Groundwork

Real estate · County · North Carolina

Mortgage brokers and lenders in Vance County, NC

The mortgage brokers and lenders in Vance County, NC, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$211.6M
On rent and homeowner costs · $13,106 a household
Housing spending per listing (U.S. = 100)
542
Too few listings to compare
Listings per 10k households
0.6
Too few listings to compare
Population, 2025
42,638
+0.2% since 2020

See the mortgage brokers and lenders around any address in Vance County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Vance County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Vance County spend about $211.6M a year on rent and homeowner costs, or $13,106 per household, 21% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There is 1 mortgage broker or lender on map listings in Vance County as of September 2026. That is 0.6 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Vance County, since they leave out counts under 3.

Population estimates show Vance County grew 0.2% from 2020 to 2025, slower than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, Vance County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Vance County compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Vance County, NC compared with North Carolina and the U.S.
MeasureVance CountyNorth CarolinaU.S.
Listings per 10k households0.64.14.3
Housing spending per listing (U.S. = 100)54295100
Households per official establishmentn/a5,4694,897
Official establishment growth, 2019–2023n/a+19.9%+9.5%
Population growth, 2020–2025+0.2%+7.2%+3.1%
Spending per household on rent and homeowner costs$13,106$15,139$16,661
Median household income$50,465$72,388$80,734
Groundwork market scoreNot scored47

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
5The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Vance County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Vance County

Population, 2025 estimate
42,638+0.2% since 2020
Households
16,147
Median age
40.2
Homes lived in by their owners
60%
Vehicles per household
2.0
Land area
252 sq. mi.
People per square mile
168
Median household income
$50,465+24.5% vs. 2015–2019, before inflation
Average household income
$68,426
Median home value
$161,500
Jobs located here
14,655
Daytime population
37,464Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Vance County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Vance County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with Vance County marked.

Top counties in North Carolina

Counties in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Cabarrus County, NC85172.0208+9.9%#8 of 887
2Johnston County, NC82151.8227+17.9%#22 of 887
3Union County, NC81161.9236+11.7%#26 of 887
4Lincoln County, NC7861.6248+13.2%#42 of 887
5Gaston County, NC76181.9194+7.8%#61 of 887
6Iredell County, NC75212.8147+12.9%#69 of 887
7Davidson County, NC71111.6231+6.6%#103 of 887
8Forsyth County, NC71372.3162+5.0%#107 of 887
9Durham County, NC70402.8146+7.7%#124 of 887
10Randolph County, NC6791.6226+3.5%#144 of 887
Vance County, NCNot scored10.6542+0.2%

Other business types in Vance County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Vance County, NC?

As of September 2026, map listings count 1 mortgage broker or lender in Vance County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Vance County: counts under 3 are left out.

How much do households in Vance County, NC spend on rent and homeowner costs?

About $211.6M a year, or $13,106 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 16,147 households in Vance County and national spending patterns by income.

How does Vance County, NC compare with the U.S. for mortgage brokers and lenders?

Vance County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, Vance County would have about 5, against 1 on map listings.

How fast is Vance County, NC growing?

Population estimates put Vance County at 42,638 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 16,147 households. Median household income in Vance County is $50,465, 37% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Vance County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Vance County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Vance County

Screening a site or an acquisition in Vance County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Vance County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.