Groundwork

Auto · County · Pennsylvania

Insurance agencies in Dauphin County, PA

How Dauphin County, PA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #1,465 of 2,272 scored counties
#34 of 64 scored counties in Pennsylvania

Listings
157
30 chain locations (19%)
Official establishments
99
−5.7% since 2019
Household spending a year
$187.1M
On vehicle insurance · $1,542 a household
Spending per listing
$1.2M
5% below the U.S.
Listings per 10k households
12.9
17% below the U.S.
Population, 2025
293,351
+2.3% since 2020

See the insurance agencies around any address in Dauphin County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Dauphin County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 157 insurance agencies in Dauphin County. 30 of them (19%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 12.9, 17% below the U.S. rate of 15.6.

At $1,542 per household (21% below the U.S. average), households in Dauphin County spend about $187.1M a year on vehicle insurance. Spread across 157 insurance agencies, that is $1.2M per agency, 5% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Dauphin County was 99 in 2023, down 5.7% from 2019. That is one for every 1,226 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $405K has gone to businesses classed as insurance agencies and brokerages in Dauphin County.

Between 2020 and 2025, the population of Dauphin County grew 2.3%, slower than the U.S. (+3.1%). Dauphin County scores 40 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,465 of 2,272 scored counties and #34 of 64 scored counties in Pennsylvania.

How Dauphin County compares

The same measures for Pennsylvania and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Dauphin County, PA compared with Pennsylvania and the U.S.
MeasureDauphin CountyPennsylvaniaU.S.
Listings per 10k households12.913.415.6
Spending per listing$1.2M$1.1M$1.3M
Households per official establishment1,2261,105966
Official establishment growth, 2019–2023−5.7%−5.1%−1.0%
Population growth, 2020–2025+2.3%+0.5%+3.1%
Spending per household on vehicle insurance$1,542$1,514$1,957
Median household income$76,242$77,971$80,734
Groundwork market score4031

Official counts and lending

Businesses

Official establishments, 2019 to 2023
105 → 99−5.7% over the period
Employees, 2023
1,473
Annual payroll, 2023
$171.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
15730 chain locations
Listings at the U.S. rate for this spending
149The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$405K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Dauphin County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Dauphin County

Population, 2025 estimate
293,351+2.3% since 2020
Households
121,358
Median age
39.9
Homes lived in by their owners
63%
Vehicles per household
1.7
Land area
525 sq. mi.
People per square mile
552
Median household income
$76,242+25.6% vs. 2015–2019, before inflation
Average household income
$101,388
Median home value
$236,400
Jobs located here
201,933
Daytime population
355,122Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Dauphin County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Dauphin County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for insurance agencies, numbered among those based in Pennsylvania, with Dauphin County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Adams County, PA80235.6$3.4M+3.6%#218 of 2,272
2Pike County, PA71177.0$2.4M+7.2%#428 of 2,272
3Perry County, PA66179.3$2.1M+2.1%#587 of 2,272
4Fulton County, PA6557.9$2.5M−0.6%#611 of 2,272
5Lebanon County, PA64478.3$2M+2.2%#653 of 2,272
6Carbon County, PA64248.8$1.9M+1.7%#656 of 2,272
7Franklin County, PA636710.5$1.8M+3.0%#698 of 2,272
8York County, PA5819310.6$1.7M+3.6%#846 of 2,272
9Schuylkill County, PA57539.1$1.8M+1.5%#870 of 2,272
10Juniata County, PA551011.1$1.7M−0.3%#946 of 2,272
34Dauphin County, PA4015712.9$1.2M+2.3%#1,465 of 2,272

Other business types in Dauphin County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Dauphin County, PA?

There are 157 insurance agencies on map listings in Dauphin County as of September 2026. 30 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 99 businesses with payroll classed as insurance agencies and brokerages in 2023, down 5.7% from 2019.

How much do households in Dauphin County, PA spend on vehicle insurance?

About $187.1M a year, or $1,542 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 157 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 121,358 households in Dauphin County and national spending patterns by income.

How does Dauphin County, PA compare with the U.S. for insurance agencies?

Dauphin County has 12.9 insurance agencies per 10,000 households, 17% below the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Dauphin County would have about 149, against 157 on map listings. There is one business with payroll in the industry for every 1,226 households, against one for every 966 across the U.S. The official count fell 5.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is Dauphin County, PA growing?

Population estimates put Dauphin County at 293,351 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 121,358 households. The median household income in Dauphin County is $76,242 a year, 6% below the U.S. median of $80,734. That rose 25.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Dauphin County scores 40 for insurance agencies (lower middle), #1,465 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Dauphin County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Dauphin County

Screening a site or an acquisition in Dauphin County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Dauphin County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.