Auto · Small-town market · New York
Insurance agencies in the Seneca Falls, NY area
How the Seneca Falls, NY area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 63 out of 100: Upper middle
Ranked #151 of 537 scored small-town markets
#1 of 14 scored small-town markets based in New York
- Listings
- 7
- 1 chain location (14%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $20.9M
- On vehicle insurance · $1,533 a household
- Spending per listing
- $3M
- 2.4 times the U.S.
- Listings per 10k households
- 5.1
- 67% below the U.S.
- Population, 2025
- 32,883
- −1.7% since 2020
See the insurance agencies around any address in the Seneca Falls area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Seneca Falls area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in the Seneca Falls area spend about $20.9M a year on vehicle insurance, or $1,533 per household, 22% below the U.S. average. That works out to $3M per agency, 2.4 times the U.S. figure of $1.3M.
The Seneca Falls area has 7 insurance agencies on map listings as of September 2026. One of them (14%) is a chain location, against 21% across the U.S. That is 5.1 per 10,000 households, 67% below the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in the Seneca Falls area was 5 in 2023. That is one for every 2,721 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $200K has gone to businesses classed as insurance agencies and brokerages in the Seneca Falls area.
Population estimates put the population change in the Seneca Falls area from 2020 to 2025 at −1.7%, against +3.1% for the U.S. The Seneca Falls area scores 63 (upper middle) on the Groundwork market score for insurance agencies, ranking #151 of 537 scored small-town markets and #1 of 14 scored small-town markets based in New York.
How the Seneca Falls area compares
The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Seneca Falls area | New York | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.1 | 10.7 | 15.6 |
| Spending per listing | $3M | $1.1M | $1.3M |
| Households per official establishment | 2,721 | 1,216 | 966 |
| Official establishment growth, 2019–2023 | n/a | −4.7% | −1.0% |
| Population growth, 2020–2025 | −1.7% | −0.6% | +3.1% |
| Spending per household on vehicle insurance | $1,533 | $1,132 | $1,957 |
| Median household income | $68,089 | $85,974 | $80,734 |
| Groundwork market score | 63 | 28 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5
- Employees, 2023
- 10
- Annual payroll, 2023
- $383K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 71 chain location
- Listings at the U.S. rate for this spending
- 17The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $200K
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Seneca Falls area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Seneca Falls area
- Population, 2025 estimate
- 32,883−1.7% since 2020
- Households
- 13,606
- Median age
- 43.9
- Homes lived in by their owners
- 71%
- Vehicles per household
- 1.7
- Land area
- 324 sq. mi.
- People per square mile
- 102
- Median household income
- $68,089+24.8% vs. 2015–2019, before inflation
- Average household income
- $89,874
- Median home value
- $155,400
- Jobs located here
- 11,145
- Daytime population
- 30,768Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Seneca Falls area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Seneca Falls area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across New York
Every New York market ranked →The highest-scoring small-town markets in New York for insurance agencies, numbered among those based in New York, with the Seneca Falls area marked.
Top small-town markets in New York
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Seneca Falls, NY | 63 | 7 | 5.1 | $3M | −1.7% | #151 of 537 |
| 2Monticello, NY | 57 | 30 | 9.5 | $1.6M | +2.7% | #206 of 537 |
| 3Batavia, NY | 55 | 23 | 9.2 | $1.7M | +0.2% | #216 of 537 |
| 4Hudson, NY | 48 | 27 | 10.1 | $1.6M | −2.1% | #278 of 537 |
| 5Oneonta, NY | 46 | 30 | 12.9 | $1.2M | +3.8% | #297 of 537 |
| 6Auburn, NY | 44 | 33 | 10.5 | $1.4M | −2.3% | #313 of 537 |
| 7Gloversville, NY | 44 | 24 | 10.5 | $1.4M | −1.6% | #315 of 537 |
| 8Massena-Ogdensburg, NY | 43 | 36 | 8.6 | $1.7M | −2.5% | #320 of 537 |
| 9Corning, NY | 43 | 42 | 10.7 | $1.4M | −1.6% | #324 of 537 |
| 10Plattsburgh, NY | 40 | 38 | 11.3 | $1.3M | −2.0% | #352 of 537 |
Other business types in the Seneca Falls area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Seneca Falls, NY area?
Map listings as of September 2026 show 7 insurance agencies in the Seneca Falls area. One of them (14%) is a chain location. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Seneca Falls, NY area spend on vehicle insurance?
About $20.9M a year, or $1,533 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). Spread across the 7 insurance agencies on map listings, it comes to $3M per agency. It is estimated from the incomes of the 13,606 households in the Seneca Falls area and national spending patterns by income.
How does the Seneca Falls, NY area compare with the U.S. for insurance agencies?
The Seneca Falls area has 5.1 insurance agencies per 10,000 households, 67% below the U.S. rate of 15.6. Spending per agency is $3M, 2.4 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Seneca Falls area would have about 17, against 7 on map listings. There is one business with payroll in the industry for every 2,721 households, against one for every 966 across the U.S.
How fast is the Seneca Falls, NY area growing?
Population estimates put the Seneca Falls area at 32,883 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 13,606 households. Median household income in the Seneca Falls area is $68,089, 16% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.8%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Seneca Falls area scores 63 for insurance agencies (upper middle), #151 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Seneca Falls area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Seneca Falls area
Screening a site or an acquisition in the Seneca Falls area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Seneca Falls area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.