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Insurance agencies in Augusta County, VA

Competitor counts, household spending and official business counts for insurance agencies in Augusta County, VA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 88 out of 100: High

Ranked #79 of 2,272 scored counties
#18 of 97 scored counties in Virginia

Listings
21
5 chain locations (24%)
Official establishments
14
Businesses with payroll, 2023
Household spending a year
$93M
On vehicle insurance · $2,991 a household
Spending per listing
$4.4M
3.5 times the U.S.
Listings per 10k households
6.8
56% below the U.S.
Population, 2025
78,940
+1.8% since 2020

See the insurance agencies around any address in Augusta County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Augusta County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Augusta County has a Groundwork market score of 88 (high): #79 of 2,272 scored counties and #18 of 97 scored counties in Virginia. That puts it in the top 10% of counties for insurance agencies.

Households in Augusta County spend about $93M a year on vehicle insurance, or $2,991 per household, 53% above the U.S. average. That works out to $4.4M per agency, 3.5 times the U.S. figure of $1.3M.

There are 21 insurance agencies on map listings in Augusta County as of September 2026. Of those, 5 are chain locations, or 24%, against 21% across the U.S. That is 6.8 per 10,000 households, 56% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Augusta County was 14 in 2023. That is one for every 2,220 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Augusta County grew 1.8%, slower than the U.S. (+3.1%).

How Augusta County compares

The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Augusta County, VA compared with Virginia and the U.S.
MeasureAugusta CountyVirginiaU.S.
Listings per 10k households6.812.515.6
Spending per listing$4.4M$2M$1.3M
Households per official establishment2,2201,234966
Official establishment growth, 2019–2023n/a−7.4%−1.0%
Population growth, 2020–2025+1.8%+2.8%+3.1%
Spending per household on vehicle insurance$2,991$2,545$1,957
Median household income$82,049$93,170$80,734
Groundwork market score8883

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17 → 14
Employees, 2023
51
Annual payroll, 2023
$2.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
215 chain locations
Listings at the U.S. rate for this spending
74The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Augusta County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Augusta County

Population, 2025 estimate
78,940+1.8% since 2020
Households
31,083
Median age
44.6
Homes lived in by their owners
80%
Vehicles per household
2.3
Land area
967 sq. mi.
People per square mile
81
Median household income
$82,049+30.8% vs. 2015–2019, before inflation
Average household income
$97,971
Median home value
$306,100
Jobs located here
29,683
Daytime population
69,743Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Augusta County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Augusta County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for insurance agencies, numbered among those based in Virginia, with Augusta County marked.

Top counties in Virginia

Counties in Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Louisa County, VA98106.4$5M+13.6%#1 of 2,272
2Stafford County, VA97265.0$6.1M+8.3%#3 of 2,272
3King William County, VA9768.2$3.9M+9.5%#5 of 2,272
4King George County, VA9698.9$3.4M+10.5%#10 of 2,272
5Rockingham County, VA95164.9$6.2M+6.6%#13 of 2,272
6Frederick County, VA95226.2$4.7M+8.8%#15 of 2,272
7Orange County, VA95117.4$4M+10.1%#17 of 2,272
8Spotsylvania County, VA95448.4$3.6M+10.5%#19 of 2,272
9Dinwiddie County, VA9465.6$5.8M+3.6%#22 of 2,272
10Caroline County, VA9475.8$5.3M+11.3%#23 of 2,272
18Augusta County, VA88216.8$4.4M+1.8%#79 of 2,272

Other business types in Augusta County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Augusta County, VA?

As of September 2026, map listings count 21 insurance agencies in Augusta County. 5 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Augusta County, VA spend on vehicle insurance?

About $93M a year, or $2,991 per household. That is 53% above the U.S. average (an index of 153, where 100 is the U.S. average). Spread across the 21 insurance agencies on map listings, it comes to $4.4M per agency. It is estimated from the incomes of the 31,083 households in Augusta County and national spending patterns by income.

How does Augusta County, VA compare with the U.S. for insurance agencies?

Augusta County has 6.8 insurance agencies per 10,000 households, 56% below the U.S. rate of 15.6. Spending per agency is $4.4M, 3.5 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Augusta County would have about 74, against 21 on map listings. There is one business with payroll in the industry for every 2,220 households, against one for every 966 across the U.S.

How fast is Augusta County, VA growing?

Population estimates put Augusta County at 78,940 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 31,083 households. Median household income in Augusta County is $82,049, 2% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Augusta County scores 88 for insurance agencies (high), #79 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Augusta County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Augusta County

Screening a site or an acquisition in Augusta County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Augusta County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.