Groundwork

Real estate · County · Virginia

Mortgage brokers and lenders in Orange County, VA

How Orange County, VA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$245.5M
On rent and homeowner costs · $16,525 a household
Housing spending per listing (U.S. = 100)
210
2.1 times the U.S.
Listings per 10k households
2.0
53% below the U.S.
Population, 2025
40,083
+10.1% since 2020

See the mortgage brokers and lenders around any address in Orange County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 3 mortgage brokers and lenders in Orange County. Per 10,000 households, that is 2.0, 53% below the U.S. rate of 4.3.

Households in Orange County spend about $245.5M a year on rent and homeowner costs, or $16,525 per household, in line with the U.S. average. Housing spending per office is 2.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Orange County: counts under 3 aren’t published.

Population estimates put the population change in Orange County from 2020 to 2025 at +10.1%, faster than the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, Orange County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Orange County compares

The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Orange County, VA compared with Virginia and the U.S.
MeasureOrange CountyVirginiaU.S.
Listings per 10k households2.04.14.3
Housing spending per listing (U.S. = 100)210104100
Households per official establishmentn/a3,9554,897
Official establishment growth, 2019–2023n/a+24.1%+9.5%
Population growth, 2020–2025+10.1%+2.8%+3.1%
Spending per household on rent and homeowner costs$16,525$16,844$16,661
Median household income$94,008$93,170$80,734
Groundwork market scoreNot scored45

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
30 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Orange County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Orange County

Population, 2025 estimate
40,083+10.1% since 2020
Households
14,856
Median age
42.7
Homes lived in by their owners
79%
Vehicles per household
2.2
Land area
341 sq. mi.
People per square mile
111
Median household income
$94,008+31.4% vs. 2015–2019, before inflation
Average household income
$115,533
Median home value
$364,200
Jobs located here
9,522
Daytime population
31,111Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Orange County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for mortgage brokers and lenders, numbered among those based in Virginia, with Orange County marked.

Top counties in Virginia

Counties in Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Frederick County, VA8182.3192+8.8%#28 of 887
2Spotsylvania County, VA79132.5183+10.5%#40 of 887
3Stafford County, VA75132.5202+8.3%#66 of 887
4Arlington County, VA74302.7190+2.1%#75 of 887
5Suffolk city, VA7351.3317+10.4%#77 of 887
6Prince William County, VA67533.4147+4.2%#149 of 887
7Loudoun County, VA67654.5124+6.4%#153 of 887
8Hanover County, VA6692.1216+5.6%#159 of 887
9Bedford County, VA6582.4164+4.4%#165 of 887
10Augusta County, VA6061.9200+1.8%#241 of 887
Orange County, VANot scored32.0210+10.1%

Other business types in Orange County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Orange County, VA?

Orange County has 3 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Orange County: counts under 3 are left out.

How much do households in Orange County, VA spend on rent and homeowner costs?

About $245.5M a year, or $16,525 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 2.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 14,856 households in Orange County and national spending patterns by income.

How does Orange County, VA compare with the U.S. for mortgage brokers and lenders?

Orange County has 2.0 mortgage brokers and lenders per 10,000 households, 53% below the U.S. rate of 4.3. The index of housing spending per office is 210, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Orange County would have about 6, against 3 on map listings.

How fast is Orange County, VA growing?

Population estimates put Orange County at 40,083 people in 2025, up 10.1% since 2020, faster than the U.S. (+3.1%). It has 14,856 households. The median household income in Orange County is $94,008 a year, 16% above the U.S. median of $80,734. That rose 31.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Orange County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Orange County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Orange County

Screening a site or an acquisition in Orange County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.