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Insurance agencies in Suwannee County, FL

The insurance agencies in Suwannee County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 88 out of 100: High

Ranked #84 of 2,272 scored counties
#4 of 61 scored counties in Florida

Listings
14
3 chain locations (21%)
Official establishments
9
Businesses with payroll, 2023
Household spending a year
$40.4M
On vehicle insurance · $2,506 a household
Spending per listing
$2.9M
2.3 times the U.S.
Listings per 10k households
8.7
44% below the U.S.
Population, 2025
48,149
+10.6% since 2020

See the insurance agencies around any address in Suwannee County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Suwannee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Suwannee County scores 88 (high) on the Groundwork market score for insurance agencies, ranking #84 of 2,272 scored counties and #4 of 61 scored counties in Florida. That puts it in the top 10% of counties for insurance agencies.

Map listings as of September 2026 show 14 insurance agencies in Suwannee County. Chain locations make up 21% of them, against 21% across the U.S. That is 8.7 per 10,000 households, 44% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Suwannee County comes to about $40.4M a year: $2,506 per household, 28% above the U.S. average. That is about $2.9M of household spending for each agency on map listings, 2.3 times the U.S. figure of $1.3M.

In 2023, official counts showed 9 businesses with payroll in Suwannee County classed as insurance agencies and brokerages. That is one for every 1,790 households, against one for every 966 across the U.S. Population estimates put the population change in Suwannee County from 2020 to 2025 at +10.6%, faster than the U.S. (+3.1%).

How Suwannee County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Suwannee County, FL compared with Florida and the U.S.
MeasureSuwannee CountyFloridaU.S.
Listings per 10k households8.717.115.6
Spending per listing$2.9M$1.3M$1.3M
Households per official establishment1,790808966
Official establishment growth, 2019–2023n/a+13.5%−1.0%
Population growth, 2020–2025+10.6%+8.7%+3.1%
Spending per household on vehicle insurance$2,506$2,265$1,957
Median household income$56,658$74,568$80,734
Groundwork market score8860

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8 → 9
Employees, 2023
41
Annual payroll, 2023
$2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
143 chain locations
Listings at the U.S. rate for this spending
32The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Suwannee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Suwannee County

Population, 2025 estimate
48,149+10.6% since 2020
Households
16,112
Median age
43.8
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
689 sq. mi.
People per square mile
66
Median household income
$56,658+18.4% vs. 2015–2019, before inflation
Average household income
$73,048
Median home value
$171,600
Jobs located here
11,204
Daytime population
40,506Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Suwannee County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Suwannee County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Suwannee County marked.

Top counties in Florida

Counties in Florida ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wakulla County, FL9664.7$5.9M+12.3%#6 of 2,272
2Santa Rosa County, FL90659.0$3.1M+11.7%#59 of 2,272
3Nassau County, FL89389.7$2.7M+17.4%#73 of 2,272
4Suwannee County, FL88148.7$2.9M+10.6%#84 of 2,272
5Gulf County, FL8658.4$3M+11.7%#113 of 2,272
6Washington County, FL8555.4$5M+5.4%#121 of 2,272
7DeSoto County, FL85107.8$2.9M+8.8%#128 of 2,272
8Putnam County, FL84216.7$3.5M+5.9%#137 of 2,272
9Clay County, FL84809.6$2.8M+9.4%#143 of 2,272
10Sumter County, FL83446.3$3.2M+21.1%#158 of 2,272

Other business types in Suwannee County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Suwannee County, FL?

There are 14 insurance agencies on map listings in Suwannee County as of September 2026. 3 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Suwannee County, FL spend on vehicle insurance?

About $40.4M a year, or $2,506 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). Spread across the 14 insurance agencies on map listings, it comes to $2.9M per agency. It is estimated from the incomes of the 16,112 households in Suwannee County and national spending patterns by income.

How does Suwannee County, FL compare with the U.S. for insurance agencies?

Suwannee County has 8.7 insurance agencies per 10,000 households, 44% below the U.S. rate of 15.6. Spending per agency is $2.9M, 2.3 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Suwannee County would have about 32, against 14 on map listings. There is one business with payroll in the industry for every 1,790 households, against one for every 966 across the U.S.

How fast is Suwannee County, FL growing?

Population estimates put Suwannee County at 48,149 people in 2025, up 10.6% since 2020, faster than the U.S. (+3.1%). It has 16,112 households. The median household income in Suwannee County is $56,658 a year, 30% below the U.S. median of $80,734. That rose 18.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Suwannee County scores 88 for insurance agencies (high), #84 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Suwannee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Suwannee County

Screening a site or an acquisition in Suwannee County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Suwannee County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.