Groundwork

Auto · Small-town market · Oregon

Insurance agencies in the Coos Bay-North Bend, OR area

Competitor counts, household spending and official business counts for insurance agencies in the Coos Bay-North Bend, OR area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 64 out of 100: Upper middle

Ranked #141 of 537 scored small-town markets
#4 of 12 scored small-town markets based in Oregon

Listings
24
4 chain locations (17%)
Official establishments
20
−4.8% since 2019
Household spending a year
$53.3M
On vehicle insurance · $1,857 a household
Spending per listing
$2.2M
77% above the U.S.
Listings per 10k households
8.4
46% below the U.S.
Population, 2025
63,992
−1.5% since 2020

See the insurance agencies around any address in the Coos Bay-North Bend area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coos Bay-North Bend area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 24 insurance agencies in the Coos Bay-North Bend area. Of those, 4 are chain locations, or 17%, against 21% across the U.S. Per 10,000 households, that is 8.4, 46% below the U.S. rate of 15.6.

At $1,857 per household (5% below the U.S. average), households in the Coos Bay-North Bend area spend about $53.3M a year on vehicle insurance. That is about $2.2M of household spending for each agency on map listings, 77% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Coos Bay-North Bend area was 20 in 2023, down 4.8% from 2019. That is one for every 1,437 households, against one for every 966 across the U.S.

Population estimates put the population change in the Coos Bay-North Bend area from 2020 to 2025 at −1.5%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in the Coos Bay-North Bend area is 64 (upper middle), #141 of 537 scored small-town markets and #4 of 12 scored small-town markets based in Oregon.

How the Coos Bay-North Bend area compares

The same measures for Oregon and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Coos Bay-North Bend, OR area compared with Oregon and the U.S.
MeasureCoos Bay-North Bend areaOregonU.S.
Listings per 10k households8.414.015.6
Spending per listing$2.2M$1.3M$1.3M
Households per official establishment1,4371,045966
Official establishment growth, 2019–2023−4.8%−8.8%−1.0%
Population growth, 2020–2025−1.5%+0.7%+3.1%
Spending per household on vehicle insurance$1,857$1,871$1,957
Median household income$62,143$83,011$80,734
Groundwork market score6448

Official counts and lending

Businesses

Official establishments, 2019 to 2023
20−4.8% over the period
Employees, 2023
83
Annual payroll, 2023
$3.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
244 chain locations
Listings at the U.S. rate for this spending
43The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Coos Bay-North Bend area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Coos Bay-North Bend area

Population, 2025 estimate
63,992−1.5% since 2020
Households
28,731
Median age
48.1
Homes lived in by their owners
71%
Vehicles per household
1.9
Land area
1,596 sq. mi.
People per square mile
41
Median household income
$62,143+37.9% vs. 2015–2019, before inflation
Average household income
$82,730
Median home value
$337,800
Jobs located here
22,992
Daytime population
63,860Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Coos Bay-North Bend area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Coos Bay-North Bend area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Oregon

Every Oregon market ranked →

The highest-scoring small-town markets in Oregon for insurance agencies, numbered among those based in Oregon, with the Coos Bay-North Bend area marked.

Top small-town markets in Oregon

Small-town markets in Oregon ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Newport, OR69187.8$2.3M+0.3%#107 of 537
2Klamath Falls, OR673411.7$1.7M+0.9%#128 of 537
3Hermiston-Pendleton, OR663911.8$1.9M+1.8%#135 of 537
4Coos Bay-North Bend, OR64248.4$2.2M−1.5%#141 of 537
5Roseburg, OR635110.7$1.9M+0.6%#152 of 537
6Brookings, OR5687.2$2.7M−3.8%#207 of 537
7Ontario, OR-ID563115.5$1.4M+5.0%#212 of 537
8Baker City, OR51810.9$1.9M−0.4%#252 of 537
9Astoria, OR422614.5$1.2M−0.6%#337 of 537
10La Grande, OR401614.7$1.4M−1.0%#351 of 537

Other business types in the Coos Bay-North Bend area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Coos Bay-North Bend, OR area?

The Coos Bay-North Bend area has 24 insurance agencies on map listings as of September 2026. 4 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 20 businesses with payroll classed as insurance agencies and brokerages in 2023, down 4.8% from 2019.

How much do households in the Coos Bay-North Bend, OR area spend on vehicle insurance?

About $53.3M a year, or $1,857 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). Spread across the 24 insurance agencies on map listings, it comes to $2.2M per agency. It is estimated from the incomes of the 28,731 households in the Coos Bay-North Bend area and national spending patterns by income.

How does the Coos Bay-North Bend, OR area compare with the U.S. for insurance agencies?

The Coos Bay-North Bend area has 8.4 insurance agencies per 10,000 households, 46% below the U.S. rate of 15.6. Spending per agency is $2.2M, 77% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Coos Bay-North Bend area would have about 43, against 24 on map listings. There is one business with payroll in the industry for every 1,437 households, against one for every 966 across the U.S. The official count fell 4.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Coos Bay-North Bend, OR area growing?

Population estimates put the Coos Bay-North Bend area at 63,992 people in 2025, down 1.5% since 2020, against +3.1% for the U.S. It has 28,731 households. The median household income in the Coos Bay-North Bend area is $62,143 a year, 23% below the U.S. median of $80,734. That rose 37.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coos Bay-North Bend area scores 64 for insurance agencies (upper middle), #141 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Coos Bay-North Bend area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Coos Bay-North Bend area

Screening a site or an acquisition in the Coos Bay-North Bend area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Coos Bay-North Bend area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.