Real estate · County · Indiana
Real estate businesses in St. Joseph County, IN
How St. Joseph County, IN compares with other counties and the U.S. for real estate businesses: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 38 out of 100: Lower middle
Ranked #1,731 of 2,229 scored counties
#67 of 82 scored counties in Indiana
- Listings
- 265
- 17 chain locations (6%)
- Official establishments
- 137
- +17.1% since 2019
- Household spending a year
- $1.4B
- On rent and homeowner costs · $13,507 a household
- Housing spending per listing (U.S. = 100)
- 126
- 26% above the U.S.
- Listings per 10k households
- 24.7
- 36% below the U.S.
- Population, 2025
- 272,861
- +0.1% since 2020
See the real estate businesses around any address in St. Joseph County
The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of St. Joseph County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for real estate businesses in St. Joseph County is 38 (lower middle), #1,731 of 2,229 scored counties and #67 of 82 scored counties in Indiana. That puts it in the bottom quarter of counties.
Map listings as of September 2026 show 265 real estate businesses in St. Joseph County. Chain locations make up 6% of them, against 6% across the U.S. That comes to 24.7 for every 10,000 households, 36% below the U.S. rate of 38.5.
Households in St. Joseph County spend about $1.4B a year on rent and homeowner costs, or $13,507 per household, 19% below the U.S. average. Housing spending per office is 26% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.
In 2023, official counts showed 137 businesses with payroll in St. Joseph County classed as real estate agents, property managers, mortgage lenders and inspectors, up 17.1% from 2019. That is one for every 783 households, against one for every 414 across the U.S. Between 2020 and 2025, the population of St. Joseph County grew 0.1%, slower than the U.S. (+3.1%).
How St. Joseph County compares
The same measures for Indiana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | St. Joseph County | Indiana | U.S. |
|---|---|---|---|
| Listings per 10k households | 24.7 | 28.4 | 38.5 |
| Housing spending per listing (U.S. = 100) | 126 | 112 | 100 |
| Households per official establishment | 783 | 589 | 414 |
| Official establishment growth, 2019–2023 | +17.1% | +17.5% | +15.8% |
| Population growth, 2020–2025 | +0.1% | +2.7% | +3.1% |
| Spending per household on rent and homeowner costs | $13,507 | $13,818 | $16,661 |
| Median household income | $66,868 | $71,957 | $80,734 |
| Groundwork market score | 38 | 51 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 117 → 137+17.1% over the period
- Employees, 2023
- 884
- Annual payroll, 2023
- $52.4M
- One-person businesses, 2023
- 827Businesses with no payroll
- Map listings, September 2026
- 26517 chain locations
- Listings at the U.S. rate for this spending
- 334The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in St. Joseph County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in St. Joseph County
- Population, 2025 estimate
- 272,861+0.1% since 2020
- Households
- 107,252
- Median age
- 38.0
- Homes lived in by their owners
- 69%
- Vehicles per household
- 1.7
- Land area
- 458 sq. mi.
- People per square mile
- 596
- Median household income
- $66,868+26.7% vs. 2015–2019, before inflation
- Average household income
- $92,212
- Median home value
- $192,800
- Jobs located here
- 124,747
- Daytime population
- 277,571Residents who don’t work, plus everyone whose job is here
Looking at a specific site in St. Joseph County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.
Or open the report at the center of St. Joseph County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardReal estate across Indiana
Every Indiana market ranked →The highest-scoring counties in Indiana for real estate businesses, numbered among those based in Indiana, with St. Joseph County marked.
Top counties in Indiana
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Franklin County, IN | 75 | 10 | 10.9 | 303 | +2.2% | #101 of 2,229 |
| 2LaGrange County, IN | 73 | 13 | 10.1 | 329 | +1.9% | #137 of 2,229 |
| 3Daviess County, IN | 69 | 16 | 13.5 | 227 | +2.5% | #236 of 2,229 |
| 4Posey County, IN | 68 | 9 | 8.5 | 384 | −0.8% | #259 of 2,229 |
| 5Clinton County, IN | 66 | 14 | 11.2 | 271 | +0.4% | #332 of 2,229 |
| 6Clay County, IN | 66 | 13 | 12.3 | 254 | −0.1% | #334 of 2,229 |
| 7Jennings County, IN | 65 | 10 | 9.1 | 331 | +0.1% | #364 of 2,229 |
| 8Ripley County, IN | 65 | 16 | 13.9 | 224 | +1.6% | #377 of 2,229 |
| 9Tipton County, IN | 63 | 8 | 12.8 | 249 | −0.4% | #438 of 2,229 |
| 10Carroll County, IN | 63 | 10 | 12.4 | 247 | +1.6% | #440 of 2,229 |
| 67St. Joseph County, IN | 38 | 265 | 24.7 | 126 | +0.1% | #1,731 of 2,229 |
Other business types in St. Joseph County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many real estate businesses are in St. Joseph County, IN?
There are 265 real estate businesses on map listings in St. Joseph County as of September 2026. 17 of them (6%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 137 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 17.1% from 2019. Official counts list 827 one-person businesses without payroll.
How much do households in St. Joseph County, IN spend on rent and homeowner costs?
About $1.4B a year, or $13,507 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 265 real estate businesses on map listings, housing spending per office is 26% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 107,252 households in St. Joseph County and national spending patterns by income.
How does St. Joseph County, IN compare with the U.S. for real estate businesses?
St. Joseph County has 24.7 real estate businesses per 10,000 households, 36% below the U.S. rate of 38.5. The index of housing spending per office is 126, where 100 is the U.S. At the national ratio of real estate businesses to household spending, St. Joseph County would have about 334, against 265 on map listings. There is one business with payroll in the industry for every 783 households, against one for every 414 across the U.S. The official count rose 17.1% from 2019 to 2023, against +15.8% for the U.S.
How fast is St. Joseph County, IN growing?
Population estimates put St. Joseph County at 272,861 people in 2025, up 0.1% since 2020, slower than the U.S. (+3.1%). It has 107,252 households. The median household income in St. Joseph County is $66,868 a year, 17% below the U.S. median of $80,734. That rose 26.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. St. Joseph County scores 38 for real estate businesses (lower middle), #1,731 of 2,229 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in St. Joseph County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for real estate businesses · All 56 business types in St. Joseph County
Screening a site or an acquisition in St. Joseph County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of St. Joseph County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.