Groundwork

Auto · County · Pennsylvania

Insurance agencies in Philadelphia County, PA

Competitor counts, household spending and official business counts for insurance agencies in Philadelphia County, PA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #1,458 of 2,272 scored counties
#33 of 64 scored counties in Pennsylvania

Listings
507
101 chain locations (20%)
Official establishments
282
−7.8% since 2019
Household spending a year
$640.6M
On vehicle insurance · $943 a household
Spending per listing
$1.3M
In line with the U.S.
Listings per 10k households
7.5
52% below the U.S.
Population, 2025
1,574,281
−1.6% since 2020

See the insurance agencies around any address in Philadelphia County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Philadelphia County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $943 per household (52% below the U.S. average), households in Philadelphia County spend about $640.6M a year on vehicle insurance. That works out to $1.3M per agency, in line with the U.S. figure of $1.3M.

Philadelphia County has 507 insurance agencies on map listings as of September 2026. Of those, 101 are chain locations, or 20%, against 21% across the U.S. That comes to 7.5 for every 10,000 households, 52% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Philadelphia County was 282 in 2023, down 7.8% from 2019. That is one for every 2,409 households, against one for every 966 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $1.4M have gone to businesses classed as insurance agencies and brokerages in Philadelphia County.

Population estimates put the population change in Philadelphia County from 2020 to 2025 at −1.6%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Philadelphia County is 40 (lower middle), #1,458 of 2,272 scored counties and #33 of 64 scored counties in Pennsylvania.

How Philadelphia County compares

The same measures for Pennsylvania and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Philadelphia County, PA compared with Pennsylvania and the U.S.
MeasurePhiladelphia CountyPennsylvaniaU.S.
Listings per 10k households7.513.415.6
Spending per listing$1.3M$1.1M$1.3M
Households per official establishment2,4091,105966
Official establishment growth, 2019–2023−7.8%−5.1%−1.0%
Population growth, 2020–2025−1.6%+0.5%+3.1%
Spending per household on vehicle insurance$943$1,514$1,957
Median household income$61,953$77,971$80,734
Groundwork market score4031

Official counts and lending

Businesses

Official establishments, 2019 to 2023
306 → 282−7.8% over the period
Employees, 2023
2,756
Annual payroll, 2023
$413.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
507101 chain locations
Listings at the U.S. rate for this spending
510The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$1.4M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Philadelphia County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Philadelphia County

Population, 2025 estimate
1,574,281−1.6% since 2020
Households
679,428
Median age
36.9
Homes lived in by their owners
52%
Vehicles per household
1.1
Land area
134 sq. mi.
People per square mile
11,759
Median household income
$61,953+34.9% vs. 2015–2019, before inflation
Average household income
$90,219
Median home value
$243,100
Jobs located here
745,931
Daytime population
1,658,281Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Philadelphia County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Philadelphia County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for insurance agencies, numbered among those based in Pennsylvania, with Philadelphia County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Adams County, PA80235.6$3.4M+3.6%#218 of 2,272
2Pike County, PA71177.0$2.4M+7.2%#428 of 2,272
3Perry County, PA66179.3$2.1M+2.1%#587 of 2,272
4Fulton County, PA6557.9$2.5M−0.6%#611 of 2,272
5Lebanon County, PA64478.3$2M+2.2%#653 of 2,272
6Carbon County, PA64248.8$1.9M+1.7%#656 of 2,272
7Franklin County, PA636710.5$1.8M+3.0%#698 of 2,272
8York County, PA5819310.6$1.7M+3.6%#846 of 2,272
9Schuylkill County, PA57539.1$1.8M+1.5%#870 of 2,272
10Juniata County, PA551011.1$1.7M−0.3%#946 of 2,272
33Philadelphia County, PA405077.5$1.3M−1.6%#1,458 of 2,272

Other business types in Philadelphia County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Philadelphia County, PA?

Map listings as of September 2026 show 507 insurance agencies in Philadelphia County. 101 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 282 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.8% from 2019.

How much do households in Philadelphia County, PA spend on vehicle insurance?

About $640.6M a year, or $943 per household. That is 52% below the U.S. average (an index of 48, where 100 is the U.S. average). Spread across the 507 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 679,428 households in Philadelphia County and national spending patterns by income.

How does Philadelphia County, PA compare with the U.S. for insurance agencies?

Philadelphia County has 7.5 insurance agencies per 10,000 households, 52% below the U.S. rate of 15.6. Spending per agency is $1.3M, in line with the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Philadelphia County would have about 510, against 507 on map listings. There is one business with payroll in the industry for every 2,409 households, against one for every 966 across the U.S. The official count fell 7.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Philadelphia County, PA growing?

Population estimates put Philadelphia County at 1,574,281 people in 2025, down 1.6% since 2020, against +3.1% for the U.S. It has 679,428 households. Median household income in Philadelphia County is $61,953, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 34.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Philadelphia County scores 40 for insurance agencies (lower middle), #1,458 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Philadelphia County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Philadelphia County

Screening a site or an acquisition in Philadelphia County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Philadelphia County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.