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Insurance agencies in Okanogan County, WA

Competitor counts, household spending and official business counts for insurance agencies in Okanogan County, WA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 79 out of 100: High

Ranked #235 of 2,272 scored counties
#8 of 32 scored counties in Washington

Listings
12
2 chain locations (17%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$38.9M
On vehicle insurance · $2,216 a household
Spending per listing
$3.2M
2.6 times the U.S.
Listings per 10k households
6.8
56% below the U.S.
Population, 2025
45,230
+7.3% since 2020

See the insurance agencies around any address in Okanogan County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Okanogan County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 12 insurance agencies in Okanogan County. 2 of them (17%) are chain locations, against 21% across the U.S. That is 6.8 per 10,000 households, 56% below the U.S. rate of 15.6.

At $2,216 per household (13% above the U.S. average), households in Okanogan County spend about $38.9M a year on vehicle insurance. That works out to $3.2M per agency, 2.6 times the U.S. figure of $1.3M.

In 2023, official counts showed 13 businesses with payroll in Okanogan County classed as insurance agencies and brokerages. That is one for every 1,349 households, against one for every 966 across the U.S.

Population estimates show Okanogan County grew 7.3% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, Okanogan County has a Groundwork market score of 79 (high): #235 of 2,272 scored counties and #8 of 32 scored counties in Washington. That puts it in the top quarter of counties.

How Okanogan County compares

The same measures for Washington and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Okanogan County, WA compared with Washington and the U.S.
MeasureOkanogan CountyWashingtonU.S.
Listings per 10k households6.812.615.6
Spending per listing$3.2M$1.5M$1.3M
Households per official establishment1,3491,180966
Official establishment growth, 2019–2023n/a−4.3%−1.0%
Population growth, 2020–2025+7.3%+3.6%+3.1%
Spending per household on vehicle insurance$2,216$1,917$1,957
Median household income$63,207$98,141$80,734
Groundwork market score7966

Official counts and lending

Businesses

Official establishments, 2019 to 2023
14 → 13
Employees, 2023
55
Annual payroll, 2023
$3.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
122 chain locations
Listings at the U.S. rate for this spending
31The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Okanogan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Okanogan County

Population, 2025 estimate
45,230+7.3% since 2020
Households
17,540
Median age
43.5
Homes lived in by their owners
72%
Vehicles per household
2.2
Land area
5,266 sq. mi.
People per square mile
8
Median household income
$63,207+33.8% vs. 2015–2019, before inflation
Average household income
$83,721
Median home value
$299,800
Jobs located here
14,908
Daytime population
43,227Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Okanogan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Okanogan County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Washington

Every Washington market ranked →

The highest-scoring counties in Washington for insurance agencies, numbered among those based in Washington, with Okanogan County marked.

Top counties in Washington

Counties in Washington ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Mason County, WA87186.9$3.3M+7.8%#101 of 2,272
2Stevens County, WA87147.2$3.3M+6.6%#102 of 2,272
3Klickitat County, WA8366.1$3.7M+6.6%#154 of 2,272
4Franklin County, WA813010.0$2.3M+5.6%#209 of 2,272
5Pacific County, WA8054.6$4.4M+3.6%#216 of 2,272
6Kittitas County, WA80136.5$3.3M+4.2%#219 of 2,272
7Jefferson County, WA7984.9$4M+2.7%#233 of 2,272
8Okanogan County, WA79126.8$3.2M+7.3%#235 of 2,272
9San Juan County, WA7977.8$2.6M+4.2%#240 of 2,272
10Grays Harbor County, WA77175.6$3.7M+3.0%#285 of 2,272

Other business types in Okanogan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Okanogan County, WA?

Okanogan County has 12 insurance agencies on map listings as of September 2026. 2 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Okanogan County, WA spend on vehicle insurance?

About $38.9M a year, or $2,216 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $3.2M per agency. It is estimated from the incomes of the 17,540 households in Okanogan County and national spending patterns by income.

How does Okanogan County, WA compare with the U.S. for insurance agencies?

Okanogan County has 6.8 insurance agencies per 10,000 households, 56% below the U.S. rate of 15.6. Spending per agency is $3.2M, 2.6 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Okanogan County would have about 31, against 12 on map listings. There is one business with payroll in the industry for every 1,349 households, against one for every 966 across the U.S.

How fast is Okanogan County, WA growing?

Population estimates put Okanogan County at 45,230 people in 2025, up 7.3% since 2020, faster than the U.S. (+3.1%). It has 17,540 households. The median household income in Okanogan County is $63,207 a year, 22% below the U.S. median of $80,734. That rose 33.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Okanogan County scores 79 for insurance agencies (high), #235 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Okanogan County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Okanogan County

Screening a site or an acquisition in Okanogan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Okanogan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.