Groundwork

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Insurance agencies in Beadle County, SD

How Beadle County, SD compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 26 out of 100: Lower middle

Ranked #1,924 of 2,272 scored counties
#9 of 17 scored counties in South Dakota

Listings
14
2 chain locations (14%)
Official establishments
17
−19.0% since 2019
Household spending a year
$14M
On vehicle insurance · $1,863 a household
Spending per listing
$1M
20% below the U.S.
Listings per 10k households
18.6
19% above the U.S.
Population, 2025
19,624
+2.4% since 2020

See the insurance agencies around any address in Beadle County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Beadle County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Beadle County has a Groundwork market score of 26 (lower middle): #1,924 of 2,272 scored counties and #9 of 17 scored counties in South Dakota. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 14 insurance agencies in Beadle County. Of those, 2 are chain locations, or 14%, against 21% across the U.S. That is 18.6 per 10,000 households, 19% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Beadle County comes to about $14M a year: $1,863 per household, 5% below the U.S. average. Spread across 14 insurance agencies, that is $1M per agency, 20% below the U.S. figure of $1.3M.

In 2023, official counts showed 17 businesses with payroll in Beadle County classed as insurance agencies and brokerages, down 19.0% from 2019. That is one for every 443 households, against one for every 966 across the U.S. Population estimates show Beadle County grew 2.4% from 2020 to 2025, slower than the U.S. (+3.1%).

How Beadle County compares

The same measures for South Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Beadle County, SD compared with South Dakota and the U.S.
MeasureBeadle CountySouth DakotaU.S.
Listings per 10k households18.619.115.6
Spending per listing$1M$957K$1.3M
Households per official establishment443491966
Official establishment growth, 2019–2023−19.0%+3.0%−1.0%
Population growth, 2020–2025+2.4%+5.3%+3.1%
Spending per household on vehicle insurance$1,863$1,827$1,957
Median household income$67,681$75,081$80,734
Groundwork market score2629

Official counts and lending

Businesses

Official establishments, 2019 to 2023
21 → 17−19.0% over the period
Employees, 2023
89
Annual payroll, 2023
$6.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
142 chain locations
Listings at the U.S. rate for this spending
11The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Beadle County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Beadle County

Population, 2025 estimate
19,624+2.4% since 2020
Households
7,536
Median age
37.8
Homes lived in by their owners
73%
Vehicles per household
2.1
Land area
1,259 sq. mi.
People per square mile
15
Median household income
$67,681+29.4% vs. 2015–2019, before inflation
Average household income
$86,374
Median home value
$175,100
Jobs located here
8,288
Daytime population
18,287Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Beadle County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Beadle County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across South Dakota

Every South Dakota market ranked →

The highest-scoring counties in South Dakota for insurance agencies, numbered among those based in South Dakota, with Beadle County marked.

Top counties in South Dakota

Counties in South Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Meade County, SD571310.9$1.9M+2.7%#869 of 2,272
2Union County, SD361115.0$1.3M+3.3%#1,604 of 2,272
3Lawrence County, SD352319.1$943K+14.0%#1,663 of 2,272
4Brookings County, SD342820.3$898K+9.6%#1,696 of 2,272
5Lincoln County, SD325419.4$961K+17.5%#1,760 of 2,272
6Minnehaha County, SD3114817.4$953K+7.6%#1,783 of 2,272
7Pennington County, SD298518.3$966K+6.6%#1,845 of 2,272
8Butte County, SD291023.2$883K+5.5%#1,849 of 2,272
9Beadle County, SD261418.6$1M+2.4%#1,924 of 2,272
10Codington County, SD243225.5$726K+4.3%#1,993 of 2,272

Other business types in Beadle County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Beadle County, SD?

Beadle County has 14 insurance agencies on map listings as of September 2026. 2 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in 2023, down 19.0% from 2019.

How much do households in Beadle County, SD spend on vehicle insurance?

About $14M a year, or $1,863 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). Spread across the 14 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 7,536 households in Beadle County and national spending patterns by income.

How does Beadle County, SD compare with the U.S. for insurance agencies?

Beadle County has 18.6 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $1M, 20% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Beadle County would have about 11, against 14 on map listings. There is one business with payroll in the industry for every 443 households, against one for every 966 across the U.S. The official count fell 19.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is Beadle County, SD growing?

Population estimates put Beadle County at 19,624 people in 2025, up 2.4% since 2020, slower than the U.S. (+3.1%). It has 7,536 households. The median household income in Beadle County is $67,681 a year, 16% below the U.S. median of $80,734. That rose 29.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Beadle County scores 26 for insurance agencies (lower middle), #1,924 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Beadle County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Beadle County

Screening a site or an acquisition in Beadle County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Beadle County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.