Groundwork

Auto · Small-town market · Pennsylvania

Insurance agencies in the Selinsgrove, PA area

How the Selinsgrove, PA area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 49 out of 100: Lower middle

Ranked #273 of 537 scored small-town markets
#7 of 20 scored small-town markets based in Pennsylvania

Listings
20
7 chain locations (35%)
Official establishments
11
Businesses with payroll, 2023
Household spending a year
$26.6M
On vehicle insurance · $1,823 a household
Spending per listing
$1.3M
6% above the U.S.
Listings per 10k households
13.7
12% below the U.S.
Population, 2025
39,655
−0.2% since 2020

See the insurance agencies around any address in the Selinsgrove area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Selinsgrove area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,823 per household (7% below the U.S. average), households in the Selinsgrove area spend about $26.6M a year on vehicle insurance. That works out to $1.3M per agency, 6% above the U.S. figure of $1.3M.

There are 20 insurance agencies on map listings in the Selinsgrove area as of September 2026. 7 of them (35%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 13.7, 12% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Selinsgrove area was 11 in 2023. That is one for every 1,327 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of the Selinsgrove area declined 0.2%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in the Selinsgrove area is 49 (lower middle), #273 of 537 scored small-town markets and #7 of 20 scored small-town markets based in Pennsylvania.

How the Selinsgrove area compares

The same measures for Pennsylvania and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Selinsgrove, PA area compared with Pennsylvania and the U.S.
MeasureSelinsgrove areaPennsylvaniaU.S.
Listings per 10k households13.713.415.6
Spending per listing$1.3M$1.1M$1.3M
Households per official establishment1,3271,105966
Official establishment growth, 2019–2023n/a−5.1%−1.0%
Population growth, 2020–2025−0.2%+0.5%+3.1%
Spending per household on vehicle insurance$1,823$1,514$1,957
Median household income$66,876$77,971$80,734
Groundwork market score4931

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11
Employees, 2023
46
Annual payroll, 2023
$2.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
207 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Selinsgrove area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Selinsgrove area

Population, 2025 estimate
39,655−0.2% since 2020
Households
14,600
Median age
42.5
Homes lived in by their owners
76%
Vehicles per household
2.0
Land area
329 sq. mi.
People per square mile
121
Median household income
$66,876+13.4% vs. 2015–2019, before inflation
Average household income
$85,472
Median home value
$215,300
Jobs located here
15,607
Daytime population
38,522Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Selinsgrove area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Selinsgrove area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring small-town markets in Pennsylvania for insurance agencies, numbered among those based in Pennsylvania, with the Selinsgrove area marked.

Top small-town markets in Pennsylvania

Small-town markets in Pennsylvania ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Hemlock Farms, PA76177.0$2.4M+7.2%#67 of 537
2Pottsville, PA63539.1$1.8M+1.5%#155 of 537
3Huntingdon, PA57159.2$2M−2.4%#204 of 537
4Lock Haven, PA561610.4$1.6M+1.3%#210 of 537
5Bloomsburg-Berwick, PA523312.5$1.3M+2.3%#249 of 537
6East Stroudsburg, PA506911.3$1.6M−0.7%#264 of 537
7Selinsgrove, PA492013.7$1.3M−0.2%#273 of 537
8Sunbury, PA474610.1$1.6M−1.7%#289 of 537
9Lewistown, PA462010.8$1.5M0.0%#292 of 537
10DuBois, PA453510.8$1.6M−2.9%#299 of 537

Other business types in the Selinsgrove area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Selinsgrove, PA area?

As of September 2026, map listings count 20 insurance agencies in the Selinsgrove area. 7 of them (35%) are chain locations. The listings count insurance agencies. Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Selinsgrove, PA area spend on vehicle insurance?

About $26.6M a year, or $1,823 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 14,600 households in the Selinsgrove area and national spending patterns by income.

How does the Selinsgrove, PA area compare with the U.S. for insurance agencies?

The Selinsgrove area has 13.7 insurance agencies per 10,000 households, 12% below the U.S. rate of 15.6. Spending per agency is $1.3M, 6% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Selinsgrove area would have about 21, against 20 on map listings. There is one business with payroll in the industry for every 1,327 households, against one for every 966 across the U.S.

How fast is the Selinsgrove, PA area growing?

Population estimates put the Selinsgrove area at 39,655 people in 2025, down 0.2% since 2020, against +3.1% for the U.S. It has 14,600 households. Median household income in the Selinsgrove area is $66,876, 17% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 13.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Selinsgrove area scores 49 for insurance agencies (lower middle), #273 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Selinsgrove area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Selinsgrove area

Screening a site or an acquisition in the Selinsgrove area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Selinsgrove area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.