Auto · County · Oklahoma
Insurance agencies in Pawnee County, OK
How Pawnee County, OK compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 62 out of 100: Upper middle
Ranked #721 of 2,272 scored counties
#16 of 55 scored counties in Oklahoma
- Listings
- 9
- 2 chain locations (22%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $17.9M
- On vehicle insurance · $2,936 a household
- Spending per listing
- $2M
- 59% above the U.S.
- Listings per 10k households
- 14.7
- 6% below the U.S.
- Population, 2025
- 16,029
- +3.1% since 2020
See the insurance agencies around any address in Pawnee County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Pawnee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 9 insurance agencies in Pawnee County. Chain locations make up 22% of them, against 21% across the U.S. That is 14.7 per 10,000 households, 6% below the U.S. rate of 15.6.
Households in Pawnee County spend about $17.9M a year on vehicle insurance, or $2,936 per household, 50% above the U.S. average. That is about $2M of household spending for each agency on map listings, 59% above the U.S. figure of $1.3M.
In 2023, official counts showed 9 businesses with payroll in Pawnee County classed as insurance agencies and brokerages. That is one for every 679 households, against one for every 966 across the U.S.
Population estimates put the population change in Pawnee County from 2020 to 2025 at +3.1%, in step with the U.S. (+3.1%). Pawnee County scores 62 (upper middle) on the Groundwork market score for insurance agencies, ranking #721 of 2,272 scored counties and #16 of 55 scored counties in Oklahoma.
How Pawnee County compares
The same measures for Oklahoma and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Pawnee County | Oklahoma | U.S. |
|---|---|---|---|
| Listings per 10k households | 14.7 | 21.2 | 15.6 |
| Spending per listing | $2M | $1.2M | $1.3M |
| Households per official establishment | 679 | 713 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.3% | −1.0% |
| Population growth, 2020–2025 | +3.1% | +4.0% | +3.1% |
| Spending per household on vehicle insurance | $2,936 | $2,526 | $1,957 |
| Median household income | $58,738 | $65,039 | $80,734 |
| Groundwork market score | 62 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 10 → 9
- Employees, 2023
- 26
- Annual payroll, 2023
- $978K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 92 chain locations
- Listings at the U.S. rate for this spending
- 14The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Pawnee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Pawnee County
- Population, 2025 estimate
- 16,029+3.1% since 2020
- Households
- 6,108
- Median age
- 41.0
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.2
- Land area
- 568 sq. mi.
- People per square mile
- 28
- Median household income
- $58,738+22.4% vs. 2015–2019, before inflation
- Average household income
- $74,199
- Median home value
- $131,500
- Jobs located here
- 3,630
- Daytime population
- 12,439Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Pawnee County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Pawnee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Oklahoma
Every Oklahoma market ranked →The highest-scoring counties in Oklahoma for insurance agencies, numbered among those based in Oklahoma, with Pawnee County marked.
Top counties in Oklahoma
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wagoner County, OK | 84 | 37 | 11.8 | $2.5M | +14.6% | #147 of 2,272 |
| 2Osage County, OK | 83 | 21 | 12.1 | $2.4M | +2.2% | #169 of 2,272 |
| 3Logan County, OK | 79 | 15 | 8.4 | $3.6M | +11.5% | #234 of 2,272 |
| 4Cherokee County, OK | 79 | 22 | 11.8 | $2.1M | +4.5% | #250 of 2,272 |
| 5Grady County, OK | 78 | 23 | 11.1 | $2.5M | +7.7% | #266 of 2,272 |
| 6Sequoyah County, OK | 78 | 19 | 12.3 | $2.1M | +4.1% | #273 of 2,272 |
| 7Adair County, OK | 77 | 8 | 11.2 | $2.3M | +2.0% | #294 of 2,272 |
| 8Rogers County, OK | 76 | 38 | 10.4 | $2.8M | +7.1% | #309 of 2,272 |
| 9Creek County, OK | 70 | 43 | 15.2 | $1.7M | +4.4% | #481 of 2,272 |
| 10Delaware County, OK | 67 | 24 | 14.0 | $1.9M | +3.8% | #563 of 2,272 |
| 16Pawnee County, OK | 62 | 9 | 14.7 | $2M | +3.1% | #721 of 2,272 |
Other business types in Pawnee County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Pawnee County, OK?
There are 9 insurance agencies on map listings in Pawnee County as of September 2026. 2 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Pawnee County, OK spend on vehicle insurance?
About $17.9M a year, or $2,936 per household. That is 50% above the U.S. average (an index of 150, where 100 is the U.S. average). Spread across the 9 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 6,108 households in Pawnee County and national spending patterns by income.
How does Pawnee County, OK compare with the U.S. for insurance agencies?
Pawnee County has 14.7 insurance agencies per 10,000 households, 6% below the U.S. rate of 15.6. Spending per agency is $2M, 59% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Pawnee County would have about 14, against 9 on map listings. There is one business with payroll in the industry for every 679 households, against one for every 966 across the U.S.
How fast is Pawnee County, OK growing?
Population estimates put Pawnee County at 16,029 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 6,108 households. The median household income in Pawnee County is $58,738 a year, 27% below the U.S. median of $80,734. That rose 22.4% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Pawnee County scores 62 for insurance agencies (upper middle), #721 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Pawnee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Pawnee County
Screening a site or an acquisition in Pawnee County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Pawnee County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.