.
- People per square mile
- 156
- Median household income
- $60,377+13.9% vs. 2015–2019, before inflation
- Average household income
- $84,166
- Median home value
- $166,200
- Jobs located here
- 34,505
- Daytime population
- 72,165Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Harrison County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Harrison County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across West Virginia
Every West Virginia market ranked →The highest-scoring counties in West Virginia for insurance agencies, numbered among those based in West Virginia, with Harrison County marked.
Top counties in West Virginia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Berkeley County, WV | 92 | 41 | 8.0 | $3.4M | +13.7% | #32 of 2,272 |
| 2Morgan County, WV | 92 | 7 | 9.5 | $3M | +5.5% | #36 of 2,272 |
| 3Jefferson County, WV | 86 | 28 | 12.3 | $2.3M | +9.2% | #118 of 2,272 |
| 4Hampshire County, WV | 79 | 11 | 12.7 | $2.1M | +4.4% | #251 of 2,272 |
| 5Preston County, WV | 75 | 9 | 7.0 | $3.6M | −0.6% | #327 of 2,272 |
| 6Mineral County, WV | 70 | 12 | 10.8 | $2.3M | −0.4% | #462 of 2,272 |
| 7Wyoming County, WV | 69 | 5 | 6.2 | $3.9M | −7.1% | #485 of 2,272 |
| 8Lincoln County, WV | 67 | 6 | 7.8 | $2.9M | −5.8% | #537 of 2,272 |
| 9Mason County, WV | 67 | 10 | 9.8 | $2.6M | −2.7% | #546 of 2,272 |
| 10Wayne County, WV | 67 | 14 | 8.9 | $2.6M | −4.0% | #547 of 2,272 |
| 35Harrison County, WV | 36 | 49 | 18.6 | $1.2M | −2.5% | #1,608 of 2,272 |
Other business types in Harrison County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Harrison County, WV?
Harrison County has 49 insurance agencies on map listings as of September 2026. 9 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 26 businesses with payroll classed as insurance agencies and brokerages in 2023, down 13.3% from 2019.
How much do households in Harrison County, WV spend on vehicle insurance?
About $58.4M a year, or $2,215 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). Spread across the 49 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 26,353 households in Harrison County and national spending patterns by income.
How does Harrison County, WV compare with the U.S. for insurance agencies?
Harrison County has 18.6 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Harrison County would have about 47, against 49 on map listings. There is one business with payroll in the industry for every 1,014 households, against one for every 966 across the U.S. The official count fell 13.3% from 2019 to 2023, against −1.0% for the U.S.
How fast is Harrison County, WV growing?
Population estimates put Harrison County at 64,221 people in 2025, down 2.5% since 2020, against +3.1% for the U.S. It has 26,353 households. The median household income in Harrison County is $60,377 a year, 25% below the U.S. median of $80,734. That rose 13.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Harrison County scores 36 for insurance agencies (lower middle), #1,608 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Harrison County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Harrison County
Screening a site or an acquisition in Harrison County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Harrison County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.