Groundwork

Auto · County · Iowa

Insurance agencies in Monona County, IA

Competitor counts, household spending and official business counts for insurance agencies in Monona County, IA, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
10
5 chain locations (50%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$7.5M
On vehicle insurance · $1,932 a household
Spending per listing
$749K
40% below the U.S.
Listings per 10k households
25.8
65% above the U.S.
Population, 2025
8,539
−2.4% since 2020

See the insurance agencies around any address in Monona County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Monona County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 10 insurance agencies in Monona County. Chain locations make up 50% of them, against 21% across the U.S. That is 25.8 per 10,000 households, 65% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Monona County comes to about $7.5M a year: $1,932 per household, in line with the U.S. average. That works out to $749K per agency, 40% below the U.S. figure of $1.3M.

Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in Monona County in 2023. That is one for every 646 households, against one for every 966 across the U.S.

Population estimates show Monona County declined 2.4% from 2020 to 2025, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Monona County compares

The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Monona County, IA compared with Iowa and the U.S.
MeasureMonona CountyIowaU.S.
Listings per 10k households25.817.715.6
Spending per listing$749K$984K$1.3M
Households per official establishment646660966
Official establishment growth, 2019–2023n/a−5.7%−1.0%
Population growth, 2020–2025−2.4%+1.5%+3.1%
Spending per household on vehicle insurance$1,932$1,738$1,957
Median household income$68,377$75,059$80,734
Groundwork market scoreNot scored20

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 6
Employees, 2023
26
Annual payroll, 2023
$1.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
105 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Monona County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Monona County

Population, 2025 estimate
8,539−2.4% since 2020
Households
3,878
Median age
45.3
Homes lived in by their owners
76%
Vehicles per household
2.2
Land area
694 sq. mi.
People per square mile
12
Median household income
$68,377
Average household income
$81,023
Median home value
$142,900
Jobs located here
2,419
Daytime population
6,683Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Monona County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Monona County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for insurance agencies, numbered among those based in Iowa, with Monona County marked.

Top counties in Iowa

Counties in Iowa ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Warren County, IA532512.1$1.6M+9.0%#1,014 of 2,272
2Marion County, IA522015.0$1.3M+2.3%#1,055 of 2,272
3Johnson County, IA51629.8$1.6M+4.6%#1,073 of 2,272
4Madison County, IA48710.5$1.9M+3.8%#1,165 of 2,272
5Benton County, IA461211.8$1.8M+1.8%#1,240 of 2,272
6Mills County, IA45713.0$1.5M+2.6%#1,277 of 2,272
7Jasper County, IA442214.7$1.3M+0.9%#1,329 of 2,272
8Grundy County, IA40611.7$1.6M+0.2%#1,438 of 2,272
9Story County, IA405012.9$1.3M+2.7%#1,457 of 2,272
10Boone County, IA381412.8$1.5M+0.4%#1,522 of 2,272
Monona County, IANot scored1025.8$749K−2.4%

Other business types in Monona County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Monona County, IA?

There are 10 insurance agencies on map listings in Monona County as of September 2026. 5 of them (50%) are chain locations. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Monona County, IA spend on vehicle insurance?

About $7.5M a year, or $1,932 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $749K per agency. It is estimated from the incomes of the 3,878 households in Monona County and national spending patterns by income.

How does Monona County, IA compare with the U.S. for insurance agencies?

Monona County has 25.8 insurance agencies per 10,000 households, 65% above the U.S. rate of 15.6. Spending per agency is $749K, 40% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Monona County would have about 6, against 10 on map listings. There is one business with payroll in the industry for every 646 households, against one for every 966 across the U.S.

How fast is Monona County, IA growing?

Population estimates put Monona County at 8,539 people in 2025, down 2.4% since 2020, against +3.1% for the U.S. It has 3,878 households. The median household income in Monona County is $68,377 a year, 15% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Monona County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Monona County

Screening a site or an acquisition in Monona County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Monona County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.