Groundwork

Food and drink · County · New York

Sit-down restaurants in Otsego County, NY

The sit-down restaurants in Otsego County, NY, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 34 out of 100: Lower middle

Ranked #1,892 of 2,405 scored counties
#53 of 61 scored counties in New York

Listings
150
21 chain locations (14%)
Official establishments
60
−23.1% since 2019
Household spending a year
$83.8M
On food away from home · $3,614 a household
Spending per listing
$559K
16% below the U.S.
Listings per 10k households
64.7
6% above the U.S.
Population, 2025
60,589
+3.8% since 2020

See the sit-down restaurants around any address in Otsego County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Otsego County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For sit-down restaurants, Otsego County has a Groundwork market score of 34 (lower middle): #1,892 of 2,405 scored counties and #53 of 61 scored counties in New York. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 150 sit-down restaurants in Otsego County. Of those, 21 are chain locations, or 14%, against 29% across the U.S. That comes to 64.7 for every 10,000 households, 6% above the U.S. rate of 61.3.

Households in Otsego County spend about $83.8M a year on food away from home, or $3,614 per household, 11% below the U.S. average. That works out to $559K per restaurant, 16% below the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

Official counts show 60 businesses with payroll classed as full-service restaurants in Otsego County in 2023, down 23.1% from 2019. That is one for every 386 households, against one for every 500 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $631K has gone to businesses classed as full-service restaurants in Otsego County. Population estimates show Otsego County grew 3.8% from 2020 to 2025, faster than the U.S. (+3.1%).

How Otsego County compares

The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Otsego County, NY compared with New York and the U.S.
MeasureOtsego CountyNew YorkU.S.
Listings per 10k households64.772.561.3
Spending per listing$559K$589K$664K
Households per official establishment386392500
Official establishment growth, 2019–2023−23.1%−3.4%+1.5%
Population growth, 2020–2025+3.8%−0.6%+3.1%
Spending per household on food away from home$3,614$4,270$4,070
Median household income$68,885$85,974$80,734
Groundwork market score3421

Official counts and lending

Businesses

Official establishments, 2019 to 2023
78 → 60−23.1% over the period
Employees, 2023
660
Annual payroll, 2023
$16.4M
One-person businesses, 2023
0Businesses with no payroll
Map listings, September 2026
15021 chain locations
Listings at the U.S. rate for this spending
126The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$631K

SBA-backed loans to businesses classed as full-service restaurants in Otsego County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Otsego County

Population, 2025 estimate
60,589+3.8% since 2020
Households
23,189
Median age
41.9
Homes lived in by their owners
74%
Vehicles per household
1.7
Land area
1,002 sq. mi.
People per square mile
60
Median household income
$68,885+27.5% vs. 2015–2019, before inflation
Average household income
$91,075
Median home value
$179,100
Jobs located here
21,315
Daytime population
56,903Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Otsego County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Otsego County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across New York

Every New York market ranked →

The highest-scoring counties in New York for sit-down restaurants, numbered among those based in New York, with Otsego County marked.

Top counties in New York

Counties in New York ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Orleans County, NY693521.6$1.6M−0.5%#390 of 2,405
2Wayne County, NY6714537.8$980K+0.1%#453 of 2,405
3Schoharie County, NY654333.4$1.1M+1.4%#514 of 2,405
4Schenectady County, NY6532849.0$811K+3.0%#536 of 2,405
5Tioga County, NY645627.5$1.4M−1.9%#547 of 2,405
6Wyoming County, NY645231.6$1.1M−1.3%#553 of 2,405
7Oswego County, NY6218238.5$940K+1.0%#648 of 2,405
8Saratoga County, NY6152251.2$889K+2.3%#702 of 2,405
9Putnam County, NY5919655.1$924K+1.4%#771 of 2,405
10Livingston County, NY5710342.1$891K−0.2%#849 of 2,405
53Otsego County, NY3415064.7$559K+3.8%#1,892 of 2,405

Other business types in Otsego County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Otsego County, NY?

Otsego County has 150 sit-down restaurants on map listings as of September 2026. 21 of them (14%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 60 businesses with payroll classed as full-service restaurants in 2023, down 23.1% from 2019.

How much do households in Otsego County, NY spend on food away from home?

About $83.8M a year, or $3,614 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). Spread across the 150 sit-down restaurants on map listings, it comes to $559K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 23,189 households in Otsego County and national spending patterns by income.

How does Otsego County, NY compare with the U.S. for sit-down restaurants?

Otsego County has 64.7 sit-down restaurants per 10,000 households, 6% above the U.S. rate of 61.3. Spending per restaurant is $559K, 16% below the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, Otsego County would have about 126, against 150 on map listings. There is one business with payroll in the industry for every 386 households, against one for every 500 across the U.S. The official count fell 23.1% from 2019 to 2023, against +1.5% for the U.S.

How fast is Otsego County, NY growing?

Population estimates put Otsego County at 60,589 people in 2025, up 3.8% since 2020, faster than the U.S. (+3.1%). It has 23,189 households. The median household income in Otsego County is $68,885 a year, 15% below the U.S. median of $80,734. That rose 27.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Otsego County scores 34 for sit-down restaurants (lower middle), #1,892 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Otsego County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Otsego County

Screening a site or an acquisition in Otsego County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Otsego County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.