Groundwork

Real estate · Metro area · Tennessee

Mortgage brokers and lenders in the Clarksville, TN-KY metro area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Clarksville, TN-KY metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 48 out of 100: Lower middle

Ranked #201 of 373 scored metro areas
#6 of 10 scored metro areas based in Tennessee

Listings
52
14 chain locations (27%)
Official establishments
18
Businesses with payroll, 2023
Household spending a year
$1.8B
On rent and homeowner costs · $14,408 a household
Housing spending per listing (U.S. = 100)
89
11% below the U.S.
Listings per 10k households
4.2
2% below the U.S.
Population, 2025
349,001
+8.5% since 2020

See the mortgage brokers and lenders around any address in the Clarksville metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Clarksville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Clarksville metro area spend about $1.8B a year on rent and homeowner costs, or $14,408 per household, 14% below the U.S. average. Housing spending per office is 11% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 52 mortgage brokers and lenders on map listings in the Clarksville metro area as of September 2026. Of those, 14 are chain locations, or 27%, against 21% across the U.S. Per 10,000 households, that is 4.2, 2% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Clarksville metro area was 18 in 2023. That is one for every 6,937 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $540K has gone to businesses classed as mortgage brokers and real estate lenders in the Clarksville metro area.

Population estimates show the Clarksville metro area grew 8.5% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in the Clarksville metro area is 48 (lower middle), #201 of 373 scored metro areas and #6 of 10 scored metro areas based in Tennessee.

How the Clarksville metro area compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Clarksville, TN-KY metro area compared with Tennessee and the U.S.
MeasureClarksville metro areaTennesseeU.S.
Listings per 10k households4.24.04.3
Housing spending per listing (U.S. = 100)8996100
Households per official establishment6,9376,4194,897
Official establishment growth, 2019–2023n/a+7.1%+9.5%
Population growth, 2020–2025+8.5%+5.6%+3.1%
Spending per household on rent and homeowner costs$14,408$14,833$16,661
Median household income$68,967$69,595$80,734
Groundwork market score4848

Official counts and lending

Businesses

Official establishments, 2019 to 2023
18
Employees, 2023
141
Annual payroll, 2023
$14M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5214 chain locations
Listings at the U.S. rate for this spending
46The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$540K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Clarksville metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Clarksville metro area

Population, 2025 estimate
349,001+8.5% since 2020
Households
124,867
Median age
34.2
Homes lived in by their owners
61%
Vehicles per household
1.9
Land area
2,158 sq. mi.
People per square mile
155
Median household income
$68,967+30.1% vs. 2015–2019, before inflation
Average household income
$85,173
Median home value
$253,300
Jobs located here
93,447
Daytime population
310,494Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Clarksville metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Clarksville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring metro areas in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with the Clarksville metro area marked.

Top metro areas in Tennessee

Metro areas in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Jackson, TN70111.5233+2.2%#33 of 373
2Morristown, TN6581.7213+7.9%#57 of 373
3Kingsport-Bristol, TN-VA63292.2159+2.3%#71 of 373
4Cleveland, TN63163.2114+6.1%#78 of 373
5Memphis, TN-MS-AR541492.8132−0.3%#151 of 373
6Clarksville, TN-KY48524.289+8.5%#201 of 373
7Chattanooga, TN-GA461024.487+5.3%#215 of 373
8Knoxville, TN451814.880+6.9%#224 of 373
9Nashville-Davidson–Murfreesboro–Franklin, TN404735.772+8.7%#270 of 373
10Johnson City, TN34485.465+4.3%#328 of 373

Other business types in the Clarksville metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Clarksville, TN-KY metro area?

As of September 2026, map listings count 52 mortgage brokers and lenders in the Clarksville metro area. 14 of them (27%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 18 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Clarksville, TN-KY metro area spend on rent and homeowner costs?

About $1.8B a year, or $14,408 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 52 mortgage brokers and lenders on map listings, housing spending per office is 11% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 124,867 households in the Clarksville metro area and national spending patterns by income.

How does the Clarksville, TN-KY metro area compare with the U.S. for mortgage brokers and lenders?

The Clarksville metro area has 4.2 mortgage brokers and lenders per 10,000 households, 2% below the U.S. rate of 4.3. The index of housing spending per office is 89, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Clarksville metro area would have about 46, against 52 on map listings. There is one business with payroll in the industry for every 6,937 households, against one for every 4,897 across the U.S.

How fast is the Clarksville, TN-KY metro area growing?

Population estimates put the Clarksville metro area at 349,001 people in 2025, up 8.5% since 2020, faster than the U.S. (+3.1%). It has 124,867 households. Median household income in the Clarksville metro area is $68,967, 15% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.1%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Clarksville metro area scores 48 for mortgage brokers and lenders (lower middle), #201 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Clarksville metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Clarksville metro area

Screening a site or an acquisition in the Clarksville metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Clarksville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.