Groundwork

Real estate · Small-town market · North Carolina

Mortgage brokers and lenders in the North Wilkesboro, NC area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the North Wilkesboro, NC area, set against other small-town markets and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$351M
On rent and homeowner costs · $12,949 a household
Housing spending per listing (U.S. = 100)
900
Too few listings to compare
Listings per 10k households
0.4
Too few listings to compare
Population, 2025
66,233
+0.6% since 2020

See the mortgage brokers and lenders around any address in the North Wilkesboro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the North Wilkesboro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the North Wilkesboro area spend about $351M a year on rent and homeowner costs, or $12,949 per household, 22% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The North Wilkesboro area has 1 mortgage broker or lender on map listings as of September 2026. That is 0.4 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the North Wilkesboro area, since they leave out counts under 3.

Population estimates show the North Wilkesboro area grew 0.6% from 2020 to 2025, slower than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, the North Wilkesboro area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the North Wilkesboro area compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in North Wilkesboro, NC area compared with North Carolina and the U.S.
MeasureNorth Wilkesboro areaNorth CarolinaU.S.
Listings per 10k households0.44.14.3
Housing spending per listing (U.S. = 100)90095100
Households per official establishmentn/a5,4694,897
Official establishment growth, 2019–2023n/a+19.9%+9.5%
Population growth, 2020–2025+0.6%+7.2%+3.1%
Spending per household on rent and homeowner costs$12,949$15,139$16,661
Median household income$51,721$72,388$80,734
Groundwork market scoreNot scored47

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
9The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the North Wilkesboro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the North Wilkesboro area

Population, 2025 estimate
66,233+0.6% since 2020
Households
27,107
Median age
45.5
Homes lived in by their owners
74%
Vehicles per household
2.1
Land area
754 sq. mi.
People per square mile
87
Median household income
$51,721+17.3% vs. 2015–2019, before inflation
Average household income
$66,361
Median home value
$168,800
Jobs located here
19,607
Daytime population
59,600Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the North Wilkesboro area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the North Wilkesboro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring small-town markets in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with the North Wilkesboro area marked.

Top small-town markets in North Carolina

Small-town markets in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Shelby-Kings Mountain, NC7451.3272+3.4%#13 of 177
2Anderson Creek, NC73132.6143+12.3%#17 of 177
3Sanford, NC6583.2114+10.8%#34 of 177
4Forest City, NC6262.3150+2.1%#41 of 177
5New Bern, NC61142.7135+3.6%#45 of 177
6Mount Airy, NC5962.0171+1.3%#51 of 177
7Boone, NC5652.4149+0.6%#70 of 177
8Morehead City, NC47123.8103+4.1%#100 of 177
9Wilson, NC38133.988+1.7%#130 of 177
10Kill Devil Hills, NC28158.947+3.3%#159 of 177
North Wilkesboro, NCNot scored10.4900+0.6%

Other business types in the North Wilkesboro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the North Wilkesboro, NC area?

Map listings as of September 2026 show 1 mortgage broker or lender in the North Wilkesboro area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the North Wilkesboro area: counts under 3 are left out.

How much do households in the North Wilkesboro, NC area spend on rent and homeowner costs?

About $351M a year, or $12,949 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 27,107 households in the North Wilkesboro area and national spending patterns by income.

How does the North Wilkesboro, NC area compare with the U.S. for mortgage brokers and lenders?

The North Wilkesboro area has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, the North Wilkesboro area would have about 9, against 1 on map listings.

How fast is the North Wilkesboro, NC area growing?

Population estimates put the North Wilkesboro area at 66,233 people in 2025, up 0.6% since 2020, slower than the U.S. (+3.1%). It has 27,107 households. Median household income in the North Wilkesboro area is $51,721, 36% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 17.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The North Wilkesboro area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the North Wilkesboro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the North Wilkesboro area

Screening a site or an acquisition in the North Wilkesboro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the North Wilkesboro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.