Auto · County · Florida
Insurance agencies in Lee County, FL
The insurance agencies in Lee County, FL, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 52 out of 100: Upper middle
Ranked #1,054 of 2,272 scored counties
#49 of 61 scored counties in Florida
- Listings
- 555
- 108 chain locations (19%)
- Official establishments
- 371
- +11.4% since 2019
- Household spending a year
- $733.5M
- On vehicle insurance · $2,238 a household
- Spending per listing
- $1.3M
- 5% above the U.S.
- Listings per 10k households
- 16.9
- 8% above the U.S.
- Population, 2025
- 875,607
- +14.4% since 2020
See the insurance agencies around any address in Lee County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 555 insurance agencies in Lee County. Of those, 108 are chain locations, or 19%, against 21% across the U.S. Per 10,000 households, that is 16.9, 8% above the U.S. rate of 15.6.
Household spending on vehicle insurance in Lee County comes to about $733.5M a year: $2,238 per household, 14% above the U.S. average. Spread across 555 insurance agencies, that is $1.3M per agency, 5% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Lee County was 371 in 2023, up 11.4% from 2019. That is one for every 884 households, against one for every 966 across the U.S. Since fiscal 2022, 13 SBA-backed loans worth $10.4M have gone to businesses classed as insurance agencies and brokerages in Lee County.
Between 2020 and 2025, the population of Lee County grew 14.4%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Lee County is 52 (upper middle), #1,054 of 2,272 scored counties and #49 of 61 scored counties in Florida.
How Lee County compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lee County | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 16.9 | 17.1 | 15.6 |
| Spending per listing | $1.3M | $1.3M | $1.3M |
| Households per official establishment | 884 | 808 | 966 |
| Official establishment growth, 2019–2023 | +11.4% | +13.5% | −1.0% |
| Population growth, 2020–2025 | +14.4% | +8.7% | +3.1% |
| Spending per household on vehicle insurance | $2,238 | $2,265 | $1,957 |
| Median household income | $76,107 | $74,568 | $80,734 |
| Groundwork market score | 52 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 333 → 371+11.4% over the period
- Employees, 2023
- 1,622
- Annual payroll, 2023
- $103.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 555108 chain locations
- Listings at the U.S. rate for this spending
- 584The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 13
- Amount
- $10.4M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lee County
- Population, 2025 estimate
- 875,607+14.4% since 2020
- Households
- 327,803
- Median age
- 48.0
- Homes lived in by their owners
- 74%
- Vehicles per household
- 1.7
- Land area
- 781 sq. mi.
- People per square mile
- 1,047
- Median household income
- $76,107+31.6% vs. 2015–2019, before inflation
- Average household income
- $106,469
- Median home value
- $362,200
- Jobs located here
- 293,056
- Daytime population
- 793,827Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lee County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Florida
Every Florida market ranked →The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Lee County marked.
Top counties in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wakulla County, FL | 96 | 6 | 4.7 | $5.9M | +12.3% | #6 of 2,272 |
| 2Santa Rosa County, FL | 90 | 65 | 9.0 | $3.1M | +11.7% | #59 of 2,272 |
| 3Nassau County, FL | 89 | 38 | 9.7 | $2.7M | +17.4% | #73 of 2,272 |
| 4Suwannee County, FL | 88 | 14 | 8.7 | $2.9M | +10.6% | #84 of 2,272 |
| 5Gulf County, FL | 86 | 5 | 8.4 | $3M | +11.7% | #113 of 2,272 |
| 6Washington County, FL | 85 | 5 | 5.4 | $5M | +5.4% | #121 of 2,272 |
| 7DeSoto County, FL | 85 | 10 | 7.8 | $2.9M | +8.8% | #128 of 2,272 |
| 8Putnam County, FL | 84 | 21 | 6.7 | $3.5M | +5.9% | #137 of 2,272 |
| 9Clay County, FL | 84 | 80 | 9.6 | $2.8M | +9.4% | #143 of 2,272 |
| 10Sumter County, FL | 83 | 44 | 6.3 | $3.2M | +21.1% | #158 of 2,272 |
| 49Lee County, FL | 52 | 555 | 16.9 | $1.3M | +14.4% | #1,054 of 2,272 |
Other business types in Lee County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lee County, FL?
Lee County has 555 insurance agencies on map listings as of September 2026. 108 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 371 businesses with payroll classed as insurance agencies and brokerages in 2023, up 11.4% from 2019.
How much do households in Lee County, FL spend on vehicle insurance?
About $733.5M a year, or $2,238 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). Spread across the 555 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 327,803 households in Lee County and national spending patterns by income.
How does Lee County, FL compare with the U.S. for insurance agencies?
Lee County has 16.9 insurance agencies per 10,000 households, 8% above the U.S. rate of 15.6. Spending per agency is $1.3M, 5% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Lee County would have about 584, against 555 on map listings. There is one business with payroll in the industry for every 884 households, against one for every 966 across the U.S. The official count rose 11.4% from 2019 to 2023, against −1.0% for the U.S.
How fast is Lee County, FL growing?
Population estimates put Lee County at 875,607 people in 2025, up 14.4% since 2020, faster than the U.S. (+3.1%). It has 327,803 households. The median household income in Lee County is $76,107 a year, 6% below the U.S. median of $80,734. That rose 31.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lee County scores 52 for insurance agencies (upper middle), #1,054 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lee County
Screening a site or an acquisition in Lee County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.