Groundwork

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Insurance agencies in Prowers County, CO

The insurance agencies in Prowers County, CO, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 13 out of 100: Low

Ranked #2,221 of 2,272 scored counties
#35 of 35 scored counties in Colorado

Listings
20
4 chain locations (20%)
Official establishments
12
Businesses with payroll, 2023
Household spending a year
$9.3M
On vehicle insurance · $1,971 a household
Spending per listing
$467K
63% below the U.S.
Listings per 10k households
42.3
2.7 times the U.S.
Population, 2025
11,884
−1.1% since 2020

See the insurance agencies around any address in Prowers County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Prowers County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Prowers County scores 13 (low) on the Groundwork market score for insurance agencies, ranking #2,221 of 2,272 scored counties and #35 of 35 scored counties in Colorado. That puts it in the bottom quarter of counties.

Households in Prowers County spend about $9.3M a year on vehicle insurance, or $1,971 per household, in line with the U.S. average. That works out to $467K per agency, 63% below the U.S. figure of $1.3M.

Prowers County has 20 insurance agencies on map listings as of September 2026. Of those, 4 are chain locations, or 20%, against 21% across the U.S. That is 42.3 per 10,000 households, 2.7 times the U.S. rate of 15.6.

In 2023, official counts showed 12 businesses with payroll in Prowers County classed as insurance agencies and brokerages. That is one for every 394 households, against one for every 966 across the U.S. Population estimates show Prowers County declined 1.1% from 2020 to 2025, against +3.1% for the U.S.

How Prowers County compares

The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Prowers County, CO compared with Colorado and the U.S.
MeasureProwers CountyColoradoU.S.
Listings per 10k households42.319.215.6
Spending per listing$467K$1M$1.3M
Households per official establishment394760966
Official establishment growth, 2019–2023n/a−1.0%−1.0%
Population growth, 2020–2025−1.1%+3.9%+3.1%
Spending per household on vehicle insurance$1,971$1,936$1,957
Median household income$53,508$95,470$80,734
Groundwork market score1338

Official counts and lending

Businesses

Official establishments, 2019 to 2023
15 → 12
Employees, 2023
46
Annual payroll, 2023
$2.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
204 chain locations
Listings at the U.S. rate for this spending
7The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Prowers County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Prowers County

Population, 2025 estimate
11,884−1.1% since 2020
Households
4,733
Median age
37.6
Homes lived in by their owners
67%
Vehicles per household
2.0
Land area
1,638 sq. mi.
People per square mile
7
Median household income
$53,508+27.6% vs. 2015–2019, before inflation
Average household income
$81,349
Median home value
$160,600
Jobs located here
4,547
Daytime population
11,144Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Prowers County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Prowers County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Colorado

Every Colorado market ranked →

The highest-scoring counties in Colorado for insurance agencies, numbered among those based in Colorado, with Prowers County marked.

Top counties in Colorado

Counties in Colorado ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Park County, CO8666.7$3.6M+5.1%#110 of 2,272
2Grand County, CO7656.7$3.3M+4.8%#306 of 2,272
3Elbert County, CO751313.0$2.2M+16.5%#337 of 2,272
4Gunnison County, CO6467.1$2.9M+2.9%#640 of 2,272
5Weld County, CO5917814.3$1.5M+14.2%#815 of 2,272
6Routt County, CO55108.9$2.3M+2.0%#938 of 2,272
7Fremont County, CO552413.4$1.5M+2.4%#960 of 2,272
8Archuleta County, CO551016.9$1.3M+6.6%#971 of 2,272
9Eagle County, CO522210.0$2.1M−2.4%#1,033 of 2,272
10Delta County, CO491914.7$1.4M+3.6%#1,141 of 2,272
35Prowers County, CO132042.3$467K−1.1%#2,221 of 2,272

Other business types in Prowers County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Prowers County, CO?

Map listings as of September 2026 show 20 insurance agencies in Prowers County. 4 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Prowers County, CO spend on vehicle insurance?

About $9.3M a year, or $1,971 per household. That is in line with the U.S. average (an index of 101, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $467K per agency. It is estimated from the incomes of the 4,733 households in Prowers County and national spending patterns by income.

How does Prowers County, CO compare with the U.S. for insurance agencies?

Prowers County has 42.3 insurance agencies per 10,000 households, 2.7 times the U.S. rate of 15.6. Spending per agency is $467K, 63% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Prowers County would have about 7, against 20 on map listings. There is one business with payroll in the industry for every 394 households, against one for every 966 across the U.S.

How fast is Prowers County, CO growing?

Population estimates put Prowers County at 11,884 people in 2025, down 1.1% since 2020, against +3.1% for the U.S. It has 4,733 households. Median household income in Prowers County is $53,508, 34% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Prowers County scores 13 for insurance agencies (low), #2,221 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Prowers County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Prowers County

Screening a site or an acquisition in Prowers County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Prowers County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.