Groundwork

Real estate · Metro area · Michigan

Mortgage brokers and lenders in the Jackson, MI metro area

The mortgage brokers and lenders in the Jackson, MI metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 61 out of 100: Upper middle

Ranked #86 of 373 scored metro areas
#2 of 15 scored metro areas based in Michigan

Listings
10
2 chain locations (20%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$840.7M
On rent and homeowner costs · $13,442 a household
Housing spending per listing (U.S. = 100)
215
2.2 times the U.S.
Listings per 10k households
1.6
63% below the U.S.
Population, 2025
159,552
−0.4% since 2020

See the mortgage brokers and lenders around any address in the Jackson metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 10 mortgage brokers and lenders in the Jackson metro area. 2 of them (20%) are chain locations, against 21% across the U.S. That is 1.6 per 10,000 households, 63% below the U.S. rate of 4.3.

Households in the Jackson metro area spend about $840.7M a year on rent and homeowner costs, or $13,442 per household, 19% below the U.S. average. Housing spending per office is 2.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Jackson metro area was 3 in 2023. That is one for every 20,847 households, against one for every 4,897 across the U.S.

Population estimates show the Jackson metro area declined 0.4% from 2020 to 2025, against +3.1% for the U.S. For mortgage brokers and lenders, the Jackson metro area has a Groundwork market score of 61 (upper middle): #86 of 373 scored metro areas and #2 of 15 scored metro areas based in Michigan. That puts it in the top quarter of metro areas.

How the Jackson metro area compares

The same measures for Michigan and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Jackson, MI metro area compared with Michigan and the U.S.
MeasureJackson metro areaMichiganU.S.
Listings per 10k households1.63.44.3
Housing spending per listing (U.S. = 100)215107100
Households per official establishment20,8476,2814,897
Official establishment growth, 2019–2023n/a+31.1%+9.5%
Population growth, 2020–2025−0.4%+0.6%+3.1%
Spending per household on rent and homeowner costs$13,442$13,996$16,661
Median household income$66,073$72,875$80,734
Groundwork market score6138

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3
Employees, 2023
14
Annual payroll, 2023
$897K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
102 chain locations
Listings at the U.S. rate for this spending
22The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Jackson metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Jackson metro area

Population, 2025 estimate
159,552−0.4% since 2020
Households
62,540
Median age
41.4
Homes lived in by their owners
75%
Vehicles per household
1.8
Land area
702 sq. mi.
People per square mile
228
Median household income
$66,073+23.1% vs. 2015–2019, before inflation
Average household income
$88,666
Median home value
$193,700
Jobs located here
59,579
Daytime population
159,707Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Jackson metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Michigan

Every Michigan market ranked →

The highest-scoring metro areas in Michigan for mortgage brokers and lenders, numbered among those based in Michigan (a market based in another state is listed without a number), with the Jackson metro area marked.

Top metro areas in Michigan

Metro areas in Michigan ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Monroe, MI6561.0381+0.7%#56 of 373
2Jackson, MI61101.6215−0.4%#86 of 373
South Bend-Mishawaka, IN-MI61211.6213+0.1%#87 of 373
3Lansing-East Lansing, MI60482.5143+1.4%#97 of 373
4Battle Creek, MI5661.1299−0.6%#130 of 373
5Kalamazoo-Portage, MI51292.7133+0.8%#172 of 373
6Traverse City, MI51233.5105+2.2%#176 of 373
7Bay City, MI5092.0166−1.6%#180 of 373
8Niles, MI48162.5138−1.3%#197 of 373
9Flint, MI44372.2152−1.1%#225 of 373

Other business types in the Jackson metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Jackson, MI metro area?

There are 10 mortgage brokers and lenders on map listings in the Jackson metro area as of September 2026. 2 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Jackson, MI metro area spend on rent and homeowner costs?

About $840.7M a year, or $13,442 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 10 mortgage brokers and lenders on map listings, housing spending per office is 2.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 62,540 households in the Jackson metro area and national spending patterns by income.

How does the Jackson, MI metro area compare with the U.S. for mortgage brokers and lenders?

The Jackson metro area has 1.6 mortgage brokers and lenders per 10,000 households, 63% below the U.S. rate of 4.3. The index of housing spending per office is 215, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Jackson metro area would have about 22, against 10 on map listings. There is one business with payroll in the industry for every 20,847 households, against one for every 4,897 across the U.S.

How fast is the Jackson, MI metro area growing?

Population estimates put the Jackson metro area at 159,552 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 62,540 households. The median household income in the Jackson metro area is $66,073 a year, 18% below the U.S. median of $80,734. That rose 23.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Jackson metro area scores 61 for mortgage brokers and lenders (upper middle), #86 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Jackson metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Jackson metro area

Screening a site or an acquisition in the Jackson metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.