Groundwork

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Insurance agencies in Stone County, MS

How Stone County, MS compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 77 out of 100: High

Ranked #293 of 2,272 scored counties
#5 of 60 scored counties in Mississippi

Listings
8
4 chain locations (50%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$18.2M
On vehicle insurance · $2,712 a household
Spending per listing
$2.3M
81% above the U.S.
Listings per 10k households
11.9
24% below the U.S.
Population, 2025
19,654
+7.2% since 2020

See the insurance agencies around any address in Stone County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Stone County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 8 insurance agencies in Stone County. Chain locations make up 50% of them, against 21% across the U.S. That comes to 11.9 for every 10,000 households, 24% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Stone County comes to about $18.2M a year: $2,712 per household, 39% above the U.S. average. Spread across 8 insurance agencies, that is $2.3M per agency, 81% above the U.S. figure of $1.3M.

In 2023, official counts showed 6 businesses with payroll in Stone County classed as insurance agencies and brokerages. That is one for every 1,118 households, against one for every 966 across the U.S.

Population estimates show Stone County grew 7.2% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Stone County is 77 (high), #293 of 2,272 scored counties and #5 of 60 scored counties in Mississippi. That puts it in the top quarter of counties.

How Stone County compares

The same measures for Mississippi and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Stone County, MS compared with Mississippi and the U.S.
MeasureStone CountyMississippiU.S.
Listings per 10k households11.916.315.6
Spending per listing$2.3M$1.5M$1.3M
Households per official establishment1,118929966
Official establishment growth, 2019–2023n/a+1.5%−1.0%
Population growth, 2020–2025+7.2%−0.1%+3.1%
Spending per household on vehicle insurance$2,712$2,496$1,957
Median household income$61,413$56,447$80,734
Groundwork market score7754

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5 → 6
Employees, 2023
14
Annual payroll, 2023
$594K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
84 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Stone County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Stone County

Population, 2025 estimate
19,654+7.2% since 2020
Households
6,705
Median age
40.0
Homes lived in by their owners
81%
Vehicles per household
2.0
Land area
446 sq. mi.
People per square mile
42
Median household income
$61,413+35.0% vs. 2015–2019, before inflation
Average household income
$73,100
Median home value
$161,100
Jobs located here
3,959
Daytime population
15,638Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Stone County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Stone County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for insurance agencies, numbered among those based in Mississippi, with Stone County marked.

Top counties in Mississippi

Counties in Mississippi ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Marshall County, MS8886.1$4.7M+2.6%#78 of 2,272
2Tate County, MS811110.0$2.9M+2.1%#197 of 2,272
3George County, MS8199.7$2.8M+8.1%#200 of 2,272
4DeSoto County, MS799913.9$2M+6.3%#254 of 2,272
5Stone County, MS77811.9$2.3M+7.2%#293 of 2,272
6Tippah County, MS76911.2$2.5M−1.6%#312 of 2,272
7Itawamba County, MS731212.5$2.2M+1.3%#385 of 2,272
8Walthall County, MS7059.5$2.9M+0.4%#452 of 2,272
9Greene County, MS70512.2$2.1M+1.3%#469 of 2,272
10Jackson County, MS688514.7$1.7M+3.0%#532 of 2,272

Other business types in Stone County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Stone County, MS?

Stone County has 8 insurance agencies on map listings as of September 2026. 4 of them (50%) are chain locations. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Stone County, MS spend on vehicle insurance?

About $18.2M a year, or $2,712 per household. That is 39% above the U.S. average (an index of 139, where 100 is the U.S. average). Spread across the 8 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 6,705 households in Stone County and national spending patterns by income.

How does Stone County, MS compare with the U.S. for insurance agencies?

Stone County has 11.9 insurance agencies per 10,000 households, 24% below the U.S. rate of 15.6. Spending per agency is $2.3M, 81% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Stone County would have about 15, against 8 on map listings. There is one business with payroll in the industry for every 1,118 households, against one for every 966 across the U.S.

How fast is Stone County, MS growing?

Population estimates put Stone County at 19,654 people in 2025, up 7.2% since 2020, faster than the U.S. (+3.1%). It has 6,705 households. The median household income in Stone County is $61,413 a year, 24% below the U.S. median of $80,734. That rose 35.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Stone County scores 77 for insurance agencies (high), #293 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Stone County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Stone County

Screening a site or an acquisition in Stone County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Stone County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.