Groundwork

Food and drink · County · Kentucky

Sit-down restaurants in Morgan County, KY

The sit-down restaurants in Morgan County, KY, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 52 out of 100: Upper middle

Ranked #1,079 of 2,405 scored counties
#46 of 99 scored counties in Kentucky

Listings
18
15 chain locations (83%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$14.5M
On food away from home · $2,969 a household
Spending per listing
$805K
21% above the U.S.
Listings per 10k households
36.9
40% below the U.S.
Population, 2025
14,415
+5.0% since 2020

See the sit-down restaurants around any address in Morgan County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on food away from home in Morgan County comes to about $14.5M a year: $2,969 per household, 27% below the U.S. average. That is about $805K of household spending for each restaurant on map listings, 21% above the U.S. figure of $664K. The spending figure covers all food away from home, not only sit-down restaurants.

Morgan County has 18 sit-down restaurants on map listings as of September 2026. 15 of them (83%) are chain locations, against 29% across the U.S. That is 36.9 per 10,000 households, 40% below the U.S. rate of 61.3.

Official counts don’t publish a figure for full-service restaurants in Morgan County, since they leave out counts under 3. Since fiscal 2022, 1 SBA-backed loan worth $90K has gone to businesses classed as full-service restaurants in Morgan County.

Between 2020 and 2025, the population of Morgan County grew 5.0%, faster than the U.S. (+3.1%). The Groundwork market score for sit-down restaurants in Morgan County is 52 (upper middle), #1,079 of 2,405 scored counties and #46 of 99 scored counties in Kentucky.

How Morgan County compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Morgan County, KY compared with Kentucky and the U.S.
MeasureMorgan CountyKentuckyU.S.
Listings per 10k households36.949.361.3
Spending per listing$805K$707K$664K
Households per official establishmentn/a646500
Official establishment growth, 2019–2023n/a+1.2%+1.5%
Population growth, 2020–2025+5.0%+2.2%+3.1%
Spending per household on food away from home$2,969$3,489$4,070
Median household income$47,913$63,726$80,734
Groundwork market score5250

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
0Businesses with no payroll
Map listings, September 2026
1815 chain locations
Listings at the U.S. rate for this spending
22The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$90K

SBA-backed loans to businesses classed as full-service restaurants in Morgan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Morgan County

Population, 2025 estimate
14,415+5.0% since 2020
Households
4,882
Median age
41.5
Homes lived in by their owners
79%
Vehicles per household
2.2
Land area
381 sq. mi.
People per square mile
37
Median household income
$47,913+32.6% vs. 2015–2019, before inflation
Average household income
$71,451
Median home value
$118,200
Jobs located here
3,098
Daytime population
12,784Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Morgan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across Kentucky

Every Kentucky market ranked →

The highest-scoring counties in Kentucky for sit-down restaurants, numbered among those based in Kentucky, with Morgan County marked.

Top counties in Kentucky

Counties in Kentucky ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Spencer County, KY951824.6$1.8M+7.7%#4 of 2,405
2Oldham County, KY887934.3$1.5M+4.9%#36 of 2,405
3Bullitt County, KY889730.6$1.3M+5.0%#40 of 2,405
4Jessamine County, KY836633.1$1.1M+7.8%#85 of 2,405
5Grant County, KY782830.4$1.1M+4.7%#158 of 2,405
6Henry County, KY771524.4$1.4M+4.8%#183 of 2,405
7Meade County, KY773733.6$1.1M+2.2%#187 of 2,405
8Allen County, KY772429.9$1.1M+9.5%#190 of 2,405
9Lincoln County, KY762323.7$1.3M+4.6%#211 of 2,405
10Shelby County, KY757239.0$1M+6.2%#242 of 2,405
46Morgan County, KY521836.9$805K+5.0%#1,079 of 2,405

Other business types in Morgan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Morgan County, KY?

Map listings as of September 2026 show 18 sit-down restaurants in Morgan County. 15 of them (83%) are chain locations. The listings count restaurants of every cuisine, pizza included. No official count is published for full-service restaurants in Morgan County: counts under 3 are left out.

How much do households in Morgan County, KY spend on food away from home?

About $14.5M a year, or $2,969 per household. That is 27% below the U.S. average (an index of 73, where 100 is the U.S. average). Spread across the 18 sit-down restaurants on map listings, it comes to $805K per restaurant. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade. It is estimated from the incomes of the 4,882 households in Morgan County and national spending patterns by income.

How does Morgan County, KY compare with the U.S. for sit-down restaurants?

Morgan County has 36.9 sit-down restaurants per 10,000 households, 40% below the U.S. rate of 61.3. Spending per restaurant is $805K, 21% above the U.S. figure of $664K. At the U.S. ratio of sit-down restaurants to household spending, Morgan County would have about 22, against 18 on map listings.

How fast is Morgan County, KY growing?

Population estimates put Morgan County at 14,415 people in 2025, up 5.0% since 2020, faster than the U.S. (+3.1%). It has 4,882 households. Median household income in Morgan County is $47,913, 41% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Morgan County scores 52 for sit-down restaurants (upper middle), #1,079 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Morgan County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Morgan County

Screening a site or an acquisition in Morgan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.