Groundwork

Food and drink · County · Tennessee

Restaurants and cafes in Cumberland County, TN

How Cumberland County, TN compares with other counties and the U.S. for restaurants and cafes: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #488 of 2,405 scored counties
#29 of 87 scored counties in Tennessee

Listings
198
84 chain locations (42%)
Official establishments
87
+3.6% since 2019
Household spending a year
$90.7M
On food away from home · $3,217 a household
Spending per listing
$458K
24% above the U.S.
Listings per 10k households
70.2
36% below the U.S.
Population, 2025
66,300
+8.0% since 2020

See the restaurants and cafes around any address in Cumberland County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 198 restaurants and cafes in Cumberland County. 84 of them (42%) are chain locations, against 34% across the U.S. That comes to 70.2 for every 10,000 households, 36% below the U.S. rate of 109.8.

At $3,217 per household (21% below the U.S. average), households in Cumberland County spend about $90.7M a year on food away from home. That works out to $458K per restaurant, 24% above the U.S. figure of $371K.

Official counts show 87 businesses with payroll classed as restaurants and other eating places in Cumberland County in 2023, up 3.6% from 2019. That is one for every 324 households, against one for every 209 across the U.S. Official counts also show 21 one-person businesses without payroll. Since fiscal 2022, 3 SBA-backed loans worth $2.5M have gone to businesses classed as restaurants and other eating places in Cumberland County.

Population estimates show Cumberland County grew 8.0% from 2020 to 2025, faster than the U.S. (+3.1%). Cumberland County scores 67 (upper middle) on the Groundwork market score for restaurants and cafes, ranking #488 of 2,405 scored counties and #29 of 87 scored counties in Tennessee. That puts it in the top quarter of counties.

How Cumberland County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Cumberland County, TN compared with Tennessee and the U.S.
MeasureCumberland CountyTennesseeU.S.
Listings per 10k households70.2102.9109.8
Spending per listing$458K$357K$371K
Households per official establishment324229209
Official establishment growth, 2019–2023+3.6%+9.9%+6.0%
Population growth, 2020–2025+8.0%+5.6%+3.1%
Spending per household on food away from home$3,217$3,670$4,070
Median household income$60,375$69,595$80,734
Groundwork market score6749

Official counts and lending

Businesses

Official establishments, 2019 to 2023
84 → 87+3.6% over the period
Employees, 2023
1,618
Annual payroll, 2023
$30.2M
One-person businesses, 2023
21Businesses with no payroll
Map listings, September 2026
19884 chain locations
Listings at the U.S. rate for this spending
245The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$2.5M

SBA-backed loans to businesses classed as restaurants and other eating places in Cumberland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cumberland County

Population, 2025 estimate
66,300+8.0% since 2020
Households
28,195
Median age
51.4
Homes lived in by their owners
80%
Vehicles per household
2.0
Land area
681 sq. mi.
People per square mile
93
Median household income
$60,375+31.4% vs. 2015–2019, before inflation
Average household income
$76,464
Median home value
$250,500
Jobs located here
19,273
Daytime population
60,554Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cumberland County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for restaurants and cafes, numbered among those based in Tennessee, with Cumberland County marked.

Top counties in Tennessee

Counties in Tennessee ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Fayette County, TN919655.8$719K+7.7%#19 of 2,405
2Roane County, TN8413358.4$623K+7.0%#69 of 2,405
3Loudon County, TN8417773.6$540K+15.6%#77 of 2,405
4Meigs County, TN812547.8$694K+10.8%#115 of 2,405
5Hickman County, TN814749.8$687K+5.0%#116 of 2,405
6Union County, TN803847.9$689K+8.1%#130 of 2,405
7Cheatham County, TN8011470.0$567K+4.1%#138 of 2,405
8Grainger County, TN774647.6$645K+9.2%#187 of 2,405
9Macon County, TN774851.0$635K+9.5%#188 of 2,405
10Smith County, TN775265.6$539K+5.1%#201 of 2,405
29Cumberland County, TN6719870.2$458K+8.0%#488 of 2,405

Other business types in Cumberland County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Cumberland County, TN?

Cumberland County has 198 restaurants and cafes on map listings as of September 2026. 84 of them (42%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 87 businesses with payroll classed as restaurants and other eating places in 2023, up 3.6% from 2019. Another 21 one-person businesses have no payroll, by official counts.

How much do households in Cumberland County, TN spend on food away from home?

About $90.7M a year, or $3,217 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 198 restaurants and cafes on map listings, it comes to $458K per restaurant. It is estimated from the incomes of the 28,195 households in Cumberland County and national spending patterns by income.

How does Cumberland County, TN compare with the U.S. for restaurants and cafes?

Cumberland County has 70.2 restaurants and cafes per 10,000 households, 36% below the U.S. rate of 109.8. Spending per restaurant is $458K, 24% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Cumberland County would have about 245, against 198 on map listings. There is one business with payroll in the industry for every 324 households, against one for every 209 across the U.S. The official count rose 3.6% from 2019 to 2023, against +6.0% for the U.S.

How fast is Cumberland County, TN growing?

Population estimates put Cumberland County at 66,300 people in 2025, up 8.0% since 2020, faster than the U.S. (+3.1%). It has 28,195 households. The median household income in Cumberland County is $60,375 a year, 25% below the U.S. median of $80,734. That rose 31.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cumberland County scores 67 for restaurants and cafes (upper middle), #488 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cumberland County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Cumberland County

Screening a site or an acquisition in Cumberland County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.