Auto · County · Utah
Insurance agencies in Cache County, UT
How Cache County, UT compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 49 out of 100: Lower middle
Ranked #1,139 of 2,272 scored counties
#9 of 18 scored counties in Utah
- Listings
- 70
- 11 chain locations (16%)
- Official establishments
- 74
- +19.4% since 2019
- Household spending a year
- $102.5M
- On vehicle insurance · $2,307 a household
- Spending per listing
- $1.5M
- 17% above the U.S.
- Listings per 10k households
- 15.8
- In line with the U.S.
- Population, 2025
- 145,000
- +8.5% since 2020
See the insurance agencies around any address in Cache County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in Cache County comes to about $102.5M a year: $2,307 per household, 18% above the U.S. average. That works out to $1.5M per agency, 17% above the U.S. figure of $1.3M.
Cache County has 70 insurance agencies on map listings as of September 2026. Of those, 11 are chain locations, or 16%, against 21% across the U.S. That comes to 15.8 for every 10,000 households, in line with the U.S. rate of 15.6.
In 2023, official counts showed 74 businesses with payroll in Cache County classed as insurance agencies and brokerages, up 19.4% from 2019. That is one for every 601 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $936K have gone to businesses classed as insurance agencies and brokerages in Cache County.
Between 2020 and 2025, the population of Cache County grew 8.5%, faster than the U.S. (+3.1%). Cache County scores 49 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,139 of 2,272 scored counties and #9 of 18 scored counties in Utah.
How Cache County compares
The same measures for Utah and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cache County | Utah | U.S. |
|---|---|---|---|
| Listings per 10k households | 15.8 | 17.9 | 15.6 |
| Spending per listing | $1.5M | $1.2M | $1.3M |
| Households per official establishment | 601 | 678 | 966 |
| Official establishment growth, 2019–2023 | +19.4% | +1.9% | −1.0% |
| Population growth, 2020–2025 | +8.5% | +7.8% | +3.1% |
| Spending per household on vehicle insurance | $2,307 | $2,162 | $1,957 |
| Median household income | $81,665 | $95,166 | $80,734 |
| Groundwork market score | 49 | 47 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 62 → 74+19.4% over the period
- Employees, 2023
- 261
- Annual payroll, 2023
- $13.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 7011 chain locations
- Listings at the U.S. rate for this spending
- 82The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 3
- Amount
- $936K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Cache County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cache County
- Population, 2025 estimate
- 145,000+8.5% since 2020
- Households
- 44,439
- Median age
- 29.6
- Homes lived in by their owners
- 64%
- Vehicles per household
- 2.3
- Land area
- 1,165 sq. mi.
- People per square mile
- 120
- Median household income
- $81,665+38.3% vs. 2015–2019, before inflation
- Average household income
- $105,827
- Median home value
- $444,400
- Jobs located here
- 60,576
- Daytime population
- 130,767Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cache County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Utah
Every Utah market ranked →The highest-scoring counties in Utah for insurance agencies, numbered among those based in Utah, with Cache County marked.
Top counties in Utah
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Morgan County, UT | 86 | 5 | 13.2 | $2.2M | +8.1% | #119 of 2,272 |
| 2Tooele County, UT | 83 | 25 | 10.4 | $2.5M | +19.2% | #166 of 2,272 |
| 3Millard County, UT | 75 | 7 | 16.1 | $1.7M | +7.7% | #348 of 2,272 |
| 4Duchesne County, UT | 71 | 5 | 7.3 | $3.3M | +6.3% | #423 of 2,272 |
| 5Box Elder County, UT | 71 | 21 | 10.7 | $2.3M | +12.7% | #429 of 2,272 |
| 6Sanpete County, UT | 55 | 14 | 15.8 | $1.6M | +10.3% | #957 of 2,272 |
| 7Wasatch County, UT | 52 | 21 | 16.3 | $1.4M | +9.9% | #1,047 of 2,272 |
| 8Iron County, UT | 50 | 32 | 15.9 | $1.4M | +16.4% | #1,116 of 2,272 |
| 9Cache County, UT | 49 | 70 | 15.8 | $1.5M | +8.5% | #1,139 of 2,272 |
| 10Weber County, UT | 49 | 151 | 16.0 | $1.4M | +5.8% | #1,149 of 2,272 |
Other business types in Cache County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Cache County, UT?
Map listings as of September 2026 show 70 insurance agencies in Cache County. 11 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 74 businesses with payroll classed as insurance agencies and brokerages in 2023, up 19.4% from 2019.
How much do households in Cache County, UT spend on vehicle insurance?
About $102.5M a year, or $2,307 per household. That is 18% above the U.S. average (an index of 118, where 100 is the U.S. average). Spread across the 70 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 44,439 households in Cache County and national spending patterns by income.
How does Cache County, UT compare with the U.S. for insurance agencies?
Cache County has 15.8 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.5M, 17% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Cache County would have about 82, against 70 on map listings. There is one business with payroll in the industry for every 601 households, against one for every 966 across the U.S. The official count rose 19.4% from 2019 to 2023, against −1.0% for the U.S.
How fast is Cache County, UT growing?
Population estimates put Cache County at 145,000 people in 2025, up 8.5% since 2020, faster than the U.S. (+3.1%). It has 44,439 households. Median household income in Cache County is $81,665, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cache County scores 49 for insurance agencies (lower middle), #1,139 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cache County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Cache County
Screening a site or an acquisition in Cache County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.