Groundwork

Auto · Metro area · Oklahoma

Insurance agencies in the Tulsa, OK metro area

Competitor counts, household spending and official business counts for insurance agencies in the Tulsa, OK metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #208 of 387 scored metro areas
#2 of 4 scored metro areas based in Oklahoma

Listings
878
177 chain locations (20%)
Official establishments
568
−1.7% since 2019
Household spending a year
$1B
On vehicle insurance · $2,520 a household
Spending per listing
$1.2M
7% below the U.S.
Listings per 10k households
21.6
38% above the U.S.
Population, 2025
1,069,273
+5.1% since 2020

See the insurance agencies around any address in the Tulsa metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Tulsa metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,520 per household (29% above the U.S. average), households in the Tulsa metro area spend about $1B a year on vehicle insurance. Spread across 878 insurance agencies, that is $1.2M per agency, 7% below the U.S. figure of $1.3M.

The Tulsa metro area has 878 insurance agencies on map listings as of September 2026. Of those, 177 are chain locations, or 20%, against 21% across the U.S. That comes to 21.6 for every 10,000 households, 38% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Tulsa metro area was 568 in 2023, down 1.7% from 2019. That is one for every 716 households, against one for every 966 across the U.S. Since fiscal 2022, 18 SBA-backed loans worth $8.1M have gone to businesses classed as insurance agencies and brokerages in the Tulsa metro area.

Population estimates show the Tulsa metro area grew 5.1% from 2020 to 2025, faster than the U.S. (+3.1%). The Tulsa metro area scores 47 (lower middle) on the Groundwork market score for insurance agencies, ranking #208 of 387 scored metro areas and #2 of 4 scored metro areas based in Oklahoma.

How the Tulsa metro area compares

The same measures for Oklahoma and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Tulsa, OK metro area compared with Oklahoma and the U.S.
MeasureTulsa metro areaOklahomaU.S.
Listings per 10k households21.621.215.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment716713966
Official establishment growth, 2019–2023−1.7%−1.3%−1.0%
Population growth, 2020–2025+5.1%+4.0%+3.1%
Spending per household on vehicle insurance$2,520$2,526$1,957
Median household income$69,359$65,039$80,734
Groundwork market score4750

Official counts and lending

Businesses

Official establishments, 2019 to 2023
568−1.7% over the period
Employees, 2023
2,343
Annual payroll, 2023
$155.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
878177 chain locations
Listings at the U.S. rate for this spending
816The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
18
Amount
$8.1M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Tulsa metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Tulsa metro area

Population, 2025 estimate
1,069,273+5.1% since 2020
Households
406,447
Median age
38.1
Homes lived in by their owners
65%
Vehicles per household
1.9
Land area
6,270 sq. mi.
People per square mile
165
Median household income
$69,359+24.4% vs. 2015–2019, before inflation
Average household income
$95,898
Median home value
$221,700
Jobs located here
463,622
Daytime population
1,045,426Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Tulsa metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Tulsa metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Oklahoma

Every Oklahoma market ranked →

The highest-scoring metro areas in Oklahoma for insurance agencies, numbered among those based in Oklahoma (a market based in another state is listed without a number), with the Tulsa metro area marked.

Top metro areas in Oklahoma

Metro areas in Oklahoma ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Fort Smith, AR-OK5118019.8$1.3M+3.1%#180 of 387
1Lawton, OK507816.6$1.4M+0.7%#183 of 387
2Tulsa, OK4787821.6$1.2M+5.1%#208 of 387
3Oklahoma City, OK421,32823.2$1.1M+5.8%#240 of 387
4Enid, OK345422.6$1.1M−1.5%#281 of 387

Other business types in the Tulsa metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Tulsa, OK metro area?

Map listings as of September 2026 show 878 insurance agencies in the Tulsa metro area. 177 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 568 businesses with payroll classed as insurance agencies and brokerages in 2023, down 1.7% from 2019.

How much do households in the Tulsa, OK metro area spend on vehicle insurance?

About $1B a year, or $2,520 per household. That is 29% above the U.S. average (an index of 129, where 100 is the U.S. average). Spread across the 878 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 406,447 households in the Tulsa metro area and national spending patterns by income.

How does the Tulsa, OK metro area compare with the U.S. for insurance agencies?

The Tulsa metro area has 21.6 insurance agencies per 10,000 households, 38% above the U.S. rate of 15.6. Spending per agency is $1.2M, 7% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Tulsa metro area would have about 816, against 878 on map listings. There is one business with payroll in the industry for every 716 households, against one for every 966 across the U.S. The official count fell 1.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Tulsa, OK metro area growing?

Population estimates put the Tulsa metro area at 1,069,273 people in 2025, up 5.1% since 2020, faster than the U.S. (+3.1%). It has 406,447 households. Median household income in the Tulsa metro area is $69,359, 14% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Tulsa metro area scores 47 for insurance agencies (lower middle), #208 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Tulsa metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Tulsa metro area

Screening a site or an acquisition in the Tulsa metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Tulsa metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.