Groundwork

Auto · Small-town market · Tennessee

Insurance agencies in the Sevierville, TN area

Competitor counts, household spending and official business counts for insurance agencies in the Sevierville, TN area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 86 out of 100: High

Ranked #30 of 537 scored small-town markets
#9 of 17 scored small-town markets based in Tennessee

Listings
53
11 chain locations (21%)
Official establishments
23
−4.2% since 2019
Household spending a year
$112.9M
On vehicle insurance · $2,797 a household
Spending per listing
$2.1M
70% above the U.S.
Listings per 10k households
13.1
16% below the U.S.
Population, 2025
101,342
+2.5% since 2020

See the insurance agencies around any address in the Sevierville area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Sevierville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Sevierville area is 86 (high), #30 of 537 scored small-town markets and #9 of 17 scored small-town markets based in Tennessee. That puts it in the top 10% of small-town markets for insurance agencies.

Households in the Sevierville area spend about $112.9M a year on vehicle insurance, or $2,797 per household, 43% above the U.S. average. Spread across 53 insurance agencies, that is $2.1M per agency, 70% above the U.S. figure of $1.3M.

The Sevierville area has 53 insurance agencies on map listings as of September 2026. Of those, 11 are chain locations, or 21%, against 21% across the U.S. That is 13.1 per 10,000 households, 16% below the U.S. rate of 15.6.

Official counts show 23 businesses with payroll classed as insurance agencies and brokerages in the Sevierville area in 2023, down 4.2% from 2019. That is one for every 1,754 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of the Sevierville area grew 2.5%, slower than the U.S. (+3.1%).

How the Sevierville area compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Sevierville, TN area compared with Tennessee and the U.S.
MeasureSevierville areaTennesseeU.S.
Listings per 10k households13.116.215.6
Spending per listing$2.1M$1.6M$1.3M
Households per official establishment1,7541,101966
Official establishment growth, 2019–2023−4.2%+0.2%−1.0%
Population growth, 2020–2025+2.5%+5.6%+3.1%
Spending per household on vehicle insurance$2,797$2,597$1,957
Median household income$62,581$69,595$80,734
Groundwork market score8678

Official counts and lending

Businesses

Official establishments, 2019 to 2023
23−4.2% over the period
Employees, 2023
118
Annual payroll, 2023
$10.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5311 chain locations
Listings at the U.S. rate for this spending
90The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Sevierville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Sevierville area

Population, 2025 estimate
101,342+2.5% since 2020
Households
40,344
Median age
43.5
Homes lived in by their owners
71%
Vehicles per household
2.1
Land area
593 sq. mi.
People per square mile
168
Median household income
$62,581+26.2% vs. 2015–2019, before inflation
Average household income
$84,623
Median home value
$299,000
Jobs located here
50,989
Daytime population
105,184Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Sevierville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Sevierville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring small-town markets in Tennessee for insurance agencies, numbered among those based in Tennessee, with the Sevierville area marked.

Top small-town markets in Tennessee

Small-town markets in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Lewisburg, TN9764.4$6.6M+10.5%#2 of 537
2Newport, TN95127.7$3.4M+5.1%#4 of 537
3Winchester, TN94179.7$2.9M+6.4%#5 of 537
4Fayetteville, TN93138.8$3.3M+4.3%#6 of 537
5Athens, TN932911.0$2.6M+8.2%#7 of 537
6Crossville, TN913111.0$2.4M+8.0%#13 of 537
7Tullahoma-Manchester, TN883413.2$2M+7.3%#22 of 537
8Greeneville, TN873412.0$2.3M+5.0%#25 of 537
9Sevierville, TN865313.1$2.1M+2.5%#30 of 537
10McMinnville, TN852113.0$2.2M+6.5%#32 of 537

Other business types in the Sevierville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Sevierville, TN area?

Map listings as of September 2026 show 53 insurance agencies in the Sevierville area. 11 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 23 businesses with payroll classed as insurance agencies and brokerages in 2023, down 4.2% from 2019.

How much do households in the Sevierville, TN area spend on vehicle insurance?

About $112.9M a year, or $2,797 per household. That is 43% above the U.S. average (an index of 143, where 100 is the U.S. average). Spread across the 53 insurance agencies on map listings, it comes to $2.1M per agency. It is estimated from the incomes of the 40,344 households in the Sevierville area and national spending patterns by income.

How does the Sevierville, TN area compare with the U.S. for insurance agencies?

The Sevierville area has 13.1 insurance agencies per 10,000 households, 16% below the U.S. rate of 15.6. Spending per agency is $2.1M, 70% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Sevierville area would have about 90, against 53 on map listings. There is one business with payroll in the industry for every 1,754 households, against one for every 966 across the U.S. The official count fell 4.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Sevierville, TN area growing?

Population estimates put the Sevierville area at 101,342 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 40,344 households. Median household income in the Sevierville area is $62,581, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Sevierville area scores 86 for insurance agencies (high), #30 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Sevierville area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Sevierville area

Screening a site or an acquisition in the Sevierville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Sevierville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.