Auto · County · Maryland
Insurance agencies in Dorchester County, MD
The insurance agencies in Dorchester County, MD, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 65 out of 100: Upper middle
Ranked #613 of 2,272 scored counties
#17 of 24 scored counties in Maryland
- Listings
- 14
- 3 chain locations (21%)
- Official establishments
- 13
- Businesses with payroll, 2023
- Household spending a year
- $31.1M
- On vehicle insurance · $2,293 a household
- Spending per listing
- $2.2M
- 77% above the U.S.
- Listings per 10k households
- 10.3
- 34% below the U.S.
- Population, 2025
- 33,628
- +3.4% since 2020
See the insurance agencies around any address in Dorchester County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Dorchester County spend about $31.1M a year on vehicle insurance, or $2,293 per household, 17% above the U.S. average. That is about $2.2M of household spending for each agency on map listings, 77% above the U.S. figure of $1.3M.
There are 14 insurance agencies on map listings in Dorchester County as of September 2026. 3 of them (21%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 10.3, 34% below the U.S. rate of 15.6.
Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in Dorchester County in 2023. That is one for every 1,042 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Dorchester County grew 3.4%, in step with the U.S. (+3.1%). For insurance agencies, Dorchester County has a Groundwork market score of 65 (upper middle): #613 of 2,272 scored counties and #17 of 24 scored counties in Maryland.
How Dorchester County compares
The same measures for Maryland and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Dorchester County | Maryland | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.3 | 12.3 | 15.6 |
| Spending per listing | $2.2M | $1.9M | $1.3M |
| Households per official establishment | 1,042 | 1,274 | 966 |
| Official establishment growth, 2019–2023 | n/a | −6.8% | −1.0% |
| Population growth, 2020–2025 | +3.4% | +1.4% | +3.1% |
| Spending per household on vehicle insurance | $2,293 | $2,340 | $1,957 |
| Median household income | $61,839 | $103,678 | $80,734 |
| Groundwork market score | 65 | 73 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 13 → 13
- Employees, 2023
- 111
- Annual payroll, 2023
- $11.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 143 chain locations
- Listings at the U.S. rate for this spending
- 25The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Dorchester County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Dorchester County
- Population, 2025 estimate
- 33,628+3.4% since 2020
- Households
- 13,546
- Median age
- 43.3
- Homes lived in by their owners
- 66%
- Vehicles per household
- 1.7
- Land area
- 541 sq. mi.
- People per square mile
- 61
- Median household income
- $61,839+16.9% vs. 2015–2019, before inflation
- Average household income
- $84,771
- Median home value
- $262,400
- Jobs located here
- 12,352
- Daytime population
- 29,247Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Dorchester County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Maryland
Every Maryland market ranked →The highest-scoring counties in Maryland for insurance agencies, numbered among those based in Maryland, with Dorchester County marked.
Top counties in Maryland
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Queen Anne’s County, MD | 92 | 16 | 8.0 | $3.6M | +8.8% | #30 of 2,272 |
| 2Charles County, MD | 88 | 59 | 9.7 | $2.9M | +5.9% | #83 of 2,272 |
| 3St. Mary’s County, MD | 87 | 34 | 8.0 | $3.5M | +2.4% | #98 of 2,272 |
| 4Calvert County, MD | 85 | 29 | 8.7 | $3.6M | +1.7% | #124 of 2,272 |
| 5Cecil County, MD | 85 | 38 | 9.4 | $2.9M | +3.2% | #126 of 2,272 |
| 6Caroline County, MD | 82 | 11 | 8.8 | $3.1M | +2.5% | #178 of 2,272 |
| 7Frederick County, MD | 80 | 135 | 12.9 | $2.1M | +11.0% | #229 of 2,272 |
| 8Somerset County, MD | 76 | 6 | 7.2 | $3.4M | +1.7% | #304 of 2,272 |
| 9Worcester County, MD | 74 | 25 | 10.4 | $2.4M | +3.7% | #354 of 2,272 |
| 10Prince George’s County, MD | 72 | 327 | 9.4 | $2.4M | +0.5% | #410 of 2,272 |
| 17Dorchester County, MD | 65 | 14 | 10.3 | $2.2M | +3.4% | #613 of 2,272 |
Other business types in Dorchester County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Dorchester County, MD?
As of September 2026, map listings count 14 insurance agencies in Dorchester County. 3 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Dorchester County, MD spend on vehicle insurance?
About $31.1M a year, or $2,293 per household. That is 17% above the U.S. average (an index of 117, where 100 is the U.S. average). Spread across the 14 insurance agencies on map listings, it comes to $2.2M per agency. It is estimated from the incomes of the 13,546 households in Dorchester County and national spending patterns by income.
How does Dorchester County, MD compare with the U.S. for insurance agencies?
Dorchester County has 10.3 insurance agencies per 10,000 households, 34% below the U.S. rate of 15.6. Spending per agency is $2.2M, 77% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Dorchester County would have about 25, against 14 on map listings. There is one business with payroll in the industry for every 1,042 households, against one for every 966 across the U.S.
How fast is Dorchester County, MD growing?
Population estimates put Dorchester County at 33,628 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 13,546 households. Median household income in Dorchester County is $61,839, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 16.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Dorchester County scores 65 for insurance agencies (upper middle), #613 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Dorchester County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Dorchester County
Screening a site or an acquisition in Dorchester County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.