Auto · Small-town market · Washington
Insurance agencies in the Port Townsend, WA area
The insurance agencies in the Port Townsend, WA area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 84 out of 100: High
Ranked #35 of 537 scored small-town markets
#3 of 10 scored small-town markets based in Washington
- Listings
- 8
- 2 chain locations (25%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $31.9M
- On vehicle insurance · $1,951 a household
- Spending per listing
- $4M
- 3.2 times the U.S.
- Listings per 10k households
- 4.9
- 69% below the U.S.
- Population, 2025
- 33,970
- +2.7% since 2020
See the insurance agencies around any address in the Port Townsend area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Port Townsend area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Port Townsend area scores 84 (high) on the Groundwork market score for insurance agencies, ranking #35 of 537 scored small-town markets and #3 of 10 scored small-town markets based in Washington. That puts it in the top 10% of small-town markets for insurance agencies.
Map listings as of September 2026 show 8 insurance agencies in the Port Townsend area. Chain locations make up 25% of them, against 21% across the U.S. That is 4.9 per 10,000 households, 69% below the U.S. rate of 15.6.
Households in the Port Townsend area spend about $31.9M a year on vehicle insurance, or $1,951 per household, in line with the U.S. average. That is about $4M of household spending for each agency on map listings, 3.2 times the U.S. figure of $1.3M.
In 2023, official counts showed 7 businesses with payroll in the Port Townsend area classed as insurance agencies and brokerages. That is one for every 2,334 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of the Port Townsend area grew 2.7%, in step with the U.S. (+3.1%).
How the Port Townsend area compares
The same measures for Washington and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Port Townsend area | Washington | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.9 | 12.6 | 15.6 |
| Spending per listing | $4M | $1.5M | $1.3M |
| Households per official establishment | 2,334 | 1,180 | 966 |
| Official establishment growth, 2019–2023 | n/a | −4.3% | −1.0% |
| Population growth, 2020–2025 | +2.7% | +3.6% | +3.1% |
| Spending per household on vehicle insurance | $1,951 | $1,917 | $1,957 |
| Median household income | $74,048 | $98,141 | $80,734 |
| Groundwork market score | 84 | 66 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 7
- Employees, 2023
- 22
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 82 chain locations
- Listings at the U.S. rate for this spending
- 25The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Port Townsend area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Port Townsend area
- Population, 2025 estimate
- 33,970+2.7% since 2020
- Households
- 16,340
- Median age
- 58.3
- Homes lived in by their owners
- 79%
- Vehicles per household
- 2.0
- Land area
- 1,804 sq. mi.
- People per square mile
- 19
- Median household income
- $74,048
- Average household income
- $104,756
- Median home value
- $535,000
- Jobs located here
- 8,967
- Daytime population
- 30,032Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Port Townsend area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Port Townsend area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Washington
Every Washington market ranked →The highest-scoring small-town markets in Washington for insurance agencies, numbered among those based in Washington, with the Port Townsend area marked.
Top small-town markets in Washington
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Shelton, WA | 91 | 18 | 6.9 | $3.3M | +7.8% | #9 of 537 |
| 2Ellensburg, WA | 85 | 13 | 6.5 | $3.3M | +4.2% | #31 of 537 |
| 3Port Townsend, WA | 84 | 8 | 4.9 | $4M | +2.7% | #35 of 537 |
| 4Aberdeen, WA | 83 | 17 | 5.6 | $3.7M | +3.0% | #37 of 537 |
| 5Port Angeles, WA | 74 | 31 | 8.8 | $2.2M | +1.1% | #74 of 537 |
| 6Oak Harbor, WA | 73 | 23 | 6.4 | $3.3M | −1.5% | #81 of 537 |
| 7Moses Lake, WA | 69 | 44 | 12.4 | $1.8M | +6.3% | #109 of 537 |
| 8Pullman, WA | 68 | 16 | 8.5 | $2M | +1.5% | #117 of 537 |
| 9Centralia, WA | 68 | 44 | 13.4 | $1.7M | +6.7% | #123 of 537 |
| 10Othello, WA | 50 | 11 | 17.5 | $1.3M | +4.3% | #268 of 537 |
Other business types in the Port Townsend area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Port Townsend, WA area?
There are 8 insurance agencies on map listings in the Port Townsend area as of September 2026. 2 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Port Townsend, WA area spend on vehicle insurance?
About $31.9M a year, or $1,951 per household. That is in line with the U.S. average (an index of 100, where 100 is the U.S. average). Spread across the 8 insurance agencies on map listings, it comes to $4M per agency. It is estimated from the incomes of the 16,340 households in the Port Townsend area and national spending patterns by income.
How does the Port Townsend, WA area compare with the U.S. for insurance agencies?
The Port Townsend area has 4.9 insurance agencies per 10,000 households, 69% below the U.S. rate of 15.6. Spending per agency is $4M, 3.2 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Port Townsend area would have about 25, against 8 on map listings. There is one business with payroll in the industry for every 2,334 households, against one for every 966 across the U.S.
How fast is the Port Townsend, WA area growing?
Population estimates put the Port Townsend area at 33,970 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 16,340 households. The median household income in the Port Townsend area is $74,048 a year, 8% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Port Townsend area scores 84 for insurance agencies (high), #35 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Port Townsend area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Port Townsend area
Screening a site or an acquisition in the Port Townsend area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Port Townsend area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.