Groundwork

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Insurance agencies in Patrick County, VA

Competitor counts, household spending and official business counts for insurance agencies in Patrick County, VA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 71 out of 100: Upper middle

Ranked #436 of 2,272 scored counties
#51 of 97 scored counties in Virginia

Listings
11
4 chain locations (36%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$22.5M
On vehicle insurance · $2,898 a household
Spending per listing
$2M
63% above the U.S.
Listings per 10k households
14.1
10% below the U.S.
Population, 2025
17,424
−0.9% since 2020

See the insurance agencies around any address in Patrick County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Patrick County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Patrick County comes to about $22.5M a year: $2,898 per household, 48% above the U.S. average. That works out to $2M per agency, 63% above the U.S. figure of $1.3M.

Patrick County has 11 insurance agencies on map listings as of September 2026. 4 of them (36%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 14.1, 10% below the U.S. rate of 15.6.

Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in Patrick County in 2023. That is one for every 1,556 households, against one for every 966 across the U.S.

Population estimates show Patrick County declined 0.9% from 2020 to 2025, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Patrick County is 71 (upper middle), #436 of 2,272 scored counties and #51 of 97 scored counties in Virginia. That puts it in the top quarter of counties.

How Patrick County compares

The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Patrick County, VA compared with Virginia and the U.S.
MeasurePatrick CountyVirginiaU.S.
Listings per 10k households14.112.515.6
Spending per listing$2M$2M$1.3M
Households per official establishment1,5561,234966
Official establishment growth, 2019–2023n/a−7.4%−1.0%
Population growth, 2020–2025−0.9%+2.8%+3.1%
Spending per household on vehicle insurance$2,898$2,545$1,957
Median household income$53,038$93,170$80,734
Groundwork market score7183

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7 → 5
Employees, 2023
20
Annual payroll, 2023
$856K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
114 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Patrick County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Patrick County

Population, 2025 estimate
17,424−0.9% since 2020
Households
7,781
Median age
50.9
Homes lived in by their owners
77%
Vehicles per household
2.2
Land area
483 sq. mi.
People per square mile
36
Median household income
$53,038+23.1% vs. 2015–2019, before inflation
Average household income
$75,016
Median home value
$153,400
Jobs located here
4,064
Daytime population
14,956Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Patrick County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Patrick County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for insurance agencies, numbered among those based in Virginia, with Patrick County marked.

Top counties in Virginia

Counties in Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Louisa County, VA98106.4$5M+13.6%#1 of 2,272
2Stafford County, VA97265.0$6.1M+8.3%#3 of 2,272
3King William County, VA9768.2$3.9M+9.5%#5 of 2,272
4King George County, VA9698.9$3.4M+10.5%#10 of 2,272
5Rockingham County, VA95164.9$6.2M+6.6%#13 of 2,272
6Frederick County, VA95226.2$4.7M+8.8%#15 of 2,272
7Orange County, VA95117.4$4M+10.1%#17 of 2,272
8Spotsylvania County, VA95448.4$3.6M+10.5%#19 of 2,272
9Dinwiddie County, VA9465.6$5.8M+3.6%#22 of 2,272
10Caroline County, VA9475.8$5.3M+11.3%#23 of 2,272
51Patrick County, VA711114.1$2M−0.9%#436 of 2,272

Other business types in Patrick County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Patrick County, VA?

Map listings as of September 2026 show 11 insurance agencies in Patrick County. 4 of them (36%) are chain locations. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Patrick County, VA spend on vehicle insurance?

About $22.5M a year, or $2,898 per household. That is 48% above the U.S. average (an index of 148, where 100 is the U.S. average). Spread across the 11 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 7,781 households in Patrick County and national spending patterns by income.

How does Patrick County, VA compare with the U.S. for insurance agencies?

Patrick County has 14.1 insurance agencies per 10,000 households, 10% below the U.S. rate of 15.6. Spending per agency is $2M, 63% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Patrick County would have about 18, against 11 on map listings. There is one business with payroll in the industry for every 1,556 households, against one for every 966 across the U.S.

How fast is Patrick County, VA growing?

Population estimates put Patrick County at 17,424 people in 2025, down 0.9% since 2020, against +3.1% for the U.S. It has 7,781 households. Median household income in Patrick County is $53,038, 34% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.1%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Patrick County scores 71 for insurance agencies (upper middle), #436 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Patrick County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Patrick County

Screening a site or an acquisition in Patrick County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Patrick County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.