Auto · County · Washington
Insurance agencies in Grays Harbor County, WA
The insurance agencies in Grays Harbor County, WA, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 77 out of 100: High
Ranked #285 of 2,272 scored counties
#10 of 32 scored counties in Washington
- Listings
- 17
- 5 chain locations (29%)
- Official establishments
- 19
- Businesses with payroll, 2023
- Household spending a year
- $62.5M
- On vehicle insurance · $2,041 a household
- Spending per listing
- $3.7M
- 2.9 times the U.S.
- Listings per 10k households
- 5.6
- 64% below the U.S.
- Population, 2025
- 78,144
- +3.0% since 2020
See the insurance agencies around any address in Grays Harbor County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Grays Harbor County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 17 insurance agencies in Grays Harbor County. Of those, 5 are chain locations, or 29%, against 21% across the U.S. That is 5.6 per 10,000 households, 64% below the U.S. rate of 15.6.
Household spending on vehicle insurance in Grays Harbor County comes to about $62.5M a year: $2,041 per household, 4% above the U.S. average. That works out to $3.7M per agency, 2.9 times the U.S. figure of $1.3M.
Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in Grays Harbor County in 2023. That is one for every 1,612 households, against one for every 966 across the U.S.
Population estimates show Grays Harbor County grew 3.0% from 2020 to 2025, in step with the U.S. (+3.1%). The Groundwork market score for insurance agencies in Grays Harbor County is 77 (high), #285 of 2,272 scored counties and #10 of 32 scored counties in Washington. That puts it in the top quarter of counties.
How Grays Harbor County compares
The same measures for Washington and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Grays Harbor County | Washington | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.6 | 12.6 | 15.6 |
| Spending per listing | $3.7M | $1.5M | $1.3M |
| Households per official establishment | 1,612 | 1,180 | 966 |
| Official establishment growth, 2019–2023 | n/a | −4.3% | −1.0% |
| Population growth, 2020–2025 | +3.0% | +3.6% | +3.1% |
| Spending per household on vehicle insurance | $2,041 | $1,917 | $1,957 |
| Median household income | $64,414 | $98,141 | $80,734 |
| Groundwork market score | 77 | 66 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 16 → 19
- Employees, 2023
- 53
- Annual payroll, 2023
- $2.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 175 chain locations
- Listings at the U.S. rate for this spending
- 50The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Grays Harbor County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Grays Harbor County
- Population, 2025 estimate
- 78,144+3.0% since 2020
- Households
- 30,628
- Median age
- 44.3
- Homes lived in by their owners
- 73%
- Vehicles per household
- 2.0
- Land area
- 1,902 sq. mi.
- People per square mile
- 41
- Median household income
- $64,414+25.7% vs. 2015–2019, before inflation
- Average household income
- $82,833
- Median home value
- $314,000
- Jobs located here
- 21,888
- Daytime population
- 66,472Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Grays Harbor County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Grays Harbor County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Washington
Every Washington market ranked →The highest-scoring counties in Washington for insurance agencies, numbered among those based in Washington, with Grays Harbor County marked.
Top counties in Washington
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Mason County, WA | 87 | 18 | 6.9 | $3.3M | +7.8% | #101 of 2,272 |
| 2Stevens County, WA | 87 | 14 | 7.2 | $3.3M | +6.6% | #102 of 2,272 |
| 3Klickitat County, WA | 83 | 6 | 6.1 | $3.7M | +6.6% | #154 of 2,272 |
| 4Franklin County, WA | 81 | 30 | 10.0 | $2.3M | +5.6% | #209 of 2,272 |
| 5Pacific County, WA | 80 | 5 | 4.6 | $4.4M | +3.6% | #216 of 2,272 |
| 6Kittitas County, WA | 80 | 13 | 6.5 | $3.3M | +4.2% | #219 of 2,272 |
| 7Jefferson County, WA | 79 | 8 | 4.9 | $4M | +2.7% | #233 of 2,272 |
| 8Okanogan County, WA | 79 | 12 | 6.8 | $3.2M | +7.3% | #235 of 2,272 |
| 9San Juan County, WA | 79 | 7 | 7.8 | $2.6M | +4.2% | #240 of 2,272 |
| 10Grays Harbor County, WA | 77 | 17 | 5.6 | $3.7M | +3.0% | #285 of 2,272 |
Other business types in Grays Harbor County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Grays Harbor County, WA?
There are 17 insurance agencies on map listings in Grays Harbor County as of September 2026. 5 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Grays Harbor County, WA spend on vehicle insurance?
About $62.5M a year, or $2,041 per household. That is 4% above the U.S. average (an index of 104, where 100 is the U.S. average). Spread across the 17 insurance agencies on map listings, it comes to $3.7M per agency. It is estimated from the incomes of the 30,628 households in Grays Harbor County and national spending patterns by income.
How does Grays Harbor County, WA compare with the U.S. for insurance agencies?
Grays Harbor County has 5.6 insurance agencies per 10,000 households, 64% below the U.S. rate of 15.6. Spending per agency is $3.7M, 2.9 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Grays Harbor County would have about 50, against 17 on map listings. There is one business with payroll in the industry for every 1,612 households, against one for every 966 across the U.S.
How fast is Grays Harbor County, WA growing?
Population estimates put Grays Harbor County at 78,144 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 30,628 households. The median household income in Grays Harbor County is $64,414 a year, 20% below the U.S. median of $80,734. That rose 25.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Grays Harbor County scores 77 for insurance agencies (high), #285 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Grays Harbor County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Grays Harbor County
Screening a site or an acquisition in Grays Harbor County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Grays Harbor County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.