Real estate · County · North Carolina
Mortgage brokers and lenders in Mecklenburg County, NC
How Mecklenburg County, NC compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 33 out of 100: Lower middle
Ranked #746 of 887 scored counties
#34 of 38 scored counties in North Carolina
- Listings
- 528
- 72 chain locations (14%)
- Official establishments
- 189
- +11.2% since 2019
- Household spending a year
- $7.7B
- On rent and homeowner costs · $16,554 a household
- Housing spending per listing (U.S. = 100)
- 37
- 63% below the U.S.
- Listings per 10k households
- 11.3
- 2.6 times the U.S.
- Population, 2025
- 1,233,383
- +10.5% since 2020
See the mortgage brokers and lenders around any address in Mecklenburg County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Mecklenburg County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for mortgage brokers and lenders in Mecklenburg County is 33 (lower middle), #746 of 887 scored counties and #34 of 38 scored counties in North Carolina. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 528 mortgage brokers and lenders in Mecklenburg County. Of those, 72 are chain locations, or 14%, against 21% across the U.S. That comes to 11.3 for every 10,000 households, 2.6 times the U.S. rate of 4.3.
At $16,554 per household (in line with the U.S. average), households in Mecklenburg County spend about $7.7B a year on rent and homeowner costs. Housing spending per office is 63% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Mecklenburg County was 189 in 2023, up 11.2% from 2019. That is one for every 2,468 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $150K has gone to businesses classed as mortgage brokers and real estate lenders in Mecklenburg County. Between 2020 and 2025, the population of Mecklenburg County grew 10.5%, faster than the U.S. (+3.1%).
How Mecklenburg County compares
The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Mecklenburg County | North Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 11.3 | 4.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 37 | 95 | 100 |
| Households per official establishment | 2,468 | 5,469 | 4,897 |
| Official establishment growth, 2019–2023 | +11.2% | +19.9% | +9.5% |
| Population growth, 2020–2025 | +10.5% | +7.2% | +3.1% |
| Spending per household on rent and homeowner costs | $16,554 | $15,139 | $16,661 |
| Median household income | $87,005 | $72,388 | $80,734 |
| Groundwork market score | 33 | 47 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 170 → 189+11.2% over the period
- Employees, 2023
- 3,566
- Annual payroll, 2023
- $338.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 52872 chain locations
- Listings at the U.S. rate for this spending
- 198The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $150K
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Mecklenburg County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Mecklenburg County
- Population, 2025 estimate
- 1,233,383+10.5% since 2020
- Households
- 466,527
- Median age
- 36.7
- Homes lived in by their owners
- 55%
- Vehicles per household
- 1.7
- Land area
- 524 sq. mi.
- People per square mile
- 2,205
- Median household income
- $87,005+30.6% vs. 2015–2019, before inflation
- Average household income
- $128,768
- Median home value
- $406,800
- Jobs located here
- 829,972
- Daytime population
- 1,424,612Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Mecklenburg County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Mecklenburg County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across North Carolina
Every North Carolina market ranked →The highest-scoring counties in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with Mecklenburg County marked.
Top counties in North Carolina
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cabarrus County, NC | 85 | 17 | 2.0 | 208 | +9.9% | #8 of 887 |
| 2Johnston County, NC | 82 | 15 | 1.8 | 227 | +17.9% | #22 of 887 |
| 3Union County, NC | 81 | 16 | 1.9 | 236 | +11.7% | #26 of 887 |
| 4Lincoln County, NC | 78 | 6 | 1.6 | 248 | +13.2% | #42 of 887 |
| 5Gaston County, NC | 76 | 18 | 1.9 | 194 | +7.8% | #61 of 887 |
| 6Iredell County, NC | 75 | 21 | 2.8 | 147 | +12.9% | #69 of 887 |
| 7Davidson County, NC | 71 | 11 | 1.6 | 231 | +6.6% | #103 of 887 |
| 8Forsyth County, NC | 71 | 37 | 2.3 | 162 | +5.0% | #107 of 887 |
| 9Durham County, NC | 70 | 40 | 2.8 | 146 | +7.7% | #124 of 887 |
| 10Randolph County, NC | 67 | 9 | 1.6 | 226 | +3.5% | #144 of 887 |
| 34Mecklenburg County, NC | 33 | 528 | 11.3 | 37 | +10.5% | #746 of 887 |
Other business types in Mecklenburg County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate36
- Real estate agents and brokers36
- Property management41
- Mortgage brokers and lenders33
- Home inspectors58
Funeral services
Questions
How many mortgage brokers and lenders are in Mecklenburg County, NC?
Mecklenburg County has 528 mortgage brokers and lenders on map listings as of September 2026. 72 of them (14%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 189 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 11.2% from 2019.
How much do households in Mecklenburg County, NC spend on rent and homeowner costs?
About $7.7B a year, or $16,554 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). For the 528 mortgage brokers and lenders on map listings, housing spending per office is 63% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 466,527 households in Mecklenburg County and national spending patterns by income.
How does Mecklenburg County, NC compare with the U.S. for mortgage brokers and lenders?
Mecklenburg County has 11.3 mortgage brokers and lenders per 10,000 households, 2.6 times the U.S. rate of 4.3. The index of housing spending per office is 37, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Mecklenburg County would have about 198, against 528 on map listings. There is one business with payroll in the industry for every 2,468 households, against one for every 4,897 across the U.S. The official count rose 11.2% from 2019 to 2023, against +9.5% for the U.S.
How fast is Mecklenburg County, NC growing?
Population estimates put Mecklenburg County at 1,233,383 people in 2025, up 10.5% since 2020, faster than the U.S. (+3.1%). It has 466,527 households. The median household income in Mecklenburg County is $87,005 a year, 8% above the U.S. median of $80,734. That rose 30.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Mecklenburg County scores 33 for mortgage brokers and lenders (lower middle), #746 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Mecklenburg County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Mecklenburg County
Screening a site or an acquisition in Mecklenburg County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Mecklenburg County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.