Groundwork

Food and drink · County · Kentucky

Restaurants and cafes in Morgan County, KY

The restaurants and cafes in Morgan County, KY, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 66 out of 100: Upper middle

Ranked #512 of 2,405 scored counties
#33 of 99 scored counties in Kentucky

Listings
31
23 chain locations (74%)
Official establishments
11
Businesses with payroll, 2023
Household spending a year
$14.5M
On food away from home · $2,969 a household
Spending per listing
$468K
26% above the U.S.
Listings per 10k households
63.5
42% below the U.S.
Population, 2025
14,415
+5.0% since 2020

See the restaurants and cafes around any address in Morgan County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Morgan County spend about $14.5M a year on food away from home, or $2,969 per household, 27% below the U.S. average. Spread across 31 restaurants and cafes, that is $468K per restaurant, 26% above the U.S. figure of $371K.

Morgan County has 31 restaurants and cafes on map listings as of September 2026. 23 of them (74%) are chain locations, against 34% across the U.S. That comes to 63.5 for every 10,000 households, 42% below the U.S. rate of 109.8.

Official counts show 11 businesses with payroll classed as restaurants and other eating places in Morgan County in 2023. That is one for every 444 households, against one for every 209 across the U.S. Official counts list 4 one-person businesses without payroll. Since fiscal 2022, 1 SBA-backed loan worth $90K has gone to businesses classed as restaurants and other eating places in Morgan County.

Population estimates put the population change in Morgan County from 2020 to 2025 at +5.0%, faster than the U.S. (+3.1%). For restaurants and cafes, Morgan County has a Groundwork market score of 66 (upper middle): #512 of 2,405 scored counties and #33 of 99 scored counties in Kentucky. That puts it in the top quarter of counties.

How Morgan County compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Morgan County, KY compared with Kentucky and the U.S.
MeasureMorgan CountyKentuckyU.S.
Listings per 10k households63.589.4109.8
Spending per listing$468K$390K$371K
Households per official establishment444260209
Official establishment growth, 2019–2023n/a+5.0%+6.0%
Population growth, 2020–2025+5.0%+2.2%+3.1%
Spending per household on food away from home$2,969$3,489$4,070
Median household income$47,913$63,726$80,734
Groundwork market score6658

Official counts and lending

Businesses

Official establishments, 2019 to 2023
9 → 11
Employees, 2023
221
Annual payroll, 2023
$2.5M
One-person businesses, 2023
4Businesses with no payroll
Map listings, September 2026
3123 chain locations
Listings at the U.S. rate for this spending
39The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$90K

SBA-backed loans to businesses classed as restaurants and other eating places in Morgan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Morgan County

Population, 2025 estimate
14,415+5.0% since 2020
Households
4,882
Median age
41.5
Homes lived in by their owners
79%
Vehicles per household
2.2
Land area
381 sq. mi.
People per square mile
37
Median household income
$47,913+32.6% vs. 2015–2019, before inflation
Average household income
$71,451
Median home value
$118,200
Jobs located here
3,098
Daytime population
12,784Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Morgan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Kentucky

Every Kentucky market ranked →

The highest-scoring counties in Kentucky for restaurants and cafes, numbered among those based in Kentucky, with Morgan County marked.

Top counties in Kentucky

Counties in Kentucky ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Spencer County, KY943142.4$1M+7.7%#5 of 2,405
2Oldham County, KY8715165.6$763K+4.9%#41 of 2,405
3Bullitt County, KY8520865.5$593K+5.0%#64 of 2,405
4Henry County, KY793150.4$662K+4.8%#145 of 2,405
5Scott County, KY7918782.6$492K+8.2%#159 of 2,405
6Meade County, KY786559.1$637K+2.2%#169 of 2,405
7Jessamine County, KY7812663.3$600K+7.8%#171 of 2,405
8Lincoln County, KY773839.2$792K+4.6%#185 of 2,405
9Allen County, KY774657.2$559K+9.5%#197 of 2,405
10Garrard County, KY774059.7$544K+7.3%#200 of 2,405
33Morgan County, KY663163.5$468K+5.0%#512 of 2,405

Other business types in Morgan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Morgan County, KY?

Map listings as of September 2026 show 31 restaurants and cafes in Morgan County. 23 of them (74%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 11 businesses with payroll classed as restaurants and other eating places in 2023. Official counts also show 4 one-person businesses without payroll.

How much do households in Morgan County, KY spend on food away from home?

About $14.5M a year, or $2,969 per household. That is 27% below the U.S. average (an index of 73, where 100 is the U.S. average). Spread across the 31 restaurants and cafes on map listings, it comes to $468K per restaurant. It is estimated from the incomes of the 4,882 households in Morgan County and national spending patterns by income.

How does Morgan County, KY compare with the U.S. for restaurants and cafes?

Morgan County has 63.5 restaurants and cafes per 10,000 households, 42% below the U.S. rate of 109.8. Spending per restaurant is $468K, 26% above the U.S. figure of $371K. At the U.S. ratio of restaurants and cafes to household spending, Morgan County would have about 39, against 31 on map listings. There is one business with payroll in the industry for every 444 households, against one for every 209 across the U.S.

How fast is Morgan County, KY growing?

Population estimates put Morgan County at 14,415 people in 2025, up 5.0% since 2020, faster than the U.S. (+3.1%). It has 4,882 households. Median household income in Morgan County is $47,913, 41% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Morgan County scores 66 for restaurants and cafes (upper middle), #512 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Morgan County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Morgan County

Screening a site or an acquisition in Morgan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.