Groundwork

Auto · County · Virginia

Insurance agencies in Gloucester County, VA

Competitor counts, household spending and official business counts for insurance agencies in Gloucester County, VA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 78 out of 100: High

Ranked #264 of 2,272 scored counties
#35 of 97 scored counties in Virginia

Listings
18
7 chain locations (39%)
Official establishments
14
Businesses with payroll, 2023
Household spending a year
$48.2M
On vehicle insurance · $3,159 a household
Spending per listing
$2.7M
2.1 times the U.S.
Listings per 10k households
11.8
24% below the U.S.
Population, 2025
40,097
+3.6% since 2020

See the insurance agencies around any address in Gloucester County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Gloucester County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $3,159 per household (61% above the U.S. average), households in Gloucester County spend about $48.2M a year on vehicle insurance. That works out to $2.7M per agency, 2.1 times the U.S. figure of $1.3M.

There are 18 insurance agencies on map listings in Gloucester County as of September 2026. 7 of them (39%) are chain locations, against 21% across the U.S. That is 11.8 per 10,000 households, 24% below the U.S. rate of 15.6.

Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in Gloucester County in 2023. That is one for every 1,091 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Gloucester County grew 3.6%, faster than the U.S. (+3.1%). Gloucester County scores 78 (high) on the Groundwork market score for insurance agencies, ranking #264 of 2,272 scored counties and #35 of 97 scored counties in Virginia. That puts it in the top quarter of counties.

How Gloucester County compares

The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Gloucester County, VA compared with Virginia and the U.S.
MeasureGloucester CountyVirginiaU.S.
Listings per 10k households11.812.515.6
Spending per listing$2.7M$2M$1.3M
Households per official establishment1,0911,234966
Official establishment growth, 2019–2023n/a−7.4%−1.0%
Population growth, 2020–2025+3.6%+2.8%+3.1%
Spending per household on vehicle insurance$3,159$2,545$1,957
Median household income$84,306$93,170$80,734
Groundwork market score7883

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13 → 14
Employees, 2023
49
Annual payroll, 2023
$2.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
187 chain locations
Listings at the U.S. rate for this spending
38The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Gloucester County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Gloucester County

Population, 2025 estimate
40,097+3.6% since 2020
Households
15,274
Median age
44.9
Homes lived in by their owners
80%
Vehicles per household
2.3
Land area
218 sq. mi.
People per square mile
181
Median household income
$84,306+19.5% vs. 2015–2019, before inflation
Average household income
$104,513
Median home value
$331,000
Jobs located here
9,415
Daytime population
32,479Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Gloucester County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Gloucester County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for insurance agencies, numbered among those based in Virginia, with Gloucester County marked.

Top counties in Virginia

Counties in Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Louisa County, VA98106.4$5M+13.6%#1 of 2,272
2Stafford County, VA97265.0$6.1M+8.3%#3 of 2,272
3King William County, VA9768.2$3.9M+9.5%#5 of 2,272
4King George County, VA9698.9$3.4M+10.5%#10 of 2,272
5Rockingham County, VA95164.9$6.2M+6.6%#13 of 2,272
6Frederick County, VA95226.2$4.7M+8.8%#15 of 2,272
7Orange County, VA95117.4$4M+10.1%#17 of 2,272
8Spotsylvania County, VA95448.4$3.6M+10.5%#19 of 2,272
9Dinwiddie County, VA9465.6$5.8M+3.6%#22 of 2,272
10Caroline County, VA9475.8$5.3M+11.3%#23 of 2,272
35Gloucester County, VA781811.8$2.7M+3.6%#264 of 2,272

Other business types in Gloucester County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Gloucester County, VA?

As of September 2026, map listings count 18 insurance agencies in Gloucester County. 7 of them (39%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Gloucester County, VA spend on vehicle insurance?

About $48.2M a year, or $3,159 per household. That is 61% above the U.S. average (an index of 161, where 100 is the U.S. average). Spread across the 18 insurance agencies on map listings, it comes to $2.7M per agency. It is estimated from the incomes of the 15,274 households in Gloucester County and national spending patterns by income.

How does Gloucester County, VA compare with the U.S. for insurance agencies?

Gloucester County has 11.8 insurance agencies per 10,000 households, 24% below the U.S. rate of 15.6. Spending per agency is $2.7M, 2.1 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Gloucester County would have about 38, against 18 on map listings. There is one business with payroll in the industry for every 1,091 households, against one for every 966 across the U.S.

How fast is Gloucester County, VA growing?

Population estimates put Gloucester County at 40,097 people in 2025, up 3.6% since 2020, faster than the U.S. (+3.1%). It has 15,274 households. Median household income in Gloucester County is $84,306, 4% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 19.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Gloucester County scores 78 for insurance agencies (high), #264 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Gloucester County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Gloucester County

Screening a site or an acquisition in Gloucester County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Gloucester County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.