Real estate · County · Maine
Mortgage brokers and lenders in Penobscot County, ME
Competitor counts, household spending and official business counts for mortgage brokers and lenders in Penobscot County, ME, set against other counties and the U.S.
Groundwork market score · out of 100
Score 57 out of 100: Upper middle
Ranked #306 of 887 scored counties
#4 of 5 scored counties in Maine
- Listings
- 28
- 1 chain location (4%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $1.1B
- On rent and homeowner costs · $16,811 a household
- Housing spending per listing (U.S. = 100)
- 100
- In line with the U.S.
- Listings per 10k households
- 4.3
- In line with the U.S.
- Population, 2025
- 157,967
- +3.8% since 2020
See the mortgage brokers and lenders around any address in Penobscot County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Penobscot County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 28 mortgage brokers and lenders in Penobscot County. One of them (4%) is a chain location, against 21% across the U.S. That comes to 4.3 for every 10,000 households, in line with the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Penobscot County comes to about $1.1B a year: $16,811 per household, in line with the U.S. average. Housing spending per office is in line with the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 9 businesses with payroll classed as mortgage brokers and real estate lenders in Penobscot County in 2023. That is one for every 7,247 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Penobscot County grew 3.8%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Penobscot County is 57 (upper middle), #306 of 887 scored counties and #4 of 5 scored counties in Maine.
How Penobscot County compares
The same measures for Maine and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Penobscot County | Maine | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.3 | 3.5 | 4.3 |
| Housing spending per listing (U.S. = 100) | 100 | 130 | 100 |
| Households per official establishment | 7,247 | 8,913 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | −26.4% | +9.5% |
| Population growth, 2020–2025 | +3.8% | +3.7% | +3.1% |
| Spending per household on rent and homeowner costs | $16,811 | $17,605 | $16,661 |
| Median household income | $66,356 | $74,733 | $80,734 |
| Groundwork market score | 57 | 70 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9 → 9
- Employees, 2023
- 54
- Annual payroll, 2023
- $4.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 281 chain location
- Listings at the U.S. rate for this spending
- 28The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Penobscot County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Penobscot County
- Population, 2025 estimate
- 157,967+3.8% since 2020
- Households
- 65,221
- Median age
- 43.4
- Homes lived in by their owners
- 71%
- Vehicles per household
- 1.8
- Land area
- 3,397 sq. mi.
- People per square mile
- 46
- Median household income
- $66,356+30.6% vs. 2015–2019, before inflation
- Average household income
- $88,290
- Median home value
- $214,100
- Jobs located here
- 73,466
- Daytime population
- 158,403Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Penobscot County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Penobscot County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Maine
Every Maine market ranked →The highest-scoring counties in Maine for mortgage brokers and lenders, numbered among those based in Maine, with Penobscot County marked.
Top counties in Maine
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kennebec County, ME | 79 | 12 | 2.2 | 196 | +3.5% | #39 of 887 |
| 2York County, ME | 75 | 32 | 3.5 | 136 | +4.8% | #70 of 887 |
| 3Androscoggin County, ME | 73 | 13 | 2.8 | 155 | +4.8% | #85 of 887 |
| 4Penobscot County, ME | 57 | 28 | 4.3 | 100 | +3.8% | #306 of 887 |
| 5Cumberland County, ME | 42 | 116 | 8.8 | 57 | +4.5% | #602 of 887 |
Other business types in Penobscot County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate50
- Real estate agents and brokers58
- Property management41
- Mortgage brokers and lenders57
- Home inspectors48
Funeral services
Questions
How many mortgage brokers and lenders are in Penobscot County, ME?
Penobscot County has 28 mortgage brokers and lenders on map listings as of September 2026. One of them (4%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 9 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Penobscot County, ME spend on rent and homeowner costs?
About $1.1B a year, or $16,811 per household. That is in line with the U.S. average (an index of 101, where 100 is the U.S. average). For the 28 mortgage brokers and lenders on map listings, housing spending per office is in line with the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 65,221 households in Penobscot County and national spending patterns by income.
How does Penobscot County, ME compare with the U.S. for mortgage brokers and lenders?
Penobscot County has 4.3 mortgage brokers and lenders per 10,000 households, in line with the U.S. rate of 4.3. The index of housing spending per office is 100, where 100 is the U.S. The count on map listings matches the U.S. ratio of mortgage brokers and lenders to household spending. There is one business with payroll in the industry for every 7,247 households, against one for every 4,897 across the U.S.
How fast is Penobscot County, ME growing?
Population estimates put Penobscot County at 157,967 people in 2025, up 3.8% since 2020, faster than the U.S. (+3.1%). It has 65,221 households. The median household income in Penobscot County is $66,356 a year, 18% below the U.S. median of $80,734. That rose 30.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Penobscot County scores 57 for mortgage brokers and lenders (upper middle), #306 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Penobscot County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Penobscot County
Screening a site or an acquisition in Penobscot County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Penobscot County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.