Groundwork

Real estate · Metro area · New York

Mortgage brokers and lenders in the Ithaca, NY metro area

How the Ithaca, NY metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$772.5M
On rent and homeowner costs · $17,857 a household
Housing spending per listing (U.S. = 100)
1,980
Too few listings to compare
Listings per 10k households
0.2
Too few listings to compare
Population, 2025
104,047
−1.4% since 2020

See the mortgage brokers and lenders around any address in the Ithaca metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Ithaca metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Ithaca metro area spend about $772.5M a year on rent and homeowner costs, or $17,857 per household, 7% above the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Ithaca metro area has 1 mortgage broker or lender on map listings as of September 2026. That is 0.2 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Ithaca metro area, since they leave out counts under 3.

Population estimates show the Ithaca metro area declined 1.4% from 2020 to 2025, against +3.1% for the U.S. With 1 mortgage broker or lender on map listings, the Ithaca metro area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Ithaca metro area compares

The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Ithaca, NY metro area compared with New York and the U.S.
MeasureIthaca metro areaNew YorkU.S.
Listings per 10k households0.22.04.3
Housing spending per listing (U.S. = 100)1,980244100
Households per official establishmentn/a9,5234,897
Official establishment growth, 2019–2023n/a−3.6%+9.5%
Population growth, 2020–2025−1.4%−0.6%+3.1%
Spending per household on rent and homeowner costs$17,857$19,048$16,661
Median household income$74,024$85,974$80,734
Groundwork market scoreNot scored73

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10 chain locations
Listings at the U.S. rate for this spending
20The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Ithaca metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Ithaca metro area

Population, 2025 estimate
104,047−1.4% since 2020
Households
43,263
Median age
36.4
Homes lived in by their owners
54%
Vehicles per household
1.6
Land area
475 sq. mi.
People per square mile
220
Median household income
$74,024+22.9% vs. 2015–2019, before inflation
Average household income
$102,718
Median home value
$290,900
Jobs located here
46,926
Daytime population
111,478Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Ithaca metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Ithaca metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across New York

Every New York market ranked →

The highest-scoring metro areas in New York for mortgage brokers and lenders, numbered among those based in New York, with the Ithaca metro area marked.

Top metro areas in New York

Metro areas in New York ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Kiryas Joel-Poughkeepsie-Newburgh, NY82391.5330+3.0%#5 of 373
2Kingston, NY7950.7714+1.1%#6 of 373
3Buffalo-Cheektowaga, NY76380.8589−0.8%#14 of 373
4Rochester, NY76611.4332−0.7%#16 of 373
5Albany-Schenectady-Troy, NY76752.0246+1.9%#17 of 373
6Syracuse, NY74421.5292−1.3%#19 of 373
7Glens Falls, NY6850.9490−1.9%#39 of 373
8Binghamton, NY6750.5877−1.3%#41 of 373
9New York-Newark-Jersey City, NY-NJ662,2433.0171+0.6%#52 of 373
10Elmira, NY6251.4297−3.9%#79 of 373
Ithaca, NYNot scored10.21,980−1.4%

Other business types in the Ithaca metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Ithaca, NY metro area?

Map listings as of September 2026 show 1 mortgage broker or lender in the Ithaca metro area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Ithaca metro area: counts under 3 are left out.

How much do households in the Ithaca, NY metro area spend on rent and homeowner costs?

About $772.5M a year, or $17,857 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 43,263 households in the Ithaca metro area and national spending patterns by income.

How does the Ithaca, NY metro area compare with the U.S. for mortgage brokers and lenders?

The Ithaca metro area has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, the Ithaca metro area would have about 20, against 1 on map listings.

How fast is the Ithaca, NY metro area growing?

Population estimates put the Ithaca metro area at 104,047 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 43,263 households. Median household income in the Ithaca metro area is $74,024, 8% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Ithaca metro area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Ithaca metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Ithaca metro area

Screening a site or an acquisition in the Ithaca metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Ithaca metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.