Groundwork

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Insurance agencies in Ozaukee County, WI

Competitor counts, household spending and official business counts for insurance agencies in Ozaukee County, WI, set against other counties and the U.S.

Groundwork market score · out of 100

Score 21 out of 100: Low

Ranked #2,061 of 2,272 scored counties
#62 of 65 scored counties in Wisconsin

Listings
73
12 chain locations (16%)
Official establishments
66
+1.5% since 2019
Household spending a year
$62.9M
On vehicle insurance · $1,643 a household
Spending per listing
$862K
31% below the U.S.
Listings per 10k households
19.1
22% above the U.S.
Population, 2025
94,346
+3.0% since 2020

See the insurance agencies around any address in Ozaukee County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ozaukee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Ozaukee County scores 21 (low) on the Groundwork market score for insurance agencies, ranking #2,061 of 2,272 scored counties and #62 of 65 scored counties in Wisconsin. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 73 insurance agencies in Ozaukee County. Chain locations make up 16% of them, against 21% across the U.S. That comes to 19.1 for every 10,000 households, 22% above the U.S. rate of 15.6.

At $1,643 per household (16% below the U.S. average), households in Ozaukee County spend about $62.9M a year on vehicle insurance. That is about $862K of household spending for each agency on map listings, 31% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Ozaukee County was 66 in 2023, up 1.5% from 2019. That is one for every 580 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $297K have gone to businesses classed as insurance agencies and brokerages in Ozaukee County. Population estimates put the population change in Ozaukee County from 2020 to 2025 at +3.0%, in step with the U.S. (+3.1%).

How Ozaukee County compares

The same measures for Wisconsin and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Ozaukee County, WI compared with Wisconsin and the U.S.
MeasureOzaukee CountyWisconsinU.S.
Listings per 10k households19.113.715.6
Spending per listing$862K$1.2M$1.3M
Households per official establishment580958966
Official establishment growth, 2019–2023+1.5%−3.5%−1.0%
Population growth, 2020–2025+3.0%+1.3%+3.1%
Spending per household on vehicle insurance$1,643$1,617$1,957
Median household income$96,996$77,485$80,734
Groundwork market score2133

Official counts and lending

Businesses

Official establishments, 2019 to 2023
65 → 66+1.5% over the period
Employees, 2023
266
Annual payroll, 2023
$22.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
7312 chain locations
Listings at the U.S. rate for this spending
50The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$297K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Ozaukee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Ozaukee County

Population, 2025 estimate
94,346+3.0% since 2020
Households
38,309
Median age
44.3
Homes lived in by their owners
73%
Vehicles per household
1.8
Land area
233 sq. mi.
People per square mile
399
Median household income
$96,996+13.8% vs. 2015–2019, before inflation
Average household income
$138,958
Median home value
$390,200
Jobs located here
42,307
Daytime population
88,821Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Ozaukee County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Ozaukee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Wisconsin

Every Wisconsin market ranked →

The highest-scoring counties in Wisconsin for insurance agencies, numbered among those based in Wisconsin, with Ozaukee County marked.

Top counties in Wisconsin

Counties in Wisconsin ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waushara County, WI651110.4$1.8M+2.8%#626 of 2,272
2Clark County, WI64107.8$2.3M+1.2%#644 of 2,272
3Adams County, WI6399.5$1.9M+5.2%#693 of 2,272
4Oconto County, WI622112.5$1.6M+2.9%#732 of 2,272
5Vilas County, WI5954.5$3.7M+2.9%#791 of 2,272
6Polk County, WI59199.7$2M+1.7%#799 of 2,272
7Kenosha County, WI57568.1$2M−0.4%#865 of 2,272
8Trempealeau County, WI56118.8$2.1M+1.1%#895 of 2,272
9Dodge County, WI54318.6$2M−0.3%#975 of 2,272
10Pierce County, WI512012.6$1.6M+3.1%#1,075 of 2,272
62Ozaukee County, WI217319.1$862K+3.0%#2,061 of 2,272

Other business types in Ozaukee County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Ozaukee County, WI?

Ozaukee County has 73 insurance agencies on map listings as of September 2026. 12 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 66 businesses with payroll classed as insurance agencies and brokerages in 2023, up 1.5% from 2019.

How much do households in Ozaukee County, WI spend on vehicle insurance?

About $62.9M a year, or $1,643 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 73 insurance agencies on map listings, it comes to $862K per agency. It is estimated from the incomes of the 38,309 households in Ozaukee County and national spending patterns by income.

How does Ozaukee County, WI compare with the U.S. for insurance agencies?

Ozaukee County has 19.1 insurance agencies per 10,000 households, 22% above the U.S. rate of 15.6. Spending per agency is $862K, 31% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Ozaukee County would have about 50, against 73 on map listings. There is one business with payroll in the industry for every 580 households, against one for every 966 across the U.S. The official count rose 1.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is Ozaukee County, WI growing?

Population estimates put Ozaukee County at 94,346 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 38,309 households. The median household income in Ozaukee County is $96,996 a year, 20% above the U.S. median of $80,734. That rose 13.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ozaukee County scores 21 for insurance agencies (low), #2,061 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ozaukee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Ozaukee County

Screening a site or an acquisition in Ozaukee County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Ozaukee County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.