Groundwork

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Insurance agencies in Mobile County, AL

The insurance agencies in Mobile County, AL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 46 out of 100: Lower middle

Ranked #1,255 of 2,272 scored counties
#46 of 54 scored counties in Alabama

Listings
299
71 chain locations (24%)
Official establishments
146
−7.0% since 2019
Household spending a year
$393.1M
On vehicle insurance · $2,432 a household
Spending per listing
$1.3M
5% above the U.S.
Listings per 10k households
18.5
19% above the U.S.
Population, 2025
411,658
−0.7% since 2020

See the insurance agencies around any address in Mobile County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Mobile County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 299 insurance agencies in Mobile County. Of those, 71 are chain locations, or 24%, against 21% across the U.S. That comes to 18.5 for every 10,000 households, 19% above the U.S. rate of 15.6.

At $2,432 per household (24% above the U.S. average), households in Mobile County spend about $393.1M a year on vehicle insurance. That works out to $1.3M per agency, 5% above the U.S. figure of $1.3M.

In 2023, official counts showed 146 businesses with payroll in Mobile County classed as insurance agencies and brokerages, down 7.0% from 2019. That is one for every 1,107 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $270K have gone to businesses classed as insurance agencies and brokerages in Mobile County.

Population estimates show Mobile County declined 0.7% from 2020 to 2025, against +3.1% for the U.S. Mobile County scores 46 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,255 of 2,272 scored counties and #46 of 54 scored counties in Alabama.

How Mobile County compares

The same measures for Alabama and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Mobile County, AL compared with Alabama and the U.S.
MeasureMobile CountyAlabamaU.S.
Listings per 10k households18.516.215.6
Spending per listing$1.3M$1.6M$1.3M
Households per official establishment1,1071,150966
Official establishment growth, 2019–2023−7.0%+1.4%−1.0%
Population growth, 2020–2025−0.7%+3.2%+3.1%
Spending per household on vehicle insurance$2,432$2,568$1,957
Median household income$58,880$63,999$80,734
Groundwork market score4674

Official counts and lending

Businesses

Official establishments, 2019 to 2023
157 → 146−7.0% over the period
Employees, 2023
756
Annual payroll, 2023
$68.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
29971 chain locations
Listings at the U.S. rate for this spending
313The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$270K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Mobile County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Mobile County

Population, 2025 estimate
411,658−0.7% since 2020
Households
161,665
Median age
39.0
Homes lived in by their owners
66%
Vehicles per household
1.8
Land area
1,229 sq. mi.
People per square mile
336
Median household income
$58,880+23.7% vs. 2015–2019, before inflation
Average household income
$81,726
Median home value
$190,700
Jobs located here
181,672
Daytime population
421,837Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Mobile County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Mobile County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Alabama

Every Alabama market ranked →

The highest-scoring counties in Alabama for insurance agencies, numbered among those based in Alabama, with Mobile County marked.

Top counties in Alabama

Counties in Alabama ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Chilton County, AL92169.0$3.2M+5.9%#33 of 2,272
2St. Clair County, AL914111.7$2.5M+7.1%#51 of 2,272
3Lawrence County, AL90118.1$3.8M+2.3%#54 of 2,272
4Randolph County, AL9077.6$3.7M+4.8%#55 of 2,272
5Elmore County, AL89298.8$3.2M+4.2%#69 of 2,272
6Cherokee County, AL861211.8$2.4M+5.8%#117 of 2,272
7Bibb County, AL8556.5$4.4M+0.4%#122 of 2,272
8Blount County, AL852410.8$2.7M+1.8%#131 of 2,272
9Limestone County, AL855312.9$2.2M+18.0%#135 of 2,272
10Jackson County, AL842411.0$2.5M+3.3%#146 of 2,272
46Mobile County, AL4629918.5$1.3M−0.7%#1,255 of 2,272

Other business types in Mobile County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Mobile County, AL?

Mobile County has 299 insurance agencies on map listings as of September 2026. 71 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 146 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.0% from 2019.

How much do households in Mobile County, AL spend on vehicle insurance?

About $393.1M a year, or $2,432 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 299 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 161,665 households in Mobile County and national spending patterns by income.

How does Mobile County, AL compare with the U.S. for insurance agencies?

Mobile County has 18.5 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $1.3M, 5% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Mobile County would have about 313, against 299 on map listings. There is one business with payroll in the industry for every 1,107 households, against one for every 966 across the U.S. The official count fell 7.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is Mobile County, AL growing?

Population estimates put Mobile County at 411,658 people in 2025, down 0.7% since 2020, against +3.1% for the U.S. It has 161,665 households. The median household income in Mobile County is $58,880 a year, 27% below the U.S. median of $80,734. That rose 23.7% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Mobile County scores 46 for insurance agencies (lower middle), #1,255 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Mobile County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Mobile County

Screening a site or an acquisition in Mobile County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Mobile County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.