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Insurance agencies in Fayette County, GA

The insurance agencies in Fayette County, GA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #1,435 of 2,272 scored counties
#98 of 114 scored counties in Georgia

Listings
125
27 chain locations (22%)
Official establishments
81
+5.2% since 2019
Household spending a year
$124.3M
On vehicle insurance · $2,787 a household
Spending per listing
$994K
21% below the U.S.
Listings per 10k households
28.0
79% above the U.S.
Population, 2025
125,156
+4.7% since 2020

See the insurance agencies around any address in Fayette County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 125 insurance agencies in Fayette County. 27 of them (22%) are chain locations, against 21% across the U.S. That comes to 28.0 for every 10,000 households, 79% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Fayette County comes to about $124.3M a year: $2,787 per household, 42% above the U.S. average. Spread across 125 insurance agencies, that is $994K per agency, 21% below the U.S. figure of $1.3M.

In 2023, official counts showed 81 businesses with payroll in Fayette County classed as insurance agencies and brokerages, up 5.2% from 2019. That is one for every 550 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $341K have gone to businesses classed as insurance agencies and brokerages in Fayette County.

Between 2020 and 2025, the population of Fayette County grew 4.7%, faster than the U.S. (+3.1%). Fayette County scores 41 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,435 of 2,272 scored counties and #98 of 114 scored counties in Georgia.

How Fayette County compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Fayette County, GA compared with Georgia and the U.S.
MeasureFayette CountyGeorgiaU.S.
Listings per 10k households28.017.715.6
Spending per listing$994K$1.4M$1.3M
Households per official establishment550879966
Official establishment growth, 2019–2023+5.2%+4.5%−1.0%
Population growth, 2020–2025+4.7%+5.3%+3.1%
Spending per household on vehicle insurance$2,787$2,494$1,957
Median household income$111,978$77,353$80,734
Groundwork market score4163

Official counts and lending

Businesses

Official establishments, 2019 to 2023
77 → 81+5.2% over the period
Employees, 2023
291
Annual payroll, 2023
$15.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
12527 chain locations
Listings at the U.S. rate for this spending
99The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$341K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Fayette County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Fayette County

Population, 2025 estimate
125,156+4.7% since 2020
Households
44,581
Median age
43.9
Homes lived in by their owners
80%
Vehicles per household
2.1
Land area
195 sq. mi.
People per square mile
628
Median household income
$111,978+24.2% vs. 2015–2019, before inflation
Average household income
$145,593
Median home value
$436,400
Jobs located here
52,297
Daytime population
120,082Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Fayette County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Fayette County marked.

Top counties in Georgia

Counties in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Harris County, GA9696.9$4.4M+6.8%#9 of 2,272
2Pike County, GA9557.4$4.5M+10.5%#16 of 2,272
3Murray County, GA9474.6$6.5M+4.0%#21 of 2,272
4Newton County, GA92379.0$3.1M+11.2%#35 of 2,272
5Pierce County, GA9067.9$3.4M+5.1%#57 of 2,272
6Lamar County, GA90811.2$2.5M+12.9%#62 of 2,272
7Jasper County, GA90813.4$2.2M+20.2%#64 of 2,272
8Gilmer County, GA891511.5$2.4M+7.9%#76 of 2,272
9Liberty County, GA88208.3$3M+7.6%#82 of 2,272
10Monroe County, GA881211.4$2.8M+14.1%#86 of 2,272
98Fayette County, GA4112528.0$994K+4.7%#1,435 of 2,272

Other business types in Fayette County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Fayette County, GA?

There are 125 insurance agencies on map listings in Fayette County as of September 2026. 27 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 81 businesses with payroll classed as insurance agencies and brokerages in 2023, up 5.2% from 2019.

How much do households in Fayette County, GA spend on vehicle insurance?

About $124.3M a year, or $2,787 per household. That is 42% above the U.S. average (an index of 142, where 100 is the U.S. average). Spread across the 125 insurance agencies on map listings, it comes to $994K per agency. It is estimated from the incomes of the 44,581 households in Fayette County and national spending patterns by income.

How does Fayette County, GA compare with the U.S. for insurance agencies?

Fayette County has 28.0 insurance agencies per 10,000 households, 79% above the U.S. rate of 15.6. Spending per agency is $994K, 21% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Fayette County would have about 99, against 125 on map listings. There is one business with payroll in the industry for every 550 households, against one for every 966 across the U.S. The official count rose 5.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is Fayette County, GA growing?

Population estimates put Fayette County at 125,156 people in 2025, up 4.7% since 2020, faster than the U.S. (+3.1%). It has 44,581 households. The median household income in Fayette County is $111,978 a year, 39% above the U.S. median of $80,734. That rose 24.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Fayette County scores 41 for insurance agencies (lower middle), #1,435 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Fayette County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Fayette County

Screening a site or an acquisition in Fayette County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.