Groundwork

Auto · County · South Dakota

Insurance agencies in Moody County, SD

Competitor counts, household spending and official business counts for insurance agencies in Moody County, SD, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
3
0 chain locations (0%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$5.4M
On vehicle insurance · $2,100 a household
Spending per listing
$1.8M
43% above the U.S.
Listings per 10k households
11.7
25% below the U.S.
Population, 2025
6,632
+4.5% since 2020

See the insurance agencies around any address in Moody County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Moody County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,100 per household (7% above the U.S. average), households in Moody County spend about $5.4M a year on vehicle insurance. Spread across 3 insurance agencies, that is $1.8M per agency, 43% above the U.S. figure of $1.3M.

Moody County has 3 insurance agencies on map listings as of September 2026. That comes to 11.7 for every 10,000 households, 25% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Moody County was 3 in 2023. That is one for every 853 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Moody County grew 4.5%, faster than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Moody County compares

The same measures for South Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Moody County, SD compared with South Dakota and the U.S.
MeasureMoody CountySouth DakotaU.S.
Listings per 10k households11.719.115.6
Spending per listing$1.8M$957K$1.3M
Households per official establishment853491966
Official establishment growth, 2019–2023n/a+3.0%−1.0%
Population growth, 2020–2025+4.5%+5.3%+3.1%
Spending per household on vehicle insurance$2,100$1,827$1,957
Median household income$78,427$75,081$80,734
Groundwork market scoreNot scored29

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 3
Employees, 2023
11
Annual payroll, 2023
$546K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
30 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Moody County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Moody County

Population, 2025 estimate
6,632+4.5% since 2020
Households
2,559
Median age
41.3
Homes lived in by their owners
73%
Vehicles per household
2.4
Land area
519 sq. mi.
People per square mile
12
Median household income
$78,427
Average household income
$92,283
Median home value
$226,500
Jobs located here
2,424
Daytime population
5,734Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Moody County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Moody County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across South Dakota

Every South Dakota market ranked →

The highest-scoring counties in South Dakota for insurance agencies, numbered among those based in South Dakota, with Moody County marked.

Top counties in South Dakota

Counties in South Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Meade County, SD571310.9$1.9M+2.7%#869 of 2,272
2Union County, SD361115.0$1.3M+3.3%#1,604 of 2,272
3Lawrence County, SD352319.1$943K+14.0%#1,663 of 2,272
4Brookings County, SD342820.3$898K+9.6%#1,696 of 2,272
5Lincoln County, SD325419.4$961K+17.5%#1,760 of 2,272
6Minnehaha County, SD3114817.4$953K+7.6%#1,783 of 2,272
7Pennington County, SD298518.3$966K+6.6%#1,845 of 2,272
8Butte County, SD291023.2$883K+5.5%#1,849 of 2,272
9Beadle County, SD261418.6$1M+2.4%#1,924 of 2,272
10Codington County, SD243225.5$726K+4.3%#1,993 of 2,272
Moody County, SDNot scored311.7$1.8M+4.5%

Other business types in Moody County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Moody County, SD?

Map listings as of September 2026 show 3 insurance agencies in Moody County. The listings count insurance agencies. Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Moody County, SD spend on vehicle insurance?

About $5.4M a year, or $2,100 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 3 insurance agencies on map listings, it comes to $1.8M per agency. It is estimated from the incomes of the 2,559 households in Moody County and national spending patterns by income.

How does Moody County, SD compare with the U.S. for insurance agencies?

Moody County has 11.7 insurance agencies per 10,000 households, 25% below the U.S. rate of 15.6. Spending per agency is $1.8M, 43% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Moody County would have about 4, against 3 on map listings. There is one business with payroll in the industry for every 853 households, against one for every 966 across the U.S.

How fast is Moody County, SD growing?

Population estimates put Moody County at 6,632 people in 2025, up 4.5% since 2020, faster than the U.S. (+3.1%). It has 2,559 households. Median household income in Moody County is $78,427, 3% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Moody County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Moody County

Screening a site or an acquisition in Moody County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Moody County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.