Groundwork

Real estate · Small-town market · Tennessee

Mortgage brokers and lenders in the Fayetteville, TN area

How the Fayetteville, TN area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 45 out of 100: Lower middle

Ranked #110 of 177 scored small-town markets
#8 of 8 scored small-town markets based in Tennessee

Listings
7
3 chain locations (43%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$210.8M
On rent and homeowner costs · $14,198 a household
Housing spending per listing (U.S. = 100)
77
23% below the U.S.
Listings per 10k households
4.7
9% above the U.S.
Population, 2025
36,853
+4.3% since 2020

See the mortgage brokers and lenders around any address in the Fayetteville area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Fayetteville area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 7 mortgage brokers and lenders in the Fayetteville area. Chain locations make up 43% of them, against 21% across the U.S. That comes to 4.7 for every 10,000 households, 9% above the U.S. rate of 4.3.

At $14,198 per household (15% below the U.S. average), households in the Fayetteville area spend about $210.8M a year on rent and homeowner costs. Housing spending per office is 23% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Fayetteville area: counts under 3 aren’t published.

Between 2020 and 2025, the population of the Fayetteville area grew 4.3%, faster than the U.S. (+3.1%). The Fayetteville area scores 45 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #110 of 177 scored small-town markets and #8 of 8 scored small-town markets based in Tennessee.

How the Fayetteville area compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Fayetteville, TN area compared with Tennessee and the U.S.
MeasureFayetteville areaTennesseeU.S.
Listings per 10k households4.74.04.3
Housing spending per listing (U.S. = 100)7796100
Households per official establishmentn/a6,4194,897
Official establishment growth, 2019–2023n/a+7.1%+9.5%
Population growth, 2020–2025+4.3%+5.6%+3.1%
Spending per household on rent and homeowner costs$14,198$14,833$16,661
Median household income$64,667$69,595$80,734
Groundwork market score4548

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
73 chain locations
Listings at the U.S. rate for this spending
5The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Fayetteville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Fayetteville area

Population, 2025 estimate
36,853+4.3% since 2020
Households
14,849
Median age
42.5
Homes lived in by their owners
76%
Vehicles per household
2.2
Land area
570 sq. mi.
People per square mile
63
Median household income
$64,667
Average household income
$85,221
Median home value
$229,700
Jobs located here
9,866
Daytime population
30,502Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Fayetteville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Fayetteville area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring small-town markets in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with the Fayetteville area marked.

Top small-town markets in Tennessee

Small-town markets in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Tullahoma-Manchester, TN7451.9182+7.3%#14 of 177
2Shelbyville, TN7252.6144+9.7%#19 of 177
3Greeneville, TN7051.8195+5.0%#21 of 177
4Cookeville, TN66172.9120+7.6%#28 of 177
5Athens, TN6683.0118+8.2%#29 of 177
6Sevierville, TN57123.0122+2.5%#68 of 177
7Crossville, TN46145.070+8.0%#105 of 177
8Fayetteville, TN4574.777+4.3%#110 of 177

Other business types in the Fayetteville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Fayetteville, TN area?

There are 7 mortgage brokers and lenders on map listings in the Fayetteville area as of September 2026. 3 of them (43%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Fayetteville area: counts under 3 are left out.

How much do households in the Fayetteville, TN area spend on rent and homeowner costs?

About $210.8M a year, or $14,198 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). For the 7 mortgage brokers and lenders on map listings, housing spending per office is 23% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 14,849 households in the Fayetteville area and national spending patterns by income.

How does the Fayetteville, TN area compare with the U.S. for mortgage brokers and lenders?

The Fayetteville area has 4.7 mortgage brokers and lenders per 10,000 households, 9% above the U.S. rate of 4.3. The index of housing spending per office is 77, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Fayetteville area would have about 5, against 7 on map listings.

How fast is the Fayetteville, TN area growing?

Population estimates put the Fayetteville area at 36,853 people in 2025, up 4.3% since 2020, faster than the U.S. (+3.1%). It has 14,849 households. The median household income in the Fayetteville area is $64,667 a year, 20% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Fayetteville area scores 45 for mortgage brokers and lenders (lower middle), #110 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Fayetteville area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Fayetteville area

Screening a site or an acquisition in the Fayetteville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Fayetteville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.