Groundwork

Food and drink · Small-town market · Kentucky

Sit-down restaurants in the Mount Sterling, KY area

Competitor counts, household spending and official business counts for sit-down restaurants in the Mount Sterling, KY area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 72 out of 100: Upper middle

Ranked #61 of 538 scored small-town markets
#4 of 15 scored small-town markets based in Kentucky

Listings
67
31 chain locations (46%)
Official establishments
18
Businesses with payroll, 2023
Household spending a year
$57.6M
On food away from home · $3,168 a household
Spending per listing
$860K
30% above the U.S.
Listings per 10k households
36.9
40% below the U.S.
Population, 2025
48,428
+3.1% since 2020

See the sit-down restaurants around any address in the Mount Sterling area

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Mount Sterling area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Mount Sterling area spend about $57.6M a year on food away from home, or $3,168 per household, 22% below the U.S. average. Spread across 67 sit-down restaurants, that is $860K per restaurant, 30% above the U.S. figure of $664K. The spending figure covers all food away from home, not only sit-down restaurants.

The Mount Sterling area has 67 sit-down restaurants on map listings as of September 2026. Chain locations make up 46% of them, against 29% across the U.S. Per 10,000 households, that is 36.9, 40% below the U.S. rate of 61.3.

In 2023, official counts showed 18 businesses with payroll in the Mount Sterling area classed as full-service restaurants. That is one for every 1,010 households, against one for every 500 across the U.S. Official counts list 7 one-person businesses without payroll.

Population estimates put the population change in the Mount Sterling area from 2020 to 2025 at +3.1%, in step with the U.S. (+3.1%). The Mount Sterling area scores 72 (upper middle) on the Groundwork market score for sit-down restaurants, ranking #61 of 538 scored small-town markets and #4 of 15 scored small-town markets based in Kentucky. That puts it in the top quarter of small-town markets.

How the Mount Sterling area compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Mount Sterling, KY area compared with Kentucky and the U.S.
MeasureMount Sterling areaKentuckyU.S.
Listings per 10k households36.949.361.3
Spending per listing$860K$707K$664K
Households per official establishment1,010646500
Official establishment growth, 2019–2023n/a+1.2%+1.5%
Population growth, 2020–2025+3.1%+2.2%+3.1%
Spending per household on food away from home$3,168$3,489$4,070
Median household income$55,208$63,726$80,734
Groundwork market score7250

Official counts and lending

Businesses

Official establishments, 2019 to 2023
18
Employees, 2023
339
Annual payroll, 2023
$7.2M
One-person businesses, 2023
7Businesses with no payroll
Map listings, September 2026
6731 chain locations
Listings at the U.S. rate for this spending
87The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as full-service restaurants in the Mount Sterling area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Mount Sterling area

Population, 2025 estimate
48,428+3.1% since 2020
Households
18,181
Median age
40.5
Homes lived in by their owners
71%
Vehicles per household
2.0
Land area
679 sq. mi.
People per square mile
70
Median household income
$55,208+23.5% vs. 2015–2019, before inflation
Average household income
$75,334
Median home value
$151,900
Jobs located here
13,375
Daytime population
41,916Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Mount Sterling area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of the Mount Sterling area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Sit-down restaurants across Kentucky

Every Kentucky market ranked →

The highest-scoring small-town markets in Kentucky for sit-down restaurants, numbered among those based in Kentucky, with the Mount Sterling area marked.

Top small-town markets in Kentucky

Small-town markets in Kentucky ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Richmond-Berea, KY7719138.5$867K+7.0%#32 of 538
2Campbellsville, KY754933.4$941K+3.4%#42 of 538
3Frankfort, KY7513240.8$874K+3.1%#43 of 538
4Mount Sterling, KY726736.9$860K+3.1%#61 of 538
5Danville, KY6210447.8$675K+3.6%#144 of 538
6Mayfield, KY595841.0$765K+1.4%#175 of 538
7Corbin, KY5721237.5$782K+0.1%#195 of 538
8Madisonville, KY567440.2$784K−0.5%#200 of 538
9Somerset, KY5512346.9$659K+3.5%#218 of 538
10Glasgow, KY4810246.1$669K+2.6%#291 of 538

Other business types in the Mount Sterling area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in the Mount Sterling, KY area?

Map listings as of September 2026 show 67 sit-down restaurants in the Mount Sterling area. 31 of them (46%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 18 businesses with payroll classed as full-service restaurants in 2023. Official counts also show 7 one-person businesses without payroll.

How much do households in the Mount Sterling, KY area spend on food away from home?

About $57.6M a year, or $3,168 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). Spread across the 67 sit-down restaurants on map listings, it comes to $860K per restaurant. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade. It is estimated from the incomes of the 18,181 households in the Mount Sterling area and national spending patterns by income.

How does the Mount Sterling, KY area compare with the U.S. for sit-down restaurants?

The Mount Sterling area has 36.9 sit-down restaurants per 10,000 households, 40% below the U.S. rate of 61.3. Spending per restaurant is $860K, 30% above the U.S. figure of $664K. At the U.S. ratio of sit-down restaurants to household spending, the Mount Sterling area would have about 87, against 67 on map listings. There is one business with payroll in the industry for every 1,010 households, against one for every 500 across the U.S.

How fast is the Mount Sterling, KY area growing?

Population estimates put the Mount Sterling area at 48,428 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 18,181 households. Median household income in the Mount Sterling area is $55,208, 32% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Mount Sterling area scores 72 for sit-down restaurants (upper middle), #61 of 538 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Mount Sterling area. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in the Mount Sterling area

Screening a site or an acquisition in the Mount Sterling area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Mount Sterling area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.