Groundwork

Auto · Small-town market · New York

Insurance agencies in the Batavia, NY area

The insurance agencies in the Batavia, NY area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #216 of 537 scored small-town markets
#3 of 14 scored small-town markets based in New York

Listings
23
6 chain locations (26%)
Official establishments
17
Businesses with payroll, 2023
Household spending a year
$39.1M
On vehicle insurance · $1,571 a household
Spending per listing
$1.7M
35% above the U.S.
Listings per 10k households
9.2
41% below the U.S.
Population, 2025
58,416
+0.2% since 2020

See the insurance agencies around any address in the Batavia area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Batavia area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Batavia area spend about $39.1M a year on vehicle insurance, or $1,571 per household, 20% below the U.S. average. That works out to $1.7M per agency, 35% above the U.S. figure of $1.3M.

There are 23 insurance agencies on map listings in the Batavia area as of September 2026. Of those, 6 are chain locations, or 26%, against 21% across the U.S. That comes to 9.2 for every 10,000 households, 41% below the U.S. rate of 15.6.

In 2023, official counts showed 17 businesses with payroll in the Batavia area classed as insurance agencies and brokerages. That is one for every 1,463 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $60K has gone to businesses classed as insurance agencies and brokerages in the Batavia area.

Population estimates put the population change in the Batavia area from 2020 to 2025 at +0.2%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Batavia area is 55 (upper middle), #216 of 537 scored small-town markets and #3 of 14 scored small-town markets based in New York.

How the Batavia area compares

The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Batavia, NY area compared with New York and the U.S.
MeasureBatavia areaNew YorkU.S.
Listings per 10k households9.210.715.6
Spending per listing$1.7M$1.1M$1.3M
Households per official establishment1,4631,216966
Official establishment growth, 2019–2023n/a−4.7%−1.0%
Population growth, 2020–2025+0.2%−0.6%+3.1%
Spending per household on vehicle insurance$1,571$1,132$1,957
Median household income$73,314$85,974$80,734
Groundwork market score5528

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17
Employees, 2023
116
Annual payroll, 2023
$8.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
236 chain locations
Listings at the U.S. rate for this spending
31The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$60K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Batavia area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Batavia area

Population, 2025 estimate
58,416+0.2% since 2020
Households
24,873
Median age
43.3
Homes lived in by their owners
74%
Vehicles per household
1.7
Land area
493 sq. mi.
People per square mile
117
Median household income
$73,314+21.1% vs. 2015–2019, before inflation
Average household income
$88,146
Median home value
$170,500
Jobs located here
23,039
Daytime population
52,508Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Batavia area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Batavia area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across New York

Every New York market ranked →

The highest-scoring small-town markets in New York for insurance agencies, numbered among those based in New York, with the Batavia area marked.

Top small-town markets in New York

Small-town markets in New York ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Seneca Falls, NY6375.1$3M−1.7%#151 of 537
2Monticello, NY57309.5$1.6M+2.7%#206 of 537
3Batavia, NY55239.2$1.7M+0.2%#216 of 537
4Hudson, NY482710.1$1.6M−2.1%#278 of 537
5Oneonta, NY463012.9$1.2M+3.8%#297 of 537
6Auburn, NY443310.5$1.4M−2.3%#313 of 537
7Gloversville, NY442410.5$1.4M−1.6%#315 of 537
8Massena-Ogdensburg, NY43368.6$1.7M−2.5%#320 of 537
9Corning, NY434210.7$1.4M−1.6%#324 of 537
10Plattsburgh, NY403811.3$1.3M−2.0%#352 of 537

Other business types in the Batavia area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Batavia, NY area?

As of September 2026, map listings count 23 insurance agencies in the Batavia area. 6 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Batavia, NY area spend on vehicle insurance?

About $39.1M a year, or $1,571 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 23 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 24,873 households in the Batavia area and national spending patterns by income.

How does the Batavia, NY area compare with the U.S. for insurance agencies?

The Batavia area has 9.2 insurance agencies per 10,000 households, 41% below the U.S. rate of 15.6. Spending per agency is $1.7M, 35% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Batavia area would have about 31, against 23 on map listings. There is one business with payroll in the industry for every 1,463 households, against one for every 966 across the U.S.

How fast is the Batavia, NY area growing?

Population estimates put the Batavia area at 58,416 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 24,873 households. Median household income in the Batavia area is $73,314, 9% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 21.1%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Batavia area scores 55 for insurance agencies (upper middle), #216 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Batavia area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Batavia area

Screening a site or an acquisition in the Batavia area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Batavia area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.