Groundwork

Auto · Metro area · Michigan

Insurance agencies in the Jackson, MI metro area

The insurance agencies in the Jackson, MI metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 56 out of 100: Upper middle

Ranked #149 of 387 scored metro areas
#3 of 15 scored metro areas based in Michigan

Listings
57
10 chain locations (18%)
Official establishments
45
+2.3% since 2019
Household spending a year
$99.3M
On vehicle insurance · $1,588 a household
Spending per listing
$1.7M
39% above the U.S.
Listings per 10k households
9.1
42% below the U.S.
Population, 2025
159,552
−0.4% since 2020

See the insurance agencies around any address in the Jackson metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 57 insurance agencies in the Jackson metro area. 10 of them (18%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 9.1, 42% below the U.S. rate of 15.6.

Household spending on vehicle insurance in the Jackson metro area comes to about $99.3M a year: $1,588 per household, 19% below the U.S. average. Spread across 57 insurance agencies, that is $1.7M per agency, 39% above the U.S. figure of $1.3M.

Official counts show 45 businesses with payroll classed as insurance agencies and brokerages in the Jackson metro area in 2023, up 2.3% from 2019. That is one for every 1,390 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $206K has gone to businesses classed as insurance agencies and brokerages in the Jackson metro area.

Between 2020 and 2025, the population of the Jackson metro area declined 0.4%, against +3.1% for the U.S. For insurance agencies, the Jackson metro area has a Groundwork market score of 56 (upper middle): #149 of 387 scored metro areas and #3 of 15 scored metro areas based in Michigan.

How the Jackson metro area compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Jackson, MI metro area compared with Michigan and the U.S.
MeasureJackson metro areaMichiganU.S.
Listings per 10k households9.113.515.6
Spending per listing$1.7M$1.2M$1.3M
Households per official establishment1,3901,108966
Official establishment growth, 2019–2023+2.3%−3.9%−1.0%
Population growth, 2020–2025−0.4%+0.6%+3.1%
Spending per household on vehicle insurance$1,588$1,558$1,957
Median household income$66,073$72,875$80,734
Groundwork market score5633

Official counts and lending

Businesses

Official establishments, 2019 to 2023
45+2.3% over the period
Employees, 2023
220
Annual payroll, 2023
$18.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5710 chain locations
Listings at the U.S. rate for this spending
79The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$206K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Jackson metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Jackson metro area

Population, 2025 estimate
159,552−0.4% since 2020
Households
62,540
Median age
41.4
Homes lived in by their owners
75%
Vehicles per household
1.8
Land area
702 sq. mi.
People per square mile
228
Median household income
$66,073+23.1% vs. 2015–2019, before inflation
Average household income
$88,666
Median home value
$193,700
Jobs located here
59,579
Daytime population
159,707Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Jackson metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring metro areas in Michigan for insurance agencies, numbered among those based in Michigan, with the Jackson metro area marked.

Top metro areas in Michigan

Metro areas in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Monroe, MI596510.3$1.7M+0.7%#131 of 387
2Midland, MI583810.9$1.5M+0.3%#138 of 387
3Jackson, MI56579.1$1.7M−0.4%#149 of 387
4Muskegon-Norton Shores, MI557911.7$1.4M+1.8%#160 of 387
5Ann Arbor, MI4815510.3$1.5M−0.4%#194 of 387
6Flint, MI4318811.2$1.4M−1.1%#231 of 387
7Traverse City, MI359614.7$1.1M+2.2%#275 of 387
8Niles, MI348513.3$1.2M−1.3%#278 of 387
9Bay City, MI336314.0$1.1M−1.6%#287 of 387
10Detroit-Warren-Dearborn, MI332,35913.3$1.1M+0.1%#288 of 387

Other business types in the Jackson metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Jackson, MI metro area?

The Jackson metro area has 57 insurance agencies on map listings as of September 2026. 10 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 45 businesses with payroll classed as insurance agencies and brokerages in 2023, up 2.3% from 2019.

How much do households in the Jackson, MI metro area spend on vehicle insurance?

About $99.3M a year, or $1,588 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 57 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 62,540 households in the Jackson metro area and national spending patterns by income.

How does the Jackson, MI metro area compare with the U.S. for insurance agencies?

The Jackson metro area has 9.1 insurance agencies per 10,000 households, 42% below the U.S. rate of 15.6. Spending per agency is $1.7M, 39% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Jackson metro area would have about 79, against 57 on map listings. There is one business with payroll in the industry for every 1,390 households, against one for every 966 across the U.S. The official count rose 2.3% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Jackson, MI metro area growing?

Population estimates put the Jackson metro area at 159,552 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 62,540 households. The median household income in the Jackson metro area is $66,073 a year, 18% below the U.S. median of $80,734. That rose 23.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Jackson metro area scores 56 for insurance agencies (upper middle), #149 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Jackson metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Jackson metro area

Screening a site or an acquisition in the Jackson metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Jackson metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.