Groundwork

Auto · County · Florida

Insurance agencies in Escambia County, FL

The insurance agencies in Escambia County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 56 out of 100: Upper middle

Ranked #920 of 2,272 scored counties
#44 of 61 scored counties in Florida

Listings
187
46 chain locations (25%)
Official establishments
127
+14.4% since 2019
Household spending a year
$292.9M
On vehicle insurance · $2,270 a household
Spending per listing
$1.6M
25% above the U.S.
Listings per 10k households
14.5
7% below the U.S.
Population, 2025
333,834
+3.5% since 2020

See the insurance agencies around any address in Escambia County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Escambia County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 187 insurance agencies in Escambia County. Chain locations make up 25% of them, against 21% across the U.S. That is 14.5 per 10,000 households, 7% below the U.S. rate of 15.6.

At $2,270 per household (16% above the U.S. average), households in Escambia County spend about $292.9M a year on vehicle insurance. That works out to $1.6M per agency, 25% above the U.S. figure of $1.3M.

In 2023, official counts showed 127 businesses with payroll in Escambia County classed as insurance agencies and brokerages, up 14.4% from 2019. That is one for every 1,016 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $1.6M have gone to businesses classed as insurance agencies and brokerages in Escambia County.

Population estimates put the population change in Escambia County from 2020 to 2025 at +3.5%, in step with the U.S. (+3.1%). For insurance agencies, Escambia County has a Groundwork market score of 56 (upper middle): #920 of 2,272 scored counties and #44 of 61 scored counties in Florida.

How Escambia County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Escambia County, FL compared with Florida and the U.S.
MeasureEscambia CountyFloridaU.S.
Listings per 10k households14.517.115.6
Spending per listing$1.6M$1.3M$1.3M
Households per official establishment1,016808966
Official establishment growth, 2019–2023+14.4%+13.5%−1.0%
Population growth, 2020–2025+3.5%+8.7%+3.1%
Spending per household on vehicle insurance$2,270$2,265$1,957
Median household income$67,500$74,568$80,734
Groundwork market score5660

Official counts and lending

Businesses

Official establishments, 2019 to 2023
111 → 127+14.4% over the period
Employees, 2023
635
Annual payroll, 2023
$42.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
18746 chain locations
Listings at the U.S. rate for this spending
233The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$1.6M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Escambia County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Escambia County

Population, 2025 estimate
333,834+3.5% since 2020
Households
129,027
Median age
39.1
Homes lived in by their owners
65%
Vehicles per household
1.7
Land area
657 sq. mi.
People per square mile
496
Median household income
$67,500+32.6% vs. 2015–2019, before inflation
Average household income
$90,802
Median home value
$257,200
Jobs located here
160,136
Daytime population
352,063Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Escambia County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Escambia County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Escambia County marked.

Top counties in Florida

Counties in Florida ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wakulla County, FL9664.7$5.9M+12.3%#6 of 2,272
2Santa Rosa County, FL90659.0$3.1M+11.7%#59 of 2,272
3Nassau County, FL89389.7$2.7M+17.4%#73 of 2,272
4Suwannee County, FL88148.7$2.9M+10.6%#84 of 2,272
5Gulf County, FL8658.4$3M+11.7%#113 of 2,272
6Washington County, FL8555.4$5M+5.4%#121 of 2,272
7DeSoto County, FL85107.8$2.9M+8.8%#128 of 2,272
8Putnam County, FL84216.7$3.5M+5.9%#137 of 2,272
9Clay County, FL84809.6$2.8M+9.4%#143 of 2,272
10Sumter County, FL83446.3$3.2M+21.1%#158 of 2,272
44Escambia County, FL5618714.5$1.6M+3.5%#920 of 2,272

Other business types in Escambia County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Escambia County, FL?

There are 187 insurance agencies on map listings in Escambia County as of September 2026. 46 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 127 businesses with payroll classed as insurance agencies and brokerages in 2023, up 14.4% from 2019.

How much do households in Escambia County, FL spend on vehicle insurance?

About $292.9M a year, or $2,270 per household. That is 16% above the U.S. average (an index of 116, where 100 is the U.S. average). Spread across the 187 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 129,027 households in Escambia County and national spending patterns by income.

How does Escambia County, FL compare with the U.S. for insurance agencies?

Escambia County has 14.5 insurance agencies per 10,000 households, 7% below the U.S. rate of 15.6. Spending per agency is $1.6M, 25% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Escambia County would have about 233, against 187 on map listings. There is one business with payroll in the industry for every 1,016 households, against one for every 966 across the U.S. The official count rose 14.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Escambia County, FL growing?

Population estimates put Escambia County at 333,834 people in 2025, up 3.5% since 2020, in step with the U.S. (+3.1%). It has 129,027 households. The median household income in Escambia County is $67,500 a year, 16% below the U.S. median of $80,734. That rose 32.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Escambia County scores 56 for insurance agencies (upper middle), #920 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Escambia County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Escambia County

Screening a site or an acquisition in Escambia County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Escambia County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.