Groundwork

Real estate · County · North Carolina

Mortgage brokers and lenders in Ashe County, NC

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Ashe County, NC, set against other counties and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$164.6M
On rent and homeowner costs · $13,488 a household
Housing spending per listing (U.S. = 100)
422
Too few listings to compare
Listings per 10k households
0.8
Too few listings to compare
Population, 2025
27,514
+3.5% since 2020

See the mortgage brokers and lenders around any address in Ashe County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ashe County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1 mortgage broker or lender in Ashe County. That is 0.8 per 10,000 households.

Household spending on rent and homeowner costs in Ashe County comes to about $164.6M a year: $13,488 per household, 19% below the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 3 businesses with payroll in Ashe County classed as mortgage brokers and real estate lenders. That is one for every 4,067 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Ashe County from 2020 to 2025 at +3.5%, in step with the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, Ashe County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Ashe County compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Ashe County, NC compared with North Carolina and the U.S.
MeasureAshe CountyNorth CarolinaU.S.
Listings per 10k households0.84.14.3
Housing spending per listing (U.S. = 100)42295100
Households per official establishment4,0675,4694,897
Official establishment growth, 2019–2023n/a+19.9%+9.5%
Population growth, 2020–2025+3.5%+7.2%+3.1%
Spending per household on rent and homeowner costs$13,488$15,139$16,661
Median household income$56,866$72,388$80,734
Groundwork market scoreNot scored47

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3
Employees, 2023
11
Annual payroll, 2023
$303K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Ashe County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Ashe County

Population, 2025 estimate
27,514+3.5% since 2020
Households
12,201
Median age
49.5
Homes lived in by their owners
79%
Vehicles per household
2.0
Land area
426 sq. mi.
People per square mile
63
Median household income
$56,866+38.8% vs. 2015–2019, before inflation
Average household income
$73,848
Median home value
$243,100
Jobs located here
7,137
Daytime population
23,705Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Ashe County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Ashe County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with Ashe County marked.

Top counties in North Carolina

Counties in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Cabarrus County, NC85172.0208+9.9%#8 of 887
2Johnston County, NC82151.8227+17.9%#22 of 887
3Union County, NC81161.9236+11.7%#26 of 887
4Lincoln County, NC7861.6248+13.2%#42 of 887
5Gaston County, NC76181.9194+7.8%#61 of 887
6Iredell County, NC75212.8147+12.9%#69 of 887
7Davidson County, NC71111.6231+6.6%#103 of 887
8Forsyth County, NC71372.3162+5.0%#107 of 887
9Durham County, NC70402.8146+7.7%#124 of 887
10Randolph County, NC6791.6226+3.5%#144 of 887
Ashe County, NCNot scored10.8422+3.5%

Other business types in Ashe County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Ashe County, NC?

There is 1 mortgage broker or lender on map listings in Ashe County as of September 2026. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Ashe County, NC spend on rent and homeowner costs?

About $164.6M a year, or $13,488 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 12,201 households in Ashe County and national spending patterns by income.

How does Ashe County, NC compare with the U.S. for mortgage brokers and lenders?

Ashe County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of mortgage brokers and lenders to household spending, Ashe County would have about 4, against 1 on map listings. There is one business with payroll in the industry for every 4,067 households, against one for every 4,897 across the U.S.

How fast is Ashe County, NC growing?

Population estimates put Ashe County at 27,514 people in 2025, up 3.5% since 2020, in step with the U.S. (+3.1%). It has 12,201 households. The median household income in Ashe County is $56,866 a year, 30% below the U.S. median of $80,734. That rose 38.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ashe County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ashe County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Ashe County

Screening a site or an acquisition in Ashe County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Ashe County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.