Groundwork

Auto · Small-town market · Arkansas

Insurance agencies in the Harrison, AR area

How the Harrison, AR area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 63 out of 100: Upper middle

Ranked #161 of 537 scored small-town markets
#3 of 14 scored small-town markets based in Arkansas

Listings
34
8 chain locations (24%)
Official establishments
20
Businesses with payroll, 2023
Household spending a year
$50.7M
On vehicle insurance · $2,736 a household
Spending per listing
$1.5M
19% above the U.S.
Listings per 10k households
18.3
17% above the U.S.
Population, 2025
45,654
+2.4% since 2020

See the insurance agencies around any address in the Harrison area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Harrison area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,736 per household (40% above the U.S. average), households in the Harrison area spend about $50.7M a year on vehicle insurance. Spread across 34 insurance agencies, that is $1.5M per agency, 19% above the U.S. figure of $1.3M.

The Harrison area has 34 insurance agencies on map listings as of September 2026. Chain locations make up 24% of them, against 21% across the U.S. Per 10,000 households, that is 18.3, 17% above the U.S. rate of 15.6.

In 2023, official counts showed 20 businesses with payroll in the Harrison area classed as insurance agencies and brokerages. That is one for every 927 households, against one for every 966 across the U.S.

Population estimates put the population change in the Harrison area from 2020 to 2025 at +2.4%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Harrison area is 63 (upper middle), #161 of 537 scored small-town markets and #3 of 14 scored small-town markets based in Arkansas.

How the Harrison area compares

The same measures for Arkansas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Harrison, AR area compared with Arkansas and the U.S.
MeasureHarrison areaArkansasU.S.
Listings per 10k households18.317.915.6
Spending per listing$1.5M$1.4M$1.3M
Households per official establishment927795966
Official establishment growth, 2019–2023n/a+0.7%−1.0%
Population growth, 2020–2025+2.4%+3.3%+3.1%
Spending per household on vehicle insurance$2,736$2,473$1,957
Median household income$54,384$60,773$80,734
Groundwork market score6356

Official counts and lending

Businesses

Official establishments, 2019 to 2023
20
Employees, 2023
69
Annual payroll, 2023
$3.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
348 chain locations
Listings at the U.S. rate for this spending
40The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Harrison area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Harrison area

Population, 2025 estimate
45,654+2.4% since 2020
Households
18,542
Median age
43.7
Homes lived in by their owners
72%
Vehicles per household
2.1
Land area
1,411 sq. mi.
People per square mile
32
Median household income
$54,384+22.0% vs. 2015–2019, before inflation
Average household income
$71,341
Median home value
$185,000
Jobs located here
15,227
Daytime population
43,011Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Harrison area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Harrison area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Arkansas

Every Arkansas market ranked →

The highest-scoring small-town markets in Arkansas for insurance agencies, numbered among those based in Arkansas, with the Harrison area marked.

Top small-town markets in Arkansas

Small-town markets in Arkansas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Malvern, AR73129.7$2.7M+1.1%#82 of 537
2Batesville, AR681812.3$2.1M+2.2%#116 of 537
3Harrison, AR633418.3$1.5M+2.4%#161 of 537
4Russellville, AR614714.4$1.8M+1.6%#176 of 537
5Searcy, AR614715.9$1.6M+4.2%#180 of 537
6Blytheville, AR601811.6$1.9M−6.7%#189 of 537
7Paragould, AR563217.8$1.3M+3.4%#213 of 537
8Camden, AR531514.5$1.7M−3.6%#232 of 537
9Magnolia, AR521416.6$1.6M−3.7%#246 of 537
10Pine Bluff, AR513713.7$1.7M−5.6%#254 of 537

Other business types in the Harrison area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Harrison, AR area?

Map listings as of September 2026 show 34 insurance agencies in the Harrison area. 8 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 20 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Harrison, AR area spend on vehicle insurance?

About $50.7M a year, or $2,736 per household. That is 40% above the U.S. average (an index of 140, where 100 is the U.S. average). Spread across the 34 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 18,542 households in the Harrison area and national spending patterns by income.

How does the Harrison, AR area compare with the U.S. for insurance agencies?

The Harrison area has 18.3 insurance agencies per 10,000 households, 17% above the U.S. rate of 15.6. Spending per agency is $1.5M, 19% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Harrison area would have about 40, against 34 on map listings. There is one business with payroll in the industry for every 927 households, against one for every 966 across the U.S.

How fast is the Harrison, AR area growing?

Population estimates put the Harrison area at 45,654 people in 2025, up 2.4% since 2020, slower than the U.S. (+3.1%). It has 18,542 households. Median household income in the Harrison area is $54,384, 33% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Harrison area scores 63 for insurance agencies (upper middle), #161 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Harrison area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Harrison area

Screening a site or an acquisition in the Harrison area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Harrison area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.