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Insurance agencies in Jackson County, MO

How Jackson County, MO compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 23 out of 100: Low

Ranked #2,017 of 2,272 scored counties
#55 of 85 scored counties in Missouri

Listings
551
116 chain locations (21%)
Official establishments
334
+1.8% since 2019
Household spending a year
$449.3M
On vehicle insurance · $1,465 a household
Spending per listing
$815K
35% below the U.S.
Listings per 10k households
18.0
15% above the U.S.
Population, 2025
732,994
+2.1% since 2020

See the insurance agencies around any address in Jackson County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Jackson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Jackson County scores 23 (low) on the Groundwork market score for insurance agencies, ranking #2,017 of 2,272 scored counties and #55 of 85 scored counties in Missouri. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 551 insurance agencies in Jackson County. 116 of them (21%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 18.0, 15% above the U.S. rate of 15.6.

Households in Jackson County spend about $449.3M a year on vehicle insurance, or $1,465 per household, 25% below the U.S. average. That is about $815K of household spending for each agency on map listings, 35% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Jackson County was 334 in 2023, up 1.8% from 2019. That is one for every 919 households, against one for every 966 across the U.S. Since fiscal 2022, 8 SBA-backed loans worth $1.3M have gone to businesses classed as insurance agencies and brokerages in Jackson County. Between 2020 and 2025, the population of Jackson County grew 2.1%, slower than the U.S. (+3.1%).

How Jackson County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Jackson County, MO compared with Missouri and the U.S.
MeasureJackson CountyMissouriU.S.
Listings per 10k households18.020.115.6
Spending per listing$815K$810K$1.3M
Households per official establishment919753966
Official establishment growth, 2019–2023+1.8%−1.3%−1.0%
Population growth, 2020–2025+2.1%+1.9%+3.1%
Spending per household on vehicle insurance$1,465$1,625$1,957
Median household income$68,577$70,702$80,734
Groundwork market score2319

Official counts and lending

Businesses

Official establishments, 2019 to 2023
328 → 334+1.8% over the period
Employees, 2023
4,739
Annual payroll, 2023
$542.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
551116 chain locations
Listings at the U.S. rate for this spending
358The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
8
Amount
$1.3M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Jackson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Jackson County

Population, 2025 estimate
732,994+2.1% since 2020
Households
306,798
Median age
38.4
Homes lived in by their owners
59%
Vehicles per household
1.7
Land area
605 sq. mi.
People per square mile
1,191
Median household income
$68,577+24.4% vs. 2015–2019, before inflation
Average household income
$92,212
Median home value
$230,500
Jobs located here
400,567
Daytime population
769,958Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Jackson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Jackson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for insurance agencies, numbered among those based in Missouri, with Jackson County marked.

Top counties in Missouri

Counties in Missouri ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, MO6677.8$2.2M+1.6%#584 of 2,272
2Lincoln County, MO623013.1$1.5M+11.4%#736 of 2,272
3McDonald County, MO601011.7$1.5M+3.1%#786 of 2,272
4Andrew County, MO59710.0$1.9M+0.7%#802 of 2,272
5Dallas County, MO57811.8$1.6M+5.2%#881 of 2,272
6Crawford County, MO561010.4$1.7M−0.4%#909 of 2,272
7Newton County, MO552712.2$1.5M+6.1%#961 of 2,272
8Pulaski County, MO531911.3$1.5M+0.8%#1,019 of 2,272
9Ray County, MO531415.4$1.2M+1.1%#1,029 of 2,272
10Ste. Genevieve County, MO521014.0$1.5M+1.1%#1,044 of 2,272
55Jackson County, MO2355118.0$815K+2.1%#2,017 of 2,272

Other business types in Jackson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Jackson County, MO?

Jackson County has 551 insurance agencies on map listings as of September 2026. 116 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 334 businesses with payroll classed as insurance agencies and brokerages in 2023, up 1.8% from 2019.

How much do households in Jackson County, MO spend on vehicle insurance?

About $449.3M a year, or $1,465 per household. That is 25% below the U.S. average (an index of 75, where 100 is the U.S. average). Spread across the 551 insurance agencies on map listings, it comes to $815K per agency. It is estimated from the incomes of the 306,798 households in Jackson County and national spending patterns by income.

How does Jackson County, MO compare with the U.S. for insurance agencies?

Jackson County has 18.0 insurance agencies per 10,000 households, 15% above the U.S. rate of 15.6. Spending per agency is $815K, 35% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Jackson County would have about 358, against 551 on map listings. There is one business with payroll in the industry for every 919 households, against one for every 966 across the U.S. The official count rose 1.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Jackson County, MO growing?

Population estimates put Jackson County at 732,994 people in 2025, up 2.1% since 2020, slower than the U.S. (+3.1%). It has 306,798 households. The median household income in Jackson County is $68,577 a year, 15% below the U.S. median of $80,734. That rose 24.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Jackson County scores 23 for insurance agencies (low), #2,017 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Jackson County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Jackson County

Screening a site or an acquisition in Jackson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Jackson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.