Auto · County · Mississippi
Insurance agencies in Pontotoc County, MS
How Pontotoc County, MS compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 62 out of 100: Upper middle
Ranked #740 of 2,272 scored counties
#20 of 60 scored counties in Mississippi
- Listings
- 26
- 3 chain locations (12%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $33.4M
- On vehicle insurance · $2,826 a household
- Spending per listing
- $1.3M
- 2% above the U.S.
- Listings per 10k households
- 22.0
- 41% above the U.S.
- Population, 2025
- 32,096
- +2.9% since 2020
See the insurance agencies around any address in Pontotoc County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Pontotoc County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 26 insurance agencies in Pontotoc County. Of those, 3 are chain locations, or 12%, against 21% across the U.S. Per 10,000 households, that is 22.0, 41% above the U.S. rate of 15.6.
At $2,826 per household (44% above the U.S. average), households in Pontotoc County spend about $33.4M a year on vehicle insurance. That is about $1.3M of household spending for each agency on map listings, 2% above the U.S. figure of $1.3M.
In 2023, official counts showed 9 businesses with payroll in Pontotoc County classed as insurance agencies and brokerages. That is one for every 1,313 households, against one for every 966 across the U.S.
Population estimates show Pontotoc County grew 2.9% from 2020 to 2025, in step with the U.S. (+3.1%). The Groundwork market score for insurance agencies in Pontotoc County is 62 (upper middle), #740 of 2,272 scored counties and #20 of 60 scored counties in Mississippi.
How Pontotoc County compares
The same measures for Mississippi and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Pontotoc County | Mississippi | U.S. |
|---|---|---|---|
| Listings per 10k households | 22.0 | 16.3 | 15.6 |
| Spending per listing | $1.3M | $1.5M | $1.3M |
| Households per official establishment | 1,313 | 929 | 966 |
| Official establishment growth, 2019–2023 | n/a | +1.5% | −1.0% |
| Population growth, 2020–2025 | +2.9% | −0.1% | +3.1% |
| Spending per household on vehicle insurance | $2,826 | $2,496 | $1,957 |
| Median household income | $51,484 | $56,447 | $80,734 |
| Groundwork market score | 62 | 54 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 8 → 9
- Employees, 2023
- 47
- Annual payroll, 2023
- $2.6M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 263 chain locations
- Listings at the U.S. rate for this spending
- 27The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Pontotoc County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Pontotoc County
- Population, 2025 estimate
- 32,096+2.9% since 2020
- Households
- 11,819
- Median age
- 36.0
- Homes lived in by their owners
- 70%
- Vehicles per household
- 2.1
- Land area
- 498 sq. mi.
- People per square mile
- 63
- Median household income
- $51,484+15.0% vs. 2015–2019, before inflation
- Average household income
- $71,266
- Median home value
- $157,100
- Jobs located here
- 12,251
- Daytime population
- 30,006Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Pontotoc County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Pontotoc County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Mississippi
Every Mississippi market ranked →The highest-scoring counties in Mississippi for insurance agencies, numbered among those based in Mississippi, with Pontotoc County marked.
Top counties in Mississippi
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Marshall County, MS | 88 | 8 | 6.1 | $4.7M | +2.6% | #78 of 2,272 |
| 2Tate County, MS | 81 | 11 | 10.0 | $2.9M | +2.1% | #197 of 2,272 |
| 3George County, MS | 81 | 9 | 9.7 | $2.8M | +8.1% | #200 of 2,272 |
| 4DeSoto County, MS | 79 | 99 | 13.9 | $2M | +6.3% | #254 of 2,272 |
| 5Stone County, MS | 77 | 8 | 11.9 | $2.3M | +7.2% | #293 of 2,272 |
| 6Tippah County, MS | 76 | 9 | 11.2 | $2.5M | −1.6% | #312 of 2,272 |
| 7Itawamba County, MS | 73 | 12 | 12.5 | $2.2M | +1.3% | #385 of 2,272 |
| 8Walthall County, MS | 70 | 5 | 9.5 | $2.9M | +0.4% | #452 of 2,272 |
| 9Greene County, MS | 70 | 5 | 12.2 | $2.1M | +1.3% | #469 of 2,272 |
| 10Jackson County, MS | 68 | 85 | 14.7 | $1.7M | +3.0% | #532 of 2,272 |
| 20Pontotoc County, MS | 62 | 26 | 22.0 | $1.3M | +2.9% | #740 of 2,272 |
Other business types in Pontotoc County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Pontotoc County, MS?
There are 26 insurance agencies on map listings in Pontotoc County as of September 2026. 3 of them (12%) are chain locations. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Pontotoc County, MS spend on vehicle insurance?
About $33.4M a year, or $2,826 per household. That is 44% above the U.S. average (an index of 144, where 100 is the U.S. average). Spread across the 26 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 11,819 households in Pontotoc County and national spending patterns by income.
How does Pontotoc County, MS compare with the U.S. for insurance agencies?
Pontotoc County has 22.0 insurance agencies per 10,000 households, 41% above the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Pontotoc County would have about 27, against 26 on map listings. There is one business with payroll in the industry for every 1,313 households, against one for every 966 across the U.S.
How fast is Pontotoc County, MS growing?
Population estimates put Pontotoc County at 32,096 people in 2025, up 2.9% since 2020, in step with the U.S. (+3.1%). It has 11,819 households. The median household income in Pontotoc County is $51,484 a year, 36% below the U.S. median of $80,734. That rose 15.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Pontotoc County scores 62 for insurance agencies (upper middle), #740 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Pontotoc County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Pontotoc County
Screening a site or an acquisition in Pontotoc County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Pontotoc County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.